Slide 1: QuickFee Limited 2025 AGM address and presentation
ASX Release | 18 November 2025 QuickFee Limited 2025 Annual General Meeting address and presentation QuickFee Limited (ASX: QFE) (“QuickFee”) attaches a presentation containing the following documents to be presented at its 2025 Annual General Meeting (“AGM”) today: + Chair’s address; + Management p
Slide 2: QuickFee Limited 2025 Annual General Meeting
QuickFee Limited 2025 Annual General Meeting 18 November 2025
Slide 3: Agenda
AGENDA Chair’s address Management presentation Fiscal Year 2025 review Fiscal Year 2026 progress and outlook Meeting formalities
Slide 4: Your Board & senior leadership team
Your Board & senior leadership team Dale Smorgon Michael McConnell Non-Executive Non-Executive Chairman Director Bruce Coombes Simon Yeandle Executive Director and Chief Financial Officer and Chief Executive Officer Company Secretary 18 November, 2025
Slide 5: Chair's Address
CHAIR’S ADDRESS
Slide 6: Chair's Address
Chair’s Address Dear shareholders, On behalf of the Board, I am pleased to Total revenue was up 25% on pcp to We have commenced legal Importantly, we have retained our high QuickFee is an an extremely strong welcome you today as the Chair of A$25.3 million, driven by an proceedings in the US against
Slide 7: Management Presentation
MANAGEMENT PRESENTATION
Slide 8: QuickFee helps professional services firms accelerate collection of accounts receivable
QuickFee helps professional services firms accelerate collection of accounts receivable, get paid faster and grow their business. TRUSTED FOR PAYMENTS AND WE HELP FIRMS OUR SOLUTIONS B2B FINANCE FINANCING SOLUTIONS SINCE 2009: Reduce A/R Pay Now | EFT + Card (AU + Designed specifically A/R typically
Slide 9: FY25 Highlights: Inflection point in profitability
FY25 Highlights: Inflection point in profitability + REVENUE UP 25% ON PCP + UNDERLYING EBTDA* + RECORD TRANSACTION POSITIVE in FY25 VOLUMES IN FY25 A$25.3M A$2.4M US PAY NOW US$ 1.5BN A$20.3M UP 12% FY24 FY25 GROUP LENDING A$ 115M UP 15% A$(3.2M) FY24 FY25 + Earnings improved significantly in FY25
Slide 10: FY25 TTV and revenue: Outstanding AU performance and solid US growth
FY25 TTV and revenue: Outstanding AU performance and solid US growth + TOTAL REVENUE OF A$25.3M1, UP 25% ON PCP FY25 PERFORMANCE FY25 FY24 MOVEMENT 25.3 REVENUE 20.3 US FINANCE (PAY OVER TIME) US$ 3.0 M US$ 2.6 M +15% 14.8 US PAY NOW (ACH & CARD) US$ 5.3 M US$ 4.7 M +13% 10.9 AU FINANCE (PAY OVER TI
Slide 11: Improved profitability in the US
Improved profitability in the US US Financial Performance + Strong revenue growth, up 14% to A$ 12.8 million: Reflects 15% growth in Finance revenue to A$4.6 million and 13% growth in Pay Now revenue to A$8.1 million A$’M FY25 FY24 %+/- Pay Over Time (Finance) revenue + Establishment of new Connect
Slide 12: Expanding profitability in AU
Expanding profitability in AU AU Financial Performance + Strong revenue growth: AU revenue up 36% to $12.4 million, A$’M FY25 FY24 %+/- driven by a 38% increase in Finance revenue to $10.9 million Pay Over Time (Finance) revenue 10.9 7.9 +38% Pay Now (EFT + Card) revenue 1.0 0.9 +11% + Stable gross
Slide 13: Strengthened balance sheet & liquidity
Strengthened balance sheet & liquidity Credit facilities Loan book & Liquidity 30 SEPT 30 JUNE Viola credit facility A$M 2025 2025 $+/- + A$68 million committed facility. LOAN BOOK 58.9 58.6 +0.3 + Optional expansion to A$118 million (subject to approval) + Currently drawn to A$46.7 million LOAN BOO
Slide 14: FY26 Progress and Outlook
FY26 PROGRESS AND OUTLOOK
Slide 15: Sale of US Pay Now business for US$26.35 million
Sale of US Pay Now business for US$26.35 million + QuickFee sold its US Pay Now (ACH, Card & Connect) business for US$26.35 million (A$40 million) to Aiwyn, Inc. + Sale announced on 8 September 2025 and completed on 9 September 2025, with most US staff transitioning to Aiwyn + Aiwyn is a KKR and Bes
Slide 16: Q1 FY26: US Finance opportunity through focus and reseller channel
Q1 FY26: US Finance opportunity through focus and reseller channel US REVENUE (US$M) US FINANCE TTV (US$M) CURRENT FOCUS + Leverage significant new growth channel for US Finance through new reseller agreement with Aiwyn + QuickFee's US Finance product will become embedded in Aiwyn's payments options
