Transaction Media Networks Inc. · TSE:5258

Transaction Media Networks — FY2026 Earnings Presentation

56 slides from Transaction Media Networks's earnings presentation, May 14, 2026

1. Slide 1: Financial Results Briefing for FY2026/3

   Financial Results Briefing for FY2026/3 Transaction Media Networks Inc. (TSE Growth Market 5258) May 14, 2026 Confidential Copyright © 2026 Transaction Media Networks Inc. All Rights Reserved. Confidential Copyright © 2026 Transaction Media Networks Inc. All Rights Reserved. 0

2. Slide 2: FY26/3 Financial Results Summary

   FY26/3 Financial Results Summary Total revenue Operating income (JPY Million) (JPY Million) (loss) 14,000 13,276 Recurring One-time Subsidiary 1,000 CAGR 12,000 800 15.4% 600 10,000 400 Operating income 8,000 200 0.6 0 6,000 -200 4,000 -400 -600 2,000 0 FY22/3 FY23/3 FY24/3 FY25/3 FY26/3 • Total rev

3. Slide 3: FY26/3 Financial Results Summary

   FY26/3 Financial Results Summary Number of Number of Gross Merchandise Value (GMV) Transactions Operating Terminals (as the End of March 2026) 5.5 trillion JPY 2.8 billion transactions 1.21 million terminals YoY +13.6% YoY +12.0% YoY + 110K terminals Confidential Copyright © 2026 Transaction Media N

4. Slide 4: Contents

   Contents 1 Results for FY2026/3 2 Growth Strategy and Current Situation 3 Annual Forecast for FY2027/3 4 Appendix Confidential Copyright © 2026 Transaction Media Networks Inc. All Rights Reserved. 3

5. Slide 5: Results for FY2026/3

   1 Results for FY2026/3 Confidential Copyright © 2026 Transaction Media Networks Inc. All Rights Reserved. 4

6. Slide 6: Overview (Consolidated)

   Results for FY2026/3 Overview (Consolidated) •Consolidated total revenue were JPY 13,276 million, and net loss attributable to owners of parent was JPY 60 million •Compared with the revised forecast announced on February 13, operating profit turned positive due to increased total revenue and cost co

7. Slide 7: Breakdown of Total revenue (Consolidated)

   Results for FY2026/3 Breakdown of Total revenue (Consolidated) Recurring revenue: Gateway Service Fees, QR/barcode Service Fees, etc. increased 13.9% YoY One-time revenue: Terminal sales have declined due to the rebound from a large project in the previous fiscal year, and sales in Others did not ex

8. Slide 8: Total Revenue Trends (Non-consolidated)

   Results for FY2026/3 Total Revenue Trends (Non-consolidated) • One-time revenue (Terminal Sales and SI development) tends to increase in 3Q and 4Q, with this fiscal year weighted toward 4Q • Although the overall sales of Recurring revenue tends to increase, it has temporarily decreased in 4Q due to

9. Slide 9: SG&A Expenses (Consolidated)

   Results for FY2026/3 SG&A Expenses (Consolidated) Other expenses (expenses associated with the review of capital policy and various expenses accompanying the acquisition of subsidiaries) increased in the first half, but, due to the completion of the data center relocation, outsourcing expenses decre

10. Slide 10: Gross Profit and Costs by Service (Non-consolidated)

    Results for FY2026/3 Gross Profit and Costs by Service (Non-consolidated) Although the delayed ramp-up of "Others" had a significant impact, gross profit by Recurring Revenue and One-Time Revenue (Terminal Sales and SI development) from Payment Services and and lower SG&A cost resulted in non-consol

11. Slide 11: Performance Indicators (Number of Operating Terminals)

    Results for FY3/2026 Performance Indicators (Number of Operating Terminals) As of the end of FY26/3, 1.21 million terminals, increasing steadily at a pace of 30 thousand terminals per quarter Breakdown by industry Serving a wide range of retail sectors for direct sales Supermarkets スーパーマーケット Gas sta

12. Slide 12: Operating Indicators

    Results for FY2026/3 Operating Indicators Payment processing volume and number of transaction both growing steadily Increasing multi-service payment installation by using the scarce E-Cash payment service as a hook Gross Merchandise Value Japan E-Payment Processing Volume (GMV) Number of Transaction

13. Slide 13: Growth Strategy and Current Situation

    2 Growth Strategy and Current Situation Confidential Copyright © 2026 Transaction Media Networks Inc. All Rights Reserved. 12

14. Slide 14: Overview of Japan's Electronic Payment Market (1)

    Growth Strategy and Current Situation | Overview of Japan’s Electronic Payment Market (1) Japan's electronic payment ratio in 2025 remained solid at 58.0%※1 As the government achieved its goal of raising the electronic payment ratio to around 40% by 2025, the government has once again set an interim

