Mcb Bank Limited · PSX:MCB
Mcb Bank — Q1 2018 Earnings Presentation
14 slides from Mcb Bank's earnings presentation, Mar 31, 2018
Slide 1: MCB Bank Limited Investors Briefing
MCB Bank Limited Investors Briefing March 31, 2018 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting & Taxation
Slide 2: Group Structure
Group Structure MCB is one of the oldest banks of Pakistan, incorporated in 1947. It was privatized in 1991. To accede to international capital markets, the Bank launched Global Depositary Receipts (GDRs) in 2006. It was the first Pakistani Bank that got its GDRs listed on the London Stock Exchange.
Slide 3: MCB Key Historical Milestones
MCB Key Historical Milestones 1947 Incorporation Nationalization 1974 Privatization 1991 Change of name from Muslim Commercial Bank to MCB Bank 2005 1st Pakistani Bank to issue Global Depository Receipts 2006 Strategic Acquisition by Maybank – Largest private sector transaction 2008 Total Deposits o
Slide 4: Bank for Life: Strategic pillars
Strategic pillars MARKET LEADERSHIP > Amongst top 3 Banks in Pakistan > Maintain first-mover’s advantage in new businesses > Socially Responsible Organization > Strong Brand Recognition PRODUCTS & SERVICES Bank PEOPLE FOCUS > Continuous & sustainable earnings growth > Customer centricity in sales &
Slide 5: One of the largest Commercial Bank in Pakistan
One of the largest Commercial Bank in Pakistan Financial Strength Domestic and International footprint PKR 1,293 bn Domestic Assets 1,435 (US$ 11.2 bn) Branches 11 PKR 1,005 bn Foreign Deposits (Sri Lanka : 8, Bahrain : 1, EPZ : 1, UAE : (US$ 8.7bn) Branches 1) 1 Rep Office in Dubai PKR 514 bn MCB F
Slide 6: Distinguishing Financial Factors
Distinguishing Financial Factors MCB Bank carries the highest CASA base of around 93% of its total deposit base; MCB Bank has maintained one of the highest spreads in the industry over the last many years; MCB Bank has one of the highest return on assets of 1.46% as at March 31, 2018; One of
Slide 7: Statement of Financial Position
Statement of Financial Position Rs. in mln Unconsolidated Consolidated Mar 2018 Dec 2017 YTD % Mar 2018 Dec 2017 YTD % Assets 1,293,468 1,327,311 (33,843) -2.5% 1,346,036 1,373,430 (27,395) -2.0% Advances - net 468,508 469,356 (847) -0.2% 507,573 500,966 6,607 1.3% Investments 601,192 656,964 (55,77
Slide 8: Non Performing Loans (NPLs)
Non Performing Loans (NPLs) Rs. in mln Mar 18 Dec 17 Sep 17 Jun 17 Mar 17 Total NPLs 48,377 48,753 49,251 22,478 21,162 QoQ (376) (498) 26,773 1,316 (527) QoQ % variance -1% -1% 119% 6% -2% Substandard 381 552 929 3,140 323 QoQ (171) (377) (2,211) 2,817 248 QoQ % variance -31% -41% -70% 872% 331% Do
Slide 9: Investments
Investments Rs. In mln Decrease of Rs. 24.12B in Market Treasury Bills and decrease of Rs. 29.03B in Pakistan Investment Bonds. Mar 2018 Dec 2017 Var. % var. Mar 2017 Var. % var. Treasury Bills 360,247 384,367 (24,121) -6% 447,088 (86,841) -19% Pakistan Investment Bonds 193,811 222,838 (29,028) -13%
Slide 10: Deposits
Deposits Rs. in mln Q1 18 Q4 17 Q3 17 Q2 17 Q1 17 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits - Volume 1,005,027 968,483 962,500 891,551 818,950 Current deposits 395,346 39% 377,083 39% 368,553 38% 368,779 41% 318,132 39% Savings deposits 536,095 53% 522,281 54% 530,883 55% 469,5
Slide 11: Profit and Loss Statement
Profit and Loss Statement Rs. In mln Unconsolidated Consolidated Mar 2018 Mar 2017 +/- % Mar 2018 Mar 2017 +/- % Mark-up Income 18,214 17,274 940 5.4% 18,947 17,670 1,277 7.2% Mark-up Expense 7,216 7,539 (323) -4.3% 7,607 7,690 (82) -1.1% Net Mark-up Income 10,998 9,735 1,263 13.0% 11,340 9,980 1,36
Slide 12: Key Performance Ratios
Key Performance Ratios Coverage EPS Infection Coverage Non- BV ROA ROE CAR ADR (incl. benefit of (annualised) ratio ratio* markup/Total Rev liquid sec)** Mar 2018 115.35 1.46% 13.99% 16.12 16.97% 51.13% 9.41% 93.72% 97.22% 28.10% Dec 2017 115.18 1.89% 17.65% 19.56 16.44% 53.18% 9.47% 93.74% 97.31% 2
Slide 13: International Recognition Awards / Accolades
International Recognition Awards / Accolades Ranked among the Top 25 Companies in Pakistan Winner – Best Presented Annual “Winner -Best Corporate Report Accounts 2014 Award 2016 – Banking Sector” Best bank in Pakistan - 2016 1st Runner Up Best Presented Winner” - Best Corporate Report Award 2015 Bes
Slide 14: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk