Banca Generali S.p.a. · MIL:BGN
Banca Generali — ESG Presentation (September 2025)
27 slides from Banca Generali's sustainability presentation, September 2025
Slide 1: ESG Presentation 2025
ESG Presentation 2025
Slide 2: Banca Generali in a nutshell
To be the No. 1 private bank, unique by value of service, innovation and sustainability To be the No. 1 Banca Generali in a nutshell private bank, unique Sustainability Framework by value of service, innovation Annex and sustainability
Slide 3: Banca Generali at a Glance
3 BANCA GENERALI AT A GLANCE 2024 Key financial data Banca Generali sets itself apart within the Italian finance sector for its role in financial advisory and wealth planning services €103.8 €431.2 Tot. Assets Net Profit bn m m One of the fastest-growing asset gatherers in Europe1 and the 1 third pl
Slide 4: Our ESG Journey
4 OUR ESG JOURNEY 2009 - 2012 2013 - 2016 2017 - 2018 2019 - 2021 2022 2023 2024 2025 First Oscar for Heightened 2019-2021 New 2022-2024 Acquisition of a Adhesion to the First year application sustainability financial Sustainability Business Plan with ESG Strategy 9.8% interest in the UN Global of S
Slide 5: Our 2022-2024 ESG Strategic Plan Achievements
5 OUR 2022-2024 ESG STRATEGIC PLAN ACHIEVEMENTS Clients and FAs Shareholders & Employees Community & Authorities Future Generations >70% -25% >50% Adhesion to the UN Global Specific training programs on Financial Advisors with Reduction of carbon footprint vs. Compact and UN PRI digital transformati
Slide 6: Sustainability Framework
To be the No. 1 private bank, unique by value of service, innovation and sustainability Banca Generali in a nutshell To be the No. 1 Sustainability Framework private bank, unique - Sustainable Ambition & Materiality by value of - Sustainable Corporate - Sustainable Business service, innovation - Sus
Slide 7: Sustainable Ambition Deeply Rooted in Banca Generali's Vision and Mission
SUSTAINABLE AMBITION Sustainable Ambition DEEPLY ROOTED IN BANCA GENERALI’S VISION AND MISSION Sustainability is a cornerstone of Banca Generali’s identity ▪ Banca Generali promotes the idea of sustainable development that listens to all stakeholders, trying to understand what their needs are in ord
Slide 8: Sustainable Materiality: Identifying Material Sustainability Topics
SUSTAINABLE MATERIALITY Sustainable Materiality IDENTIFYING MATERIAL SUSTAINABILITY TOPICS Material sustainability topics ESRS E1 – Climate Change 1. Climate change mitigation 2. Climate change adaptation ESRS S1 – Enhancement of Human Capital Double Materiality Analysis 3. Working conditions The Do
Slide 9: Sustainability Framework at Work for Sustainable Corporate and Sustainable Business
SUSTAINABILITY FRAMEWORK Sustainability Framework AT WORK FOR SUSTAINABLE CORPORATE AND SUSTAINABLE BUSINESS MATERIALITY INTO ACTIONS Key material sustainability topics are classified under two main clusters: 1 2 Sustainable Corporate Sustainable Business Commitments towards New climate transition p
Slide 10: Our People - Employees
OUR PEOPLE - EMPLOYEES 1 Sustainable Corporate DEI AND WORKING CONDITIONS AT THE FOREFRONT 1,104 Employees Engagement Rate1 63h average training +4% YoY 86% Engagement score (+2 p.p. vs. 2021) hours by Employee Diversity, Equity & Inclusion (DEI) Working conditions D Gender Equality Certification fo
Slide 11: Our People - Financial Advisors
OUR PEOPLE - FINANCIAL ADVISORS 1 Sustainable Corporate BG NEW GENERATION AND ESG-DEVOTED TRAINING 2,353 Financial Advisors €43.7m avg. assets per FA 63h average training +4% YoY +€14.2m vs. market avg hours by FA Diversity, Equity & Inclusion (DEI) ‘Sustainable Advisors’ network D Professional iden
Slide 12: Ensuring Highest Data Protection & Business Ethics
ENSURING HIGHEST DATA PROTECTION & BUSINESS ETHICS 1 Sustainable Corporate WITH BEST-IN-CLASS PROCEDURES AND POLICIES Key initiatives adopted for data protection and prevention of financial crimes Adoption of Personal Data Protection Policy that applies to all personal data processing activities DOR
Slide 13: New Climate Transition Plan: Operations Targets
NEW CLIMATE TRANSITION PLAN 1 Sustainable Corporate SETTING INTERIM AND LONG-TERM DECARBONISATION TARGETS BY 2030/2040 Climate Transition Plan - Targets related to operations 2030: REDUCTION OF Scope 1 & 2 emissions -40% GHG emissions (vs. 2019 baseline) CARBON FOOTPRINT (tCO2eq) 2040: NET ZERO GHG
Slide 14: Commitment to Relations with Shareholders and Authorities
COMMITMENT TO RELATIONS WITH SHAREHOLDERS AND AUTHORITIES 1 Sustainable Corporate REFLECTED IN HIGH PROFILE RATINGS FROM LEADING ESG RATING AGENCIES MSCI Sustainalytics Negligible Risk Scale: from CCC to AAA Scale: from 100 to 0 S&P Global Standard Ethics Waiting for CSA 2025 score release Scale: fr
