Priority Technology Holdings, Inc. · NASDAQ:PRTH
Priority Technology — Q4 2025 Earnings Presentation
18 slides from Priority Technology's earnings presentation, March 2026
Slide 1: Supplemental Slides Q4 2025 Earnings Call
Priority Technology Holdings, Inc. (Nasdaq: PRTH) Supplemental Slides Q4 2025 Earnings Call March 2026
Slide 2: Disclaimer
Disclaimer Important Notice Regarding Forward-Looking Statements and Non-GAAP Measures This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements include, but are not limited to, statements about future financia
Slide 3: Key 2025 Highlights
Key 2025 Highlights FY 2025 RESULTS FY 2026 GUIDE REFLECTS HSD GROWTH NET REVENUE ADJ GROSS PROFIT1 2026 2026 Guidance $1.01 - $1.04B 6-9% Growth +8% +14% REVENUE Range (4-7% Organic) (In Millions) 2025 $953 ADJ EBITDA1 ADJ EPS (diluted) +10% $1.03 ADJ. GROSS 2026 2026 Guidance $405 - $425 (+102%) R
Slide 4: Q4 2025 Consolidated Results
Q4 2025 Consolidated Results 9% 19% 360bp 16% 40.6% $247.1M $100.2M $60.1M $227.1M $83.9M 37.0% $51.7M Q4 24 Q4 25 Q4 24 Q4 25 Q4 24 Q4 25 Q4 24 Q4 25 Revenue increased Adj Gross Profit1 Adj Gross Profit Adjusted EBITDA1 9% to $247.1 increased 19% to margin1 increased increased 16% to million $100.2
Slide 5: Full Year 2025 Consolidated Results
Full Year 2025 Consolidated Results 8% 14% 200bp 10% 39.3% $953.0M $374.7M $225.2M $879.7M $328.1M 37.3% $204.3M FY 24 FY 25 FY 24 FY 25 FY 24 FY 25 FY 24 FY 25 Revenue increased Adj Gross Profit1 Adj Gross Profit Adjusted EBITDA1 8% to $953.0 increased 14% to margin1 increased increased 10% to mill
Slide 6: Priority Commerce: Powering an Ecosystem of Integrated Financial Solutions
Priority We Provide Personalized Payments and Banking Solutions to: Commerce: Accelerate Cash Flow + Optimize Working Capital Powering an Ecosystem of Integrated Financial Collect Store Lend Send Solutions ▪ Priority Commerce Engine (PCE) is a unified platform that provides our customers a Priority
Slide 7: End Customers
Priority Commerce Engine Consumer Finance m ent Orchestrati Consumers ay it, Debit, ACH, Check, W o O red ire P n ) Sports & (C pti w ated Partners Small Businesses rate Cash Flo Tr Entertainment mize End Customers P ta & Business eas (G s-Through Insuranc C as LM ury Solution apping, Recon, FID D I
Slide 8: Fourth Quarter 2025 Financial Results
Fourth Quarter 2025 Financial Results prioritycommerce.com 8
Slide 9: Continued Shift to High Value Segments
Continued Shift to High Value Segments % of Adj. Gross Profit from Payables & Treasury Solutions 1,2 Payables and Treasury Solutions Treasury Solutions Payables +1% +1% Impact of Excluding Acquisitions 61% 62% 62% segments represented 62% of LTM 59% 60% 57% 8% Adj Gross Profit (63% excluding 56% 8
Slide 10: Merchant Solutions Highlights – Q4 2025
Merchant Solutions Highlights – Q4 2025 Revenue Adj. Gross Profit1 Adj. EBITDA1 $165.3MM $40.1MM $30.6MM +6% YoY +25% YoY | 24.3% Margin +15% YoY | 18.5% Margin Q4 2025 Segment Highlights ➔ Revenue growth driven by a combination of (i) Boom and Dealer Merchant Services acquisitions and (ii) 3% organ
Slide 11: Payables Highlights – Q4 2025
Payables Highlights – Q4 2025 Revenue Adj. Gross Profit1 Adj. EBITDA1 $26.8MM $7.4MM $3.9MM +13% YoY +16% YoY | 27.6% Margin +61% YoY | 14.4% Margin Q4 2025 Segment Highlights ➔ Revenue growth driven by 20% increase in Supplier-Funded revenues and 11% increase in Buyer-Funded revenues ➔ Adj Gross Pr
Slide 12: Treasury Solutions Highlights – Q4 2025
Treasury Solutions Highlights – Q4 2025 Revenue Adj. Gross Profit1 Adj. EBITDA1 $57.3MM $52.7MM $47.6MM +18% YoY +16% YoY | 91.9% Margin +13% YoY | 82.9% Margin Q4 2025 Segment Highlights ➔ CFTPay Avg Monthly New Enrollments of 54K contributed to 24% increase in Billed Clients to 1.1MM ➔ Growth in a
Slide 13: Consolidated Operating Expenses – Q4 2025
Consolidated Operating Expenses – Q4 2025 Salaries & Benefits SG&A Depreciation & Amortization $28.8MM $17.7MM $20.2MM +24% YoY +39% YoY +46% YoY Q4 2025 Segment Highlights ➔ Higher Salaries & Benefits driven by higher stock-based comp and acquisition-related headcount additions ➔ Increase in SG&A e
Slide 14: Capital Structure Highlights
Capital Structure Highlights Net Leverage Calculation Key Updates and Highlights Total Debt Balance 1 $1,020.0 Closed DMS acquisition on 10/1/2025 and upsized Term ( - ) Unrestricted Cash Balance $77.2 Loan by $35 million Net Debt $942.8 LTM Adj. EBITDA (Q4 2025)2 $225.2 Priority made $15 millio
Slide 15: 2026 Financial Guidance
2026 Financial Guidance $1.01 – $1.04B $405 – $425MM $230 – $245MM (6-9% Growth) Total Revenue Adj. Gross Profit1 Adj. EBITDA1 High single-digit Revenue growth will drive continued improvements in Adjusted Gross Profit1 and Adjusted EBITDA1 with some offsets to margins resulting from lower interest
Slide 16: Appendix
Appendix prioritycommerce.com 16
Slide 17: Appendix 1 – Adjusted Gross Profit Reconciliation
Appendix 1 – Adjusted Gross Profit1 Reconciliation The reconciliation of adjusted gross profit to its most comparable GAAP measure is provided below: (in Millions) (in Millions) Three Months Ended December 31, 2025 Three Months Ended December 31, 2024 Merchant Treasury Merchant Treasury Payables Eli
Slide 18: Appendix 2 – Adjusted EBITDA Reconciliation
Appendix 2 – Adjusted EBITDA1 Reconciliation The reconciliation of adjusted EBITDA to its most comparable GAAP measure is provided below: (in Millions) Three Months Ended December 31, 2025 (in Millions) Three Months Ended December 31, 2024 Merchant Treasury Merchant Treasury Payables Eliminations To
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