PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — H1 2017 Earnings Presentation
30 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, Jun 30, 2017
Slide 1: Maybank Indonesia Financial Results 1H 2017
Humanising Financial Services Maybank Indonesia Financial Results 1H 2017 ended 30 June 2017 www.maybank.co.id
Slide 2: Table of Contents
Table of Contents Summary of 1H 2017 Results 3 Financial Performance 6 Maybank Indonesia in Brief 20 Awards and Events Highlights 26
Slide 3: Summary of 1H 2017 Results
Summary of 1H 2017 Results
Slide 4: Summary of 1H FY2017 Results (1)
Summary of 1H FY2017 Results (1) Recorded 16.3% increase in PATAMI 1 • PATAMI increased by 16.3% (YoY) to Rp998.5 Billion, driven by higher total income coupled Profitability with lower provisions Improvement YoY • Net Interest Income grew 7.0% (YoY) with NIM improved to 5.3% as at Jun-17 from 5.0%
Slide 5: Summary of 1H FY2017 Results (2)
Summary of 1H FY2017 Results (2) 5 Sustained Capital • Total Assets increased by 5.9% (YoY) to Rp171.3 trillion • Stronger capital position with CAR as per 30 June 2017 at 16.9% with total capital of Positions Rp22.0 trillion and CAR Tier 1 at 13.7% 6 • WOM CSPA between Maybank Indonesia and Relianc
Slide 6: Financial Performance
Financial Performance
Slide 7: Balance Sheet
Balance Sheet Jun-17 Mar-17 Dec-16 Jun-16 Financial Position - Consolidated QoQ YoY (Published) (Proforma) (Proforma) (Published) Rp Billion a b c d (a/b)-1 (a/d)-1 Loans 119,924 119,872 121,787 117,514 0.0% 2.1% Other Earning Assets 29,440 27,173 26,601 25,976 8.3% 13.3% Other Assets 21,959 17,844
Slide 8: Income Statement
Income Statement 1H 2017 1H 2016 2Q 2017 1Q 2017 Income Statement - Consolidated YoY QoQ (Published) (Published) (Proforma) (Proforma) Rp Billion a b (a/b)-1 c d (c/d)-1 Interest Income 7,382 7,350 0.4% 3,695 3,687 0.2% Interest Expense (3,546) (3,765) -5.8% (1,759) (1,787) -1.6% Net Interest Income
Slide 9: Financial Ratios
Financial Ratios Key Operating Ratio Jun-17 Mar-17 Jun-16 Key Operating Ratio Jun-17 Mar-17 Jun-16 Consolidated a b c (a-c) Bank Only a b c (a-c) Profitability Profitability Return On Assets 1.64% 1.59% 1.44% 0.20% Return On Assets 1.46% 1.37% 1.29% 0.17% Return On Equities (Tier 1) 11.32% 11.30% 10
Slide 10: Loans
Loans - GB loans saw strong loans growth of 18.9% (yoy) - CFS is affected by tight competition (impact on pricing) & slowdown in consumer spending LDR & Total Loans Rp Trillion Loans Portfolio Breakdown Rp Trillion Jun-17 Mar-17 Dec-16 Jun-16 YoY QoQ 100.06% 99.22% 98.72% 97.08% Global Banking 27.3
Slide 11: Asset Quality
Asset Quality Remains focus in improving asset quality Asset Quality – Maybank Indonesia Asset Quality – Maybank Indonesia Impaired Loans (consolidated) NPL (consolidated) 3.79% 3.90% 4.03% 3.97% 3.51% 3.63% 3.68% 3.70% 3.40% 3.56% 2.33% 2.40% 2.22% 2.38% 2.40% 2.77% 2.42% 2.32% 2.25% 2.26% Jun-16 S
Slide 12: Customer Deposits
Customer Deposits Maintaining solid funding base Deposits from Customers by Business Segment Deposits from Customers by Type 16% 17% 24% 24% Current Account Global Banking Jun-16 Jun-17 Jun-16 Saving Account Jun-17 23% 20% CFS 61% Time Deposit 63% 76% 76% Deposits from Customers by Currency Rp Trill
Slide 13: Fee Income
Fee Income Fee Income increased by 9.2% to Rp1.5 Trillion Rp billion +9.2% YoY (49.8)% YoY +9.1% YoY (56.6)% YoY +45.4% YoY 1,457 1,334 1,120 771 Jun-16 Jun-17 376 189 101 110 87 38 Total Fee Income Fees and commissions other Gains on foreign exchange Gains/loss of trading Other fee income than from
Slide 14: Operating Expenses
Operating Expenses On BAU level, Operating Expenses grew slightly by 1.9% to Rp2,822 billion Rp billion +10.6% YoY +2.9% YoY +16.5% YoY 3,064 2,770 2,822 2,770 1,830 1,571 Jun-16 1,199 1,234 1,571 1,588 Jun-17 one-off expenses Total Operating Personnel G&A Expenses (in Rp billion) Breakdown of G&A J
Slide 15: Sound Capital Position
Sound Capital Position 17.65% On March 31, 2017, the Bank 16.76% 16.94% 16.89% held an annual Shareholders‟ 15.92% General Meeting whereby the shareholders approved the allocation of Rp19,483 to the general reserve and the 126,245 129,881 128,014 130,247 payment of cash dividends of 124,088 Rp389,66
Slide 16: Shariah Banking
Shariah Banking Continued to demonstrate strong performance Shariah First strategy continue to demonstrate strong results Assets increased by 30.5% (YoY) to Rp22.2 trillion, contributing 13.0% of the Bank‟s consolidated total assets Financing increased by 49.8% (YoY) to Rp16.2 trillion Deposit
Slide 17: Shifting Towards Internet Banking Transactions
Shifting Towards Internet Banking Transactions Maybank SMS+ Mobile Banking Number of Users Number of Transactions Transaction Volume (Thou) (Rp billion) +18.3% -4.6% -12.9% 533,033 1,692 3,485 450,752 3,323 1,474 Jun-16 Jun-17 1H16 1H17 1H16 1H17 Maybank M2U Internet Banking Number of Users Number o
Slide 18: Maybank Finance Operations
Maybank Finance Operations An improved all-round performance Revenue and Profit Before Tax Financing IDR billion 20.4% IDR billion 21.9% 6,722 5,514 20.4% Jun-16 Jun-17 Consumer Financing Asset Quality Unit Financing (unit) 22,790 23,030 20,324 20,495 0.44% 0.42% 0.41% 0.39% 0.39% 0.36% 0.34%
Slide 19: WOM Finance Operations
WOM Finance Operations Higher earnings despite slow environment Revenue and Profit Before Tax Financing IDR billion IDR billion 5.5% 8.8% 1,020 5,531 937 5,243 52.6% 75 49 Jun-16 Jun-17 Jun-16 Jun-17 Revenue Profit Before Tax Asset Quality Unit Financing („000 unit) 224 207 3.84% 3.55% 3.32% 2.9
Slide 20: Maybank Indonesia in Brief
Maybank Indonesia in Brief
Slide 21: Profile
Profile Profile* Established : 15 May 1959 Total Assets : Rp171.3 Trillion Total Equity : Rp19.9 Trillion Market Capitalisation : Rp21.0 Trillion Position in Indonesia : Rank #9 in terms of Assets (as of Mar 2017) Rank #9 in terms of Loans Rank #9 in terms of Deposits 419** (Maybank Indonesia) # of
Slide 22: Company Ratings and Shareholdings
Company Ratings and Shareholdings Company Rating Shareholders PUBLIC National Long-Term Rating AAA(idn); Outlook Stable National Short-Term Rating F1+(idn) 78.98% 21.02% Long-Term Foreign-Currency IDR BBB; Outlook Stable Short-Term Foreign-Currency IDR F3 Viability Rating bb Support Rating 2 Senior
Slide 23: Board of Commissioners
Board of Commissioners Spencer Lee Tien Chye Edwin Gerungan** Commissioner Commissioner Datuk Abdul Farid bin Alias* President Commissioner Umar Juoro Budhi Dyah Sitawati Achjar Iljas Independent Commissioner Independent Commissioner Independent Commissioner * Appointed as President Commisioner at t
Slide 24: Board of Directors
Board of Directors Thilagavathy Nadason Jenny Wiriyanto Dhien Tjahajani Director Director Director Taswin Zakaria President Director Eri Budiono Irvandi Ferizal Restiana Ie Tjoe Effendi** Director Director Linggadjaya* Director Director * Appointed as Director at the AGMS on March 31, 2017 and will
Slide 25: Building Competitive Advantage
Building Competitive Advantage Through four pillars of Maybank Indonesia CFS Non Retail CFS Retail MKE = Maybank Kim Eng Indonesia MAM = Maybank Asset Management MIF = Maybank Finance (subsidiary of Maybank Indonesia) MSI = Maybank Syariah Indonesia WOMF = Wahana Ottomitra Multiartha (Subsidiary of
Slide 26: Awards and Events Highlights
Awards and Events Highlights
Slide 27: Awards and Events Highlights in 2Q 2017 (1/2)
Awards and Events Highlights in 2Q 2017 (1/2) KARIM Award 2017 Sharia Banking Maybank Indonesia has received 2 (two) awards in KARIM Award 2017 held by KARIM Business Consulting Indonesia : The Best Islamic Bank – UUS >1,5 T and The Most Expanding Funding – UUS > 1,5 T INFOBANK Banking Service Excel
Slide 28: Awards and Events Highlights in 2Q 2017 (2/2)
Awards and Events Highlights in 2Q 2017 (2/2) Pastoral Care Maybank Foundation Scholarship - Campus Visit Series 2017 Maybank Indonesia conducted Pastoral Care 2017 to visit 39 Maybank Foundation Scholarship‟s beneficiaries at a number of universities to encourage and to motivate the spirit of the b
Slide 29: My Bank is Maybank! Thank You
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK IS customers and staff with MAYBA NK ! respect. . We make humanising y ‘= . - f financial services more than * just a promise but the way we do business. e Thank You Maybank
Slide 30: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA TBK Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
PT Bank Maybank Indonesia — H1 2017 Earnings Presentation on 6ix