Sammaan Capital Ltd · NSE:SAMMAANCAP

Sammaan Capital — Indiabulls Housing Finance — Debt Investor Presentation (September 2016)

14 slides from Sammaan Capital's debt investor presentation, Sep 13, 2016

  1. Slide 1: Public Issue of Secured and Unsecured Redeemable Non-Convertible Debentures

    Indiabulls Housing Finance Limited Public Issue of Secured and Unsecured Redeemable Non-Convertible Debentures Issue Opens on September 15, 2016 Issue Closes on September 23, 2016* * Allocations will be on first come first served basis IBHFL reserves the right to close the Issue at any time prior to

  2. Slide 2: Disclaimer

    Disclaimer Indiabulls Housing Finance Limited (“Company”) (CIN: L65922DL2005PLC136029), is proposing, subject to market conditions and other considerations, a public issue of secured & unsecured redeemable non-convertible debentures (“NCDs”) and has filed a Prospectus dated 9th September 2016, (Pros

  3. Slide 3: A Leading Housing Finance Company

    A Leading Housing Finance Company Financial Highlights FY 15-16 FY 14-15 Growth (%) Balance Sheet (₹ Cr)* 76,436.0 57,231.2 33.6% Profit After Tax (₹ Cr) * 2,344.7 1,901.2 23.3% Capital Adequacy^ 20.51% 18.35% • AAA credit rating from two rating agencies: CARE AAA (triple A) by CARE and BWR AAA by B

  4. Slide 4: Growth Track Record

    Growth Track Record Balance Sheet Size (Rs. Cr) Profit Before Tax (Rs. Cr) CAGR: 25.01% CAGR: 23.65% ₹ 3,129 ₹ 76,436 ₹ 2,473 ₹ 57,231 ₹ 1,982 ₹ 44,417 ₹ 1,655 ₹ 39,129 FY13 FY14 FY15 FY16 FY13 FY14 FY15 FY16 Profit After Tax (Rs. Cr) Asset Quality 1.34% 1.22% 1.21% CAGR: 22.80% 1.18% ₹ 2,345 ₹ 1,90

  5. Slide 5: Key Performance Metrics

    Key Performance Metrics • Growth: All key financial parameters growing by between 20% and 25% – Balance sheet CAGR* : 25% – Profit after tax CAGR* : 23% • Asset Quality: Gross NPAs have remained between 70 and 90 bps and Net NPAs between 30 and 50 bps – Gross NPA* is 0.84% and Net NPA* is 0.36% at t

  6. Slide 6: Key Financials

    Key Financials As on and for the period (values in Rs Cr) Parameters (Consolidated basis unless otherwise stated) FY2016 FY2015 FY2014 Net Worth 10,627 6,565 5,639 Long term Borrowings* 46,774 35,626 26,392 Short-term borrowings 14,311 11,861 9,147 Total Loan Assets 68,683 52,235 41,169 Total Revenu

  7. Slide 7: NCD Issue

    Indiabulls Indiabulls Housin: \g Finance Limited NCD Issue

  8. Slide 8: Key Features of the Issue

    Key Features of the Issue • Secured Redeemable Non-Convertible Debentures Instruments • Unsecured Redeemable Non-Convertible Debentures • Base Issue of upto Rs 3,500 crore with an option to retain oversubscription up to Issue Size Rs 3,500 crore for issuance of additional NCDs aggregating upto Rs 7,

  9. Slide 9: Eligible Investors

    Eligible Investors  Public financial institutions, scheduled commercial banks, Indian multilateral and bilateral development financial institution which are authorised to invest in the NCDs;  Provident funds, pension funds, superannuation funds and gratuity funds, which are authorised to invest in

  10. Slide 10: Specific Terms for each Series of Secured NCDs

    Specific Terms for each Series of Secured NCDs Series I II III IV V VI VII Interest Type Fixed Fixed Fixed Fixed Fixed Fixed Fixed Interest reset process NA NA NA NA NA NA NA Frequency of Interest Payment Annual Cumulative Annual Cumulative Monthly Annual Cumulative Minimum Application (Rs) Rs 10,00

  11. Slide 11: Specific terms for Unsecured NCDs

    Specific terms for Unsecured NCDs Series VIII IX X Interest Type Fixed Fixed Fixed Interest reset process NA NA NA Frequency of Interest Payment Monthly Annual Cumulative Minimum Application (Rs) Rs 10,000 (10 NCDs) across all Series collectively In multiples of (Rs) Rs 1,000 (1 NCD) Face Value of N

  12. Slide 12: Investor Category/ Allocation Ratio

    Investor Category/ Allocation Ratio Investor Category/Allocation Ratio Priority in case of Allocation Type of Investor Category undersubscription in any Ratio Investor Category(ies) Institutional Investors Category I Investors 20% 4th Non Institutional Investors Category II Investors 20% 3rd High Ne

  13. Slide 13: Intermediaries to the Issue

    Intermediaries to the Issue Lead Managers YES Securities (India) Limited IIFL Holdings Limited Edelweiss Financial Services Limited IndusInd Bank Limited A. K. Capital Services Limited SBI Capital Markets Limited Axis Bank Limited Trust Investment Advisors Private Limited Registrar Karvy Computersha

  14. Slide 14: Thank You

    Indiabulls Indiabulls Housin \g Finance Limited Thank You

Indiabulls Housing Finance — Debt Investor Presentation (September 2016) on 6ix