15. Slide 15: Overview of Japan's Electronic Payment Market (2)

    Growth Strategy and Current Situation Overview of Japan’s Electronic Payment Market (2) Driven by the growth of QR/Barcode payments, the total number of Japan electronic payment has also steadily increased We support all four payment methods: credit, debit, e-cash, and QR/Barcode payments. Trends in

16. Slide 16: Expanding the Electronic Payment Service

    Growth Electronic Strategy and Current Situation Payment Expanding Services the Electronic Payment Service Recurring revenue, which accounts for 80% of our total revenue, will continue to expand as the number of operating terminals increases. Aiming for further revenue growth by increasing revenue p

17. Slide 17: Expanding the Electronic Payment Service

    Growth Strategy and Current Situation Expanding the Electronic Payment Service We aim for steady growth on both fronts through expanding of the Operating Terminals and increasing revenue per terminal Number of Payment Expanding of the operating terminals Increase in revenue processing volume 1.21M O

18. Slide 18: Expanding the Electronic Payment Service

    Growth Strategy and Current Situation Expanding the Electronic Payment Service In 4Q, we implemented initiatives directly linked to broadening the footprint and increasing sales per terminal, such as terminal sales and the start of connections to beverage vending machines, and have already laid the

19. Slide 19: Become the Industry's Central Figure

    Growth Strategy and Current Situation Become the Industry’s Central Figure Realize and optimize cloudification and streamlining of all segments of distribution made possible by electronic payments between consumers and retailers In addition, monetize the data collected through above process Payments

20. Slide 20: Launch of the B2B payment service "Shiharai Kakumei"

    Growth Strategy and Progress Launch of the B2B payment service “Shiharai Kakumei” Launched the B2B payment service “Shiharai Kakumei” on March 3, 2026 Leveraging legal reforms such as the abolition of promissory notes and checks, we will establish this as a new pillar of our electronic payment servi

21. Slide 21: Future Monetization Model for Transaction Platform Services

    Growth Strategy and Current Situation Future Monetization Model for Transaction Platform Services Going forward, in addition to increasing the number of merchants using the service, we will also expand marketing revenue to expand Transaction Platform Services <Business Model> Retail Manufacturers /

22. Slide 22: Future Vision for the PFM Business

    Growth Strategy and Progress Future Vision for the PFM Business We will create a “new form of retail” by leveraging purchasing data generated through the integration of our Electronic Payment Service and Transaction Platform Services. P ersonal Consumers F Financial Retail Connecting consumers, reta

23. Slide 23: Future M&A Policy

    Growth Strategy and Current Situation Future M＆A Policy Strategic alliances and M&As are expected to accelerate within the Tokyo Stock Exchange Growth Market to maintain company listings due to the TSE’s new listing policies ※. TMN is aiming to “roll up the industry” and aim for growth through M&A b

24. Slide 24: Vision for 2030

    Growth Strategy and Current Situation Vision for 2030 Target: FY2030 / Consolidated net sales of JPY 100 billion Actively promote M&A in addition to steadily grow the existing businesses Sales Trends (Expectation) JPY 100 Million （億円) New Business/M&A (Transaction Platform) 1,000 Transaction Platfor

25. Slide 25: Annual Forecast for FY2027/3

    3 Annual Forecast for FY2027/3 Confidential Copyright © 2026 Transaction Media Networks Inc. All Rights Reserved. 24

26. Slide 26: Annual Forecast for FY2027/3 (Consolidated) Overview

    Annual Forecast for FY2027/3 (Consolidated) Overview With the expansion of the QR/Barcode payment market, QR/Barcode service fees are performing well, and due to the recording of revenue from terminal sales that had been shifted to a different fiscal period, an increase of 24.5% YoY is expected. Due

27. Slide 27: Total revenue Trend

    Annual Forecast for FY2027/3 (Consolidated) Total revenue Trend Recurring revenue: Growth in QR/Barcode service fees and gateway service fees One-time revenue: increase in terminal sales Subsidiaries (WebSpace, Four-J): Growth in existing businesses and expansion through synergy effects Total revenu

28. Slide 28: Operating Income and EBITDA Trends

    Annual Forecast for FY2027/3 (Consolidated) Operating Income and EBITDA Trends For FY27/3, due to the complete absence of Data Center relocation costs, results are expected to return to the level prior to the Data Center relocation Operating Income and EBITDA Trends Operating Income(Loss) EBITDA FY3

