Vzajemna Zdravstvena Zavarovalnica D.d. · LJSE:VZZR
Vzajemna Zdravstvena Zavarovalnica D.d — Vzajemna Zdravstvena Zavarovalnica d.v.z. — Investor Presentation (August 2005)
21 slides from Vzajemna Zdravstvena Zavarovalnica D.d's investor presentation, August 2005
Slide 1: Be Active
Be ActTIvE
Slide 2: Contents
Contents 1. About Vzajemna 6 3. Operations of Vzajemna in 2004 24 1.1. Mission and Principles 7 3.1. Insurance Schemes 24 1.2. Management Board 8 3.2. Revenues 25 1.3. Board of Directors 8 3.3. Expenses 25 1.4. Supervisory Board 9 3.4. Result 26 1.5. Assembly and Members of Vzajemna 9 3.5. Balance S
Slide 3: Think Positive
Tuink PosiItive
Slide 4: 1. About Vzajemna
1. About Vzajemna The principles of mutuality have played a major role when defining the premiums for complementary health he mutual health insurance company The roots of Vzajemna are much older and they insurance schemes. T Vzajemna is the first and the largest insur- go back to the year 1992 when
Slide 5: Management Board, Board of Directors, Supervisory Board
1.2. Management Board ● Chairman of the Management Board: Marko Jaklič, M.Sc. ● Member of the Management Board: in accordance with the insurance conditions. Franc Henigman, M.Sc. 1.3. Board of Directors 1.4. Supervisory Board Through their assignees the members are allowed to ● Development and Actua
Slide 6: 1.6. Business Network
able access to our services. Beside a possibility of 1.6. Business Network policy conclusion, we also wish to offer information completing our services. With reference to our offer of The business network of Vzajemna consists of nine health insurance with medical assistance abroad we branches locate
Slide 7: Connect Your Mind, Body and Spirit
Connect Your Mind, Body and Spirit
Slide 8: 2. Insurance Schemes of Vzajemna
2. Insurance Schemes of Vzajemna the basic health care package covered by the population). Today about 1.4 million citizens covered from out-of-pocket payments. However, 2.1. Health Insurance compulsory health insurance scheme on annu- are included into complementary health insur- there are no relia
Slide 9: 2.2. Voluntary Health Insurance Schemes of Vzajemna
The picture 1 illustrates the share of all funds (public and private) for health care, represent- Complementary health insurance ed as a percentage of the gross domestic prod- VzajemnaZdravje represents uct for the year 2002. In 2002 total health the major part expenditures equalled 8.91 percent of
Slide 10: Supplementary Health Insurance and Medical Assistance Abroad
2.2.2. Supplementary Health Insurance - VzajemnaZdravje+ 5 2.2.2.1. Nadstandard A The scheme called Nadstandard A (NSA) enables the beneficiaries to benefit from higher standard accom- modation in hospitals and health resorts (spas), as the insurance covers the costs of better accommoda- 2.2.3. Medi
Slide 11: 2.3. Additional Benefits for Vzajemna Members
2.3. Additional Benefits for Vzajemna Members In the year 2005 Vzajemna included all its members to the international network Second Opinion Inter- national for free and thus enabled them to get a sec- ond opinion in cases of illness or injuries, for a rea- sonable price (the price is lower up to 80
Slide 12: Express Your Emotions
Express Your Emotions
Slide 13: 3. Operations of Vzajemna in 2004
3. Operations of Vzajemna The total expenses of Vzajemna in the year 2004 in 2004 equalled 252 million Euro. 3.1. Insurance Schemes 3.2. Revenues omplementary health insurance schemes repre- In the year 2004 in the field of supplementary - high- The total revenues of Vzajemna for the year 2004 C sen
Slide 14: 3.4. Result
Picture 4: Share of net operating costs in net premium earned Vzajemna is trying to do its business in the most effi- of the structure of their insurants by age, sex and cient way. The operational expenses of Vzajemna are health condition. If Slovenia had such a risk equaliza- very low and in year 2
Slide 15: 3.5. Balance Sheet
3.5. Balance Sheet in thousand EUR 12/31/04 12/31/03 B. Subordinated