Slide 1: Financial Results Explanatory Materials for the Fiscal Year Ended March 2019
Financial Results Explanatory Materials for the Fiscal Year Ended March 2019 Premium Group Co., Ltd. (Tokyo Stock Exchange First Section:7199) May 15, 2019 A0603
Slide 2: Agenda
1. Financial Summary of the ・・・ 3 Fiscal Year Ended March 2019 2. Financial Results Forecasts and ・・・ 14 Priority Measures for the Fiscal Year Ending March 2020 APPENDIX ・・・ 20
Slide 3: Financial Summary of the Fiscal Year Ended March 2019
Financial Summary of the Fiscal Year Ended March 2019 © Premium Group All Rights Reserved. 3
Slide 4: Change in Total Volume of New Loans
Credit Finance Business: Change in Total Volume of New Loans Unit: hundred million yen Total volume of new loans 1,351 Total volume of new loans for the full year: 135.1 billion JPY Per head (PH) Increase by 22.5% year on year 1,103 Fourth quarter alone: 39.7 billion JPY (year-on-year increase: +2
Slide 5: Change in Credit Receivables Balance
Credit Finance Business: Change in Credit Receivables Balance Unit: hundred million yen Credit receivables 2,507 Credit receivables balance for the full year: balance 250.7 billion JPY Delinquency rate Increase by 21.9% year on year (3 months or more in arrears) 2,056 Surpassed 250 billion JPY.
Slide 6: Number of Network Stores
Credit Finance Business: Number of Network Stores Unit: Number of companies Number of credit 20,417 Number of credit network stores for the network stores full year: 20,417 18,440 Full year Increase by 10.7% year on year 16,061 Exceeded 20,000 stores. Number of credit network stores is steadily
Slide 7: Change in Total Volume of New Warranties
Warranty Business: Change in Total Volume of New Warranties Unit: million yen Total volume of 2,998 Total volume of new warranties for the new warranties full year: 3.0 billion JPY Full year Increase by 19.8% year on year Fourth quarter alone 2,502 Fourth quarter alone: 820 million JPY (year-on-ye
Slide 8: Full-Year Financial Highlights (Year-on-year comparison)
Full-Year Financial Highlights Full year IFRS (Year-on-year comparison) Operating revenue was 10.7 billion JPY (year-on-year increase: +18.0%). Profit before tax increased to 2.05 billion JPY (year-on-year increase: (+3.4%) despite an increase in expenses due to the change in accounting standard
Slide 9: Full-Year Financial Highlights (Comparison of profits before tax)
Full-Year Financial Highlights Full year IFRS (Comparison of profits before tax) Due to changes in accounting standards, profit before tax for the full year decreased by 0.36 billion JPY. ⃰ Excluding the above effect, pretax income was 2.27 billion JPY, a year-on-year increase of 36.3%. Profit bef
Slide 10: Breakdown of Operating Income by Business (PL)
IFRS Breakdown of Operating Income by Business (PL) Unit: million yen 10,699 (+18.0%) Full year 209 (+86.4%) Operating income for the full year: 9,065 112 2,395 10.7 billion JPY 7,900 (+15.8%) 63 2,068 Increase by 18.0% year on year 1,826 Fourth quarter alone: 2.84 billion JPY (year-on-year increa
Slide 11: Operating expense (PL) (year-on-year comparison)
Operating expense (PL) Full year IFRS (year-on-year comparison) Operating expenses totaled 10.0 billion JPY (year-on-year increase: +34.3%) When increase in expenses due to changes in accounting standards is not factored: 8.46 billion JPY (year-on-year increase: +13.7%), maintaining a level that
Slide 12: Q4 Topics 1
Q4 Topics 1 Acquisition and retirement of company’s 2nd series subscription rights to shares A resolution was made on March 14, 2019 on the acquisition of 2nd series subscription rights to shares with exercise price amendment clause (subject to exercise restrictions) through third-party allotment an
Slide 13: Q4 Topics: Review of the Fiscal Year Ended March 2019
Q4 Topics 2 Review of the Fiscal Year Ended March 2019 Established Premium System Services Co., Ltd. with the aim of securing system personnel and achieving higher 2018 June efficiency. Formed a partnership with UcarPAC Co., LTD., which offers automobile buyback services via the internet August Form
Slide 14: Financial Results Forecasts and Priority Measures for the Fiscal Year Ending March 2020
Financial Results Forecasts and Priority Measures for the Fiscal Year Ending March 2020 © Premium Group All Rights Reserved. 14
Slide 15: Consolidated Financial Results Forecast for the Fiscal Year Ending March 2020
Consolidated Financial Results Forecast for the Fiscal Year Ending March 2020 Double-digit or larger increase in revenue and profit is expected again for the fiscal year. FY ended March FY ending March 2020 (Forecast) 2019 Year-on-year (Change) Year-on-year (percentage) (Unit: million yen) Operating
Slide 16: Summary of Forecasts (Financial Results/Management Indices)
Summary of Forecasts (Financial Results/Management Indices) Continuation of trend of increase in revenue and profit Development of growth drivers “Growth of existing businesses” “Growth of new/overseas businesses” Pursuit of management efficiency and shareholder return Securement of stable finance “
Slide 17: Diagram of Growth Strategy
Diagram of Growth Strategy ① Deepening the core businesses and expanding stable revenue. ② Promotion of new businesses ② Acquiring new sources of revenue and Expansion of diversifying our businesses by promoting peripheral business new business. Discovery of untapped areas Expansion of overseas busi
Slide 18: Summary of Measures Taken in the Fiscal Year Ended March 2019
Summary of Measures Taken in the Fiscal Year Ended March 2019 Grew the credit finance business by establishing new branch offices Deepening of and improving sales efficiency. core business Promoted expansion of the market volume jointly with the warranty subsidiary of which shares the group acqu
Slide 19: Creation of Attractive "Organization"
Creation of Attractive “Organization” Promoting creation of a diversified and strong organization that can contribute to sustainability in society through business activities Revitalize used car distribution through business growth and promote “reuse” In the warranty business, contribute to the
Slide 20: APPENDIX
Pp APPENDIX Premium
Slide 21: Accrual of Gain on Valuation of Derivatives
Accrual of Gain on Valuation of Derivatives Issuance of subscription rights to shares “Warrant No. 3” was resolved in January 2019 at the extraordinary meeting of shareholders of Eastern Commercial Leasing p.l.c. (“ECL”), a local company in Thailand which is an equity method affiliate of our company