Slide 1: loanDepot, Inc. Q3 2021 Earnings Presentation
LOANDEPOT, INC. (NYSE: LDI) Q3 2021 EARNINGS PRESENTATION November 1, 2021
Slide 2: Disclaimer
DISCLAIMER Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, its operations and financial performance. You can identify these statements by the use of words such as
Slide 3: Today's Speakers
TODAY’S SPEAKERS ANTHONY HSIEH PATRICK FLANAGAN JEFF WALSH Chief Executive Officer Chief Financial Officer Chief Revenue Officer LoanDepot since 2010 LoanDepot since 2017 LoanDepot since 2010 30+ Years Experience 30+ Years Experience 30+ Years Experience JEFF DERGURAHIAN JOHN LEE Chief Capital Marke
Slide 4: Differentiated Origination Strategy Built for All Markets
DIFFERENTIATED ORIGINATION STRATEGY BUILT FOR ALL MARKETS +3,000 mortgage professionals covering all 50 states RETAIL STRATEGY PARTNER STRATEGY Consumer Direct In-Market Partner High-tech, high-touch service Significant brand investment powered by mello® and +1,700 in- Joint ventures, integrated ref
Slide 5: Positioned to Yield Powerful Results
POSITIONED TO YIELD POWERFUL RESULTS Young and Entrepreneurial Founder- & CEO-led 11 Year Old Company Q3 ’21 YoY Purchase Volume Growth: >25% Remarkable Growth Q3 ’21 YoY Refinance Volume Growth: >10% Purpose-Built Technology ® Database of over 40 million unique individuals Data Expertise Nearly 10
Slide 6: Q3 '21 Financial Highlights
Q3 ‘21 FINANCIAL HIGHLIGHTS $32 billion 78%/22% $154 million Q3 ‘21 Volume Retail/Partner Volume Split Q3 ‘21 GAAP Net Income $238 million $145 billion 1.1% Q3 ‘21 Adjusted EBITDA UPB of Servicing Portfolio Portfolio in Active Forbearance
Slide 7: Mm QSA
Mm QSA