29. Slide 29: Cash Allocation Policy for FY27/3 (Non-consolidated)

    Growth Strategy and Current Situation Cash Allocation Policy for FY27/3 (Non-consolidated) Generated cash will be allocated to business growth investments and loan repayments, and the remainder will be used for to be used for investment in strengthening the payment system infrastructure in order to

30. Slide 30: Appendix

    4 Appendix Confidential Copyright © 2026 Transaction Media Networks Inc. All Rights Reserved. 29

31. Slide 31: Our Business | Mission & Vision

    Our Business｜Mission & Vision Mission ”To make the impossible happen.” TMN developed and commercialized cloud-based e-cash payment gateway service, which was said impossible, in 2011. As a processing platform provider also including cloud-based POS solution etc., TMN contributes into building an exc

32. Slide 32: Significance of TMN's Business Activities

    Our Business｜ Significance of TMN’s Business Activities Promoting business activities with the aim of solving various issues External Environment: Population Decline, Digitalization Trends, ESG Social Issues Improving productivity to compensate for labor shortage, sustainability of local communities

33. Slide 33: Aiming to be a Consumer Infrastructure Platformer

    Our Business｜ Significance of TMN’s Business Activities Electronic Payment Service An All-in-One Service for Electronic Payment Transaction Platform Services Visualizing Spending (Environment), Production through Purchase, Movement and Supply Chain Info Aiming to be a Consumer Infrastructure Platfor

34. Slide 34: Company Profile and Management Team

    Appendix ｜ Company Profile Company Name Transaction Media Networks, Inc. Head Office 2-11-2 Nihonbashi, Chuo-ku, Tokyo CEO Atsushi (Alex) Otaka Founded March, 2008 Employees 296（ As of Mar. 31, 2025）※ Location Head Office (Tokyo), Kansai Office, Niigata Office Management Team Michitaka Atsushi (Alex

35. Slide 35: Corporate History

    Appendix｜Corporate History TMN commercialized Japan‘s first cloud-based e-cash service*1 and expanded services to cover credit/debit and QR/barcode payments, etc. Service Launch Timing Established as a joint venture of Mitsubishi Corporation and Toyota Financial Services 2008 Corporation Japan‘s fir

36. Slide 36: Japan's Leading Electronic Payment Gateway

    Appendix｜ Japan’s Leading Electronic Payment Gateway An all-in-one cloud-based electronic payment gateway service connecting stores and various kinds of services Connected to 1.21M Terminals Accepting 43 Brands Retail Stores Payment Services Connectable to third-party terminals as well ＊：As of Mar.3

37. Slide 37: What TMN Achieved in the Electronic Payment Industry

    Appendix｜ What TMN Achieved in the Electronic Payment Industry TMN is the first company in Japan*1 to commercialize cloud-based e-cash payment gateway service to not only propagate electronic payment, but also provide solution for complicated and inefficient electronic payment system in Japan. Payme

38. Slide 38: High Entry Barrier for Gateway Business

    Appendix｜ High Entry Barrier for Gateway Business Due to the technical difficulty of system development, there are only three gateway operators,*1 including TMN, that are equipped to handle e-cash. TMN can expand its base of merchants by leveraging the ever so increasing consumer e- cash usage, whil

39. Slide 39: Our Uniqueness compared to Competitors

    Appendix ｜Our Uniqueness compared to Competitors While there are many gateway operators, only servicing e-cash or credit, TMN provides for 43 payment brands, offering one-stop support in all directions. TMN also supports its competitors in the same industry in the backyard, using TMN’s gateway servi

40. Slide 40: Sales and Support Structure based on Client/Business Size

    Appendix ｜ Sales and Support Structure based on Client/Business Size TMN builds and maintains cooperative relations with card companies that hold their own strong sales network High technical capabilities and robust operational structure are necessary to customize the payment system based on client

41. Slide 41: Expanding the Electronic Payment Service

    Appendix Electronic ｜ Expanding the Electronic Payment Service Payment Services Targeting to raise the recurring revenue growth curve by increasing the proportion of pay-per-use contracts Recurring revenue increase Growth Drivers for Respective Revenues Pay-per-use 26/3 4Q GMV Expanded on the QR/Bar

42. Slide 42: Stable Earnings×Pay-per-Use model for accelerated growth

    Appendix｜Stable Earnings×Pay-per-Use model for accelerated growth One-time income serves as a gateway to subsequent recurring income Stable earnings structure where recurring income increases in response to the increase in the number of terminals connected Achieve further growth in QR/barcode servic

43. Slide 43: Breakdown of Revenue Quarterly Trend

    Appendix｜ Breakdown of Revenue Quarterly Trend Recurring Revenue Gateway Service e-cash QR/Barcode Registration Fees Credit Service Fees QR・ Barcode Fees Processing fees from Commission from payment Commission to Register and merchants. settlements to merchants. set up at the start of use. Main：Fixe