Slide 17: Q1 FY26 AU: Strong performance continues
Q1 FY26 AU: Strong performance continues + AU revenue up 13% on pcp to A$ 3.4 million1 (Q1 FY25: A$ AU REVENUE (A$M) AU FINANCE TTV (A$M) 3.0 million) + AU Finance TTV flat on pcp, primarily due to a very strong prior year September quarter (Q1 FY25, which was up 42% on pcp) + Revenue yield up 220 b
Slide 18: Proposed Capital Return of 7.5cps
Proposed Capital Return of 7.5cps (approximately A$28.4m) + QuickFee will return 7.5cps (approximately A$28.4m) to shareholders, subject to shareholder approval at the upcoming AGM + A capital return was determined to be the optimal method: + provides the opportunity for all ordinary shareholders to
Slide 19: Significant value in underlying business
Significant value in underlying business CASH + LOAN BOOK EQUITY IN EXCESS MARKET CAP vs. OF CURRENT MARKET CAP CASH+LOAN BOOK EQUITY + Net cash/ corporate debt: $31m $50m + Loan book less related borrowings: $12m $4m + Future contracted unearned interest revenue: $4m $40m $12m + Total ‘cash + loan
Slide 20: Outlook
Outlook Singular management focus on growing Finance in both AU and US + Streamlined back-office processes + Leverage experience and success in AU into US + Aiwyn reseller agreement opportunity + Sole product focus for staff commissions Negligible product development and capex requirements moving fo
Slide 21: Meeting Formalities: Resolutions
MEETING FORMALITIES: RESOLUTIONS
Slide 22: Resolution 1: Adoption of remuneration report
Resolution 1 Adoption of remuneration report “That, for the purposes of section 250R(2) of the Corporations Act and for all other purposes, approval is given for the adoption of the remuneration report as contained in the Company’s annual financial report for the financial year ended 30 June 2025.”
Slide 23: Resolution 2: Re-election of director – Michael McConnell
Resolution 2 Re-election of director – Michael McConnell “That for the purpose of 14.2 of the Company’s Constitution, ASX Listing Rule 14.4 and all other purposes, Michael McConnell, a Director, retires by rotation, and being eligible for election, is re- elected as a Director of the Company.” Proxy
Slide 24: Resolution 3: Approval to issue Performance Rights to Bruce Coombes
Resolution 3 Approval to issue Performance Rights to Bruce Coombes “That, for the purposes of ASX Listing Rule 10.14 and for all other purposes, approval is given for the issue of up to 2,300,523 Performance Rights to Bruce Coombes under the QuickFee Performance Rights and Option Plan (PROP) on the
Slide 25: Resolution 4: Approval of reduction in share capital
Resolution 4 Approval of reduction in share capital for equal reduction “That, for the purposes of, and in accordance with, sections 256B and 256C of the Corporations Act, and for all other purposes, approval is given for the Company to reduce its Share capital by up to $29,129,868 by way of an equa
Slide 26: Resolution 5: Additional share issue capacity under ASX Listing Rule 7.1A
Resolution 5 Approval of additional share issue capacity under ASX Listing Rule 7.1A “That, pursuant to and in accordance with ASX Listing Rule 7.1A and for all other purposes, the Shareholders of the Company approve the issue up to that number of Equity Securities equal to 10% of the issued capital
Slide 27: Disclaimer
Disclaimer The material contained in this document has been prepared by QuickFee does not undertake any obligation to publicly release the QuickFee Limited ACN 624 448 693 (‘company’) and contains result of any revisions to these forward-looking statements to general information about the company’s
Slide 28: Glossary
Glossary ACH Automated Clearing House A type of electronic bank-to-bank payment in the US, equivalent to EFT in Australia Active customer Any customer who has transacted with QuickFee in the relevant period Active firm Any firm that has had a transaction with QuickFee in the relevant period APR Annu
Slide 29: Contact Details
CONTACT DETAILS Simon Yeandle, CFO & Company Secretary p: +61 2 8090 7700 e: simon.yeandle@quickfee.com Katie Mackenzie, Investor Relations p: +61 455 502 197 e: kmackenzie@belleviewir.com.au