Turkiye Sigorta A.s. · BIST:TURSG
Turkiye Sigorta A.s — 9M25 Earnings Presentation
10 slides from Turkiye Sigorta A.s's earnings presentation, Oct 20, 2025
Slide 1: Non-life Insurance Sector 9M25 Premium Results
Non-life Insurance Sector 9M25 Premium Results Publish date: 20/10/2025 Investor Relations, Türkiye Sigorta September 2025 |1
Slide 2: Disclaimer
Disclaimer This presentation is prepared by Türkiye Sigorta A.Ş., based on general ideas and it is subject to change without notice. It is based on information obtained from sources that the company believes to be reliable, but the company does not guarantee the authenticity and completeness of info
Slide 3: Premium production, market share, portfolio, distribution
1 Premium production 2 Market share 3 Portfolio breakdown 4 Distribution channel breakdown September 2025 |3
Slide 4: Premium Production
1 Premium Production MOD MTPL F&ND Health Mn TL Mn TL Mn TL Mn TL +50% +13% +32% +122% Türkiye 12,154 10,577 11,993 26,057 13,422 Sigorta 8,091 19,801 6,051 09/2024 09/2025 09/2024 09/2025 09/2024 08/2025 09/2024 08/2025 MOD MTPL F&ND Health Mn TL Mn TL Mn TL Mn TL +32% +51% +36% +61% 100,411 222,24
Slide 5: Premium Production
1 Premium Production Agriculture Engineering Accident Other Mn TL Mn TL Mn TL Mn TL +59% +52% +23% +37% Türkiye 19,750 8,785 4,355 8,617 5,769 3,543 Sigorta 12,438 6,310 09/2024 09/2025 09/2024 09/2025 09/2024 09/2025 09/2024 09/2025 Agriculture Engineering Accident Other Mn TL Mn TL Mn TL Mn TL +59
Slide 6: Market Share
2 Market Share 105,135 Motor 24,147 Non-motor 78,558 Health 67,918 17,653 58,979 10,569 27,617 24,051 67,566 36,802 26,321 23,281 50,336 26,031 13,422 13,981 11,647 9,261 1,510 T Allianz Anadolu Axa HDI 08/2025 14.4% 10.7% 9.3% 8.1% 5.0% M. share (Δ yoy) 08/2024 14.5% 11.1% 9.3% 7.6% 5.0% Premium (Δ
Slide 7: Portfolio Breakdown
3 Portfolio Breakdown 09/2024 09/2025 11% 14% 12% 15% 15% 11% 29% 8% 30% 13% MOD MOD MTPL 17% MTPL Health Health 19% Agriculture 18% Agriculture 8% 20% Engineering Engineering 8% F&ND 4% F&ND 4% Accident 5% Accident 5% 27% Other Other 25% 17% 16% 3% 5% 4% 2% 8% 9% 8% 8% Sector TS Sector TS September
Slide 8: Distribution Channel Breakdown
4 Distribution Channel Breakdown Sales channels year-on-year growth Direct Agency Bank Broker 68% 51% 49% 50% 38% 40% 41% 30% Sector TS Sector TS Sector TS Sector TS Sales channels distribution by top 5 4% 5% 1% 9% Direct 18% Agency 26% 68% 64% 74% 85% Bank 42% 6% 13% 4% Broker& 22% 1% 14% 14% 18% 1
Slide 9: Investor Kit and contact information
For the most recent earnings reports and notes: Investor Kit For further information: investor.relations@turkiyesigorta.com.tr Name Responsibility E-mail Phone Şahika Balbay Demiroğlu Director sahika.demiroglu@turkiyesigorta.com.tr +90 (212) 800 86 89 Recep Şahin Manager recep.sahin@turkiyesigorta.c
Slide 10: September 2025 |10
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