Slide 15: Commitment to Local Communities
COMMITMENT TO LOCAL COMMUNITIES 1 Sustainable Corporate DRIVING INITIATIVES TO CREATE TANGIBLE SOCIAL IMPACT Key initiatives Impact phase of the ‘BG4SDGs – Time to Change’ research project started in 2023 with meetings, exhibitions and training, involving over 1,500 high-school students in 2024 than
Slide 16: The Responsible Investment Process (1/2)
THE RESPONSIBLE INVESTMENT PROCESS (1/2) 2 Sustainable Business ESG STRATEGIES IN OUR CORE BUSINESS ESG strategies Scope of application NEGATIVE SCREENING The Bank excludes1 companies from its investable universe which are involved in controversial sectors such as coal, controversial weapons, unconv
Slide 17: The Responsible Investment Process (2/2)
THE RESPONSIBLE INVESTMENT PROCESS (2/2) 2 Sustainable Business ACTIVE OWNERSHIP APPLIED Focus on 2024 Active Ownership FIRST-YEAR SCOPE OF APPLICATION ▪ Direct and Indirect Assets managed within the Collective Asset Management and Portfolio Management services for the Banking Group’s products pursu
Slide 18: New Climate Transition Plan: Investments Targets
NEW CLIMATE TRANSITION PLAN 2 Sustainable Business SETTING INTERIM AND LONG-TERM DECARBONISATION TARGETS BY 2030/2040 Climate Transition Plan - Targets related to investments 2030: -55%1 GHG emissions (vs. 2019 baseline) REDUCTION OF Scope 1 & 2 emissions 2040: NET ZERO GHG emissions CARBON FOOTPRIN
Slide 19: ESG Commercial Approach
ESG COMMERCIAL APPROACH 2 Sustainable Business LINK TO UN SDGS BG Personal Portfolio (BGPP) - ESG platform ESG product offering 51 LUX IM sub-funds art. 8 and art.9 integration of ESG factors and/or specific thematic features 3 BG Collection sub-funds integration of ESG factors and/or specific thema
Slide 20: ESG Corporate Advisory
ESG CORPORATE ADVISORY 2 Sustainable Business SERVICES FOR IMPROVING ESG POSITIONING With the support of specialized partners, Banca Generali aims at supporting companies to enhance their sustainability positioning, guiding them in accessing sustainable finance solutions and effectively communicatin
Slide 21: Sustainability Enablers: Corporate Governance
21 SUSTAINABILITY ENABLERS 3 Sustainability Enablers CORPORATE GOVERNANCE Corporate Governance Focus on Board of Directors1 Shareholders Meeting Agile structure: 9 members, of which 1 Independent Chairman Auditors executive (CEO only) Board of Statutory Board of Board of 66% independent Board member
Slide 22: Sustainability Enablers: Internal Regulations
22 SUSTAINABILITY ENABLERS 3 Sustainability Enablers INTERNAL REGULATIONS Internal regulatory system Policy Security Rulesofofthe and theBoard BoD Committees Rules of the BoD Security and of the Board Policy Committees Diversity for the Members Policy of the Company Bodies Personal Data Protection P
Slide 23: Sustainability Enablers: ESG Risk Framework
SUSTAINABILITY ENABLERS 3 Sustainability Enablers ESG RISK FRAMEWORK ESG Risk Management Framework Regulatory ESG Risk Integration of ESG Alignment and Identification and risks in the Risk Stress test Reporting Analysis Classification Appetite Framework • Continuous monitoring • Periodic mapping of
Slide 24: Sustainability Enablers: Remuneration
SUSTAINABILITY ENABLERS 3 Sustainability Enablers REMUNERATION Remuneration Plan ESG targets % of total People Value Upskilling training initiatives with a focus on digital and technical skills; DEI; Key People retention and development; People Manager skills strengthening and team 10%3 management s
Slide 25: Sustainability Enablers: Monitoring and Reporting
SUSTAINABILITY ENABLERS 3 Sustainability Enablers MONITORING AND REPORTING Key reports published on our corporate website It includes the Banking Group’s It highlights the compliance It describes the application of Sustainability Statement, with the Corporate the Remuneration Policy and certified th
Slide 26: Legal Disclaimer
LEGAL DISCLAIMER BANCA GENERALI ESG PRESENTATION This document, created by Banca Generali S.p.A. for institutional purposes only, shall under no circumstances constitute an offer of investment services or a recommendation or solicitation to invest or research material. It contains certain statements
Slide 27: Staying in Touch: ESG Contacts
STAYING IN TOUCH ESG CONTACTS Banca Generali S.p.A. Piazza Tre Torri, 1 20145 Milano, Italy bancagenerali.com Giuliana Pagliari Carmelo Reale Elena Leonardi Head of Investor Relations General Counsel & Group Sustainability Head of Banking Group Sustainability giuliana.pagliari@bancagenerali.it carme