44. Slide 44: Breakdown of Revenue Quarterly Trend

    Appendix｜ Breakdown of Revenue Quarterly Trend One-Time Revenue Terminal SI Sales Development Revenue from terminal sales Revenue from system customization 【Costs】 【Costs】 ・Procurement cost / Personnel expenses ・SI Development cost (including personnel expenses) 【Ref】JPY30,000 ~ around JPY 100,000-1

45. Slide 45: Financial Highlights (Non-consolidated)

    Appendix｜Financial Highlights (Non-consolidated) P/L summary for the past five years: FY2022/3 to FY2026/3 (JPY million) (Reference: Consolidated) FY22/3 FY23/3 FY24/3 FY25/3 FY26/3 FY24/3 FY25/3 FY26/3 Total revenue 7,139 7,831 10,370 10,938 11,708 10,370 12,300 13,276 (Breakdown) Gateway Service F

46. Slide 46: Financial Highlights (Non-consolidated) Quarterly

    Appendix｜Financial Highlights (Non-consolidated) Quarterly P/L trend: FY2025 1Q to FY2026 4Q (Quarterly accounting period figures) (JPY million) (Reference: Consolidated) FY25/3 FY25/3 FY25/3 FY25/3 FY26/3 FY26/3 FY26/3 FY26/3 FY25/3 FY25/3 FY25/3 FY25/3 FY26/3 FY26/3 FY26/3 FY26/3 1Q 2Q 3Q 4Q 1Q 2Q

47. Slide 47: FY2026 Results | Financial Position (Consolidated)

    Appendix｜ FY2026 Results｜Financial Position (Consolidated) (JPY million) <Main factors> FY25/3 FY26/3 Assets YoY+ 1,558 Current assets +619 (Increase mainly due to merchandise and Assets accounts receivable) Current assets 17,246 17,866 Intangible assets +514 (Increase mainly due to goodwill and sof

48. Slide 48: Transaction Platform Services – Cloud POS

    Appendix ｜ Transaction Platform Services – Cloud POS – Introduced to KUSURI NO AOKI • Cloud migration of POS systems, with know-how acquired in cloud migration of electronic payments Pain / Needs • Time and costs of development and introduction • Vendor lock-in issue Store A Store B • Inflexibility

49. Slide 49: Transaction Platform Service - nextore

    Appendix ｜ Transaction Platform Service - nextore - nextore provides services centered around payments for supporting small stores in their digitalization, to regional financial institutions and scheme partners as products • Most payment terminals are single-function devices designed only for Pain /

50. Slide 50: Transaction Platform Services - ID Consolidation in In-House Prepaid

    Appendix ｜ Transaction Platform Services - ID Consolidation in In-House Prepaid- • Consolidating IDs issued by different service providers by a Prepaid / point system • This platform enables actions such as one-to-one marketing, purchase analysis, in-store DX, and streamlined procurement Pain / Need

51. Slide 51: Transaction Platform Services - Mobility

    Appendix ｜ Transaction Platform Services - Mobility - • Contributing to regional revitalization through efforts to visualize bus operation status Pain / Needs • Earnings of local public transportation providers deteriorated due to a decrease in the number of users. • It is difficult to improve servi

52. Slide 52: Transaction Platform Services - Xinfony Data Hub

    Appendix ｜ Transaction Platform Services - Xinfony Data Hub - • Consolidating and managing data held in various systems by each business • Data Hub promotes data utilization, enabling the creation of new values Distributor Wholesaler Manufacturer • Distributors, wholesalers, and manufacturers requir

53. Slide 53: Transaction Platform Services - RX Cloud

    Appendix ｜ Transaction Platform Services - RX Cloud - • Cloud-based services to assist DX for pharmacies • TMN has developed IT solutions to solve the problems of merchants who are promoting dispensing pharmacies, while providing payment services to many pharmacies • The introduction of electronic p

54. Slide 54: Sources for P.18

    Appendix ｜Sources for P.18 Realize and optimize cloudification and streamlining of all segments of distribution made possible by electronic payments between consumers and retailers In addition, monetize the data collected through above process Payments & Data TMN Present Service launch Electronic pa

55. Slide 55: Disclaimer

    Disclaimer ・ The opinions and forecasts contained in this material are the judgment of the Company at the time of preparation of the material, and the accuracy of the information is not guaranteed. ・The information contained in this material is intended to provide financial and management informatio

56. Slide 56: End of file

    End of file Confidential Copyright © 2026 Transaction Media Networks Inc. All Rights Reserved. 55

Transaction Media Networks — FY2026 Earnings Presentation on 6ix