21 slides from Prosus N.v. Class N's investor presentation
Slide 1: Orkun Saitoğlu, CEO
_iyzico_ - ‘Orkun Bac “le : 7 CEO
Slide 2: 3 value drivers
3 value drivers Democratizing payments, accessible for everyone, everywhere Making it simple for merchants to accept payments and for consumers to pay with peace of mind Easy Evolved from a PSP & payment gateway, to a full range of solutions for merchants and consumers Fast Enabling businesses of al
Slide 3: Understanding the market opportunity: Türkiye at a glance
Understanding the market opportunity: Türkiye at a glance Türkiye is one of the largest and most Young and urban Large economic growth, but is also digital countries demographics experiencing high inflation GDP TRY 43,410 B USD 1,322 B 89% 52% 85M 2024 Internet % of Online Population Penetration Sho
Slide 4: iyzico: transforms market needs into scalable payment solutions
iyzico: transforms market needs into scalable payment solutions The Market: The Consumers: Expects seamless & Merchant Demand seamless, instant experiences Ecosystem secure checkout Growing adoption of SMEs embracing digital wallets and digital transformation mobile-first experiences Easy, Fast, Sec
Slide 5: Our journey: milestones to momentum
Our journey: milestones to momentum 2025 TRY 440 B Acquisition of New Business In-store & B2B 2024 USD 28M in total investments secured a company Payment TRY 255 B +6.5 M +185 K Institution iyzico Wallet launched User Merchant License acquisition foundation 2020 2019 2017 TRY 13 B 2016 TRY 7 B 2013
Slide 6: FY25: growth, scale and resilience
FY25: growth, scale and resilience +185K +6.5M +225M Merchants Consumers Transactions Democratizing Financial TRY +255 B TRY +12 B TRY +1.0 B Services TPV Revenue Adj. EBITDA FY25 figures
Slide 7: Value proposition: connecting merchants and consumers
Value proposition: connecting merchants and consumers… Wallet - Quick, fast, secure Online Digital Payments Account / Money Payments Transfer, iyzico IBAN Account, E-Money, Money Products, services transfer, Card Storage Merchant Platforms, App, Panel, Dashboard & convenience iyzico App SME Financia
Slide 8: Enabling seamless payment acceptance for merchants
…enabling seamless payment acceptance for merchants Online Account / Money Payments Transfer, iyzico IBAN Merchant Platforms, Seamless integration App, Panel, Dashboard and simple onboarding Easy SME Financial Services Corp. Cards Instant, reliable Merchant payment processing Ecosystem Fast In-store
Slide 9: PSP: The payment engine behind thousands of businesses
PSP: The payment engine behind thousands of businesses TPV (TRY B) Merchant Count (K) 175 131 111 117 99 83 54 65 24 44 3 7 13 1 1 31 17 7 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25
Slide 10: Secure and seamless payments for millions of consumers
Secure and seamless payments for millions of consumers Wallet - Quick, fast, secure Digital Payments Account, E-Money, Money transfer, Card Storage Frictionless checkout with Pay with iyzico iyzico App Easy iyzico Card Instant, hassle-free Buyer Protection transactions Consumer Fast Ecosystem Shoppi
Slide 11: A secure, user-friendly digital wallet simplifying online payments
A secure, user-friendly digital wallet simplifying online payments Card payments: Installments & card loyalty points usage Balance payments Mixed payment: Top-up and pay Shopping loan with 6 partner banks Bank transfer (EFT/Wire) AI powered Prepaid card shopping assistant
Slide 12: Wallet: A trusted shopping companion
Wallet: A trusted shopping companion TPV (TRY B) User Count (M) 18 6,5 4,1 8 2,7 3 1,2 0,0 0,2 1 0,3 0,0 FY20 FY21 FY22 FY23 FY24 FY25 FY20 FY21 FY22 FY23 FY24 FY25
Slide 13: Simplifying B2B payments through Paynet acquisition
Built for dealer and franchise networks Optimized for complex sales Simplifying B2B structures payments through Paynet acquisition Driving efficiency across layered networks USD 87M enterprise value
Slide 14: B2B: managing the entire payment value chain
B2B: managing the entire payment value chain Product flow Campaign Management Cash Management & Money Distribution Detailed Reporting Service Payment flow Fraud Support Merchants Sub-merchants TPV +4K +50K + TRY 60 B Open Banking FY25 figures
Slide 15: Now disrupting the physical world
Unified commerce Now disrupting Ability to connect data across the physical world sales channels Enhanced customer experience & management
Slide 16: In-Store: empowering merchants with omnichannel solutions
In-Store: empowering merchants with omnichannel solutions Merchant Loyalty & Physical Market Volume Retention TRY 11 T New Revenue Streams Omnichannel Payment Solution All-in-one Product Offering
Slide 17: One platform, endless potential
One platform, endless potential…. Future-focused growth across PSP, Wallet, B2B & In-Store Total Platform value (TRY B) Wallet 4x 1.000 PSP 710 440 B2B In-store 255 FY25 FY26 FY27 FY28
Slide 18: To grow and expand beyond Türkiye
…to grow and expand beyond Türkiye Geographic expansion fueled by the Prosus ecosystem
Slide 19: All-in-one: One-stop shop for modern payment needs
All-in-one: One-stop shop for modern payment needs in Turkey & beyond democratizing financial services
Slide 20: Appendix
Appendix
Slide 21: FY25: growth, scale and resilience (USD)
FY25: growth, scale and resilience +185K +6.5M +225M Merchants Consumers Transactions Democratizing Financial USD +7.4 B USD +366 M USD +29 M Services TPV Revenue Adj. EBITDA FY25 figures USD / TRY 34.42