Regions Financial Corporation · NYSE:RF

Regions Financial — Investor Presentation (March 2021)

7 slides from Regions Financial's investor presentation, Mar 8, 2021

  1. Slide 1: Investor Information - Select Pages Update February - March 2021

    Investor Information - Select Pages Update February - March 2021 Exhibit 99.1

  2. Slide 2: Net interest income and net interest margin - Core Drivers

    • Rate environment impacts offset through active balance sheet management; trend likely to continue in near-term ◦ Higher avg. hedging notional; total benefit of $97M NII to 4Q(3) ◦ Lower deposit pricing; deposit cost = 8bps / interest-bearing deposit cost = 13bps ◦ Cash management strategy carryove

  3. Slide 3: 2021 expectations - Unchanged

    2021 expectations - Unchanged (1) Non-GAAP, see appendix in original 8-K filing for reconciliation. (2) The reconciliation with respect to forward-looking non-GAAP measures is expected to be consistent with actual non-GAAP reconciliations included in previous filings with the SEC. (3) Total revenue

  4. Slide 4: Forward-Looking Statements

    Forward-Looking Statements This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements are not based on historical information, but rather are related to future operations, strategies, financial results or ot

  5. Slide 5: Forward-looking statements (continued)

    Forward-looking statements (continued) • Our ability to comply with stress testing and capital planning requirements (as part of the CCAR process or otherwise) may continue to require a significant investment of our managerial resources due to the importance of such tests and requirements. • Our abi

  6. Slide 6: Forward-looking statements (continued)

    • The effects of a possible downgrade in the U.S. government’s sovereign credit rating or outlook, which could result in risks to us and general economic conditions that we are not able to predict. • The effects of problems encountered by other financial institutions that adversely affect us or the

  7. Slide 7: Generating Consistent, Sustainable Long-term Performance

    > GENERATING Consistent Sustainable We ng-term Performance A REGIONS

Regions Financial — Investor Presentation (March 2021) on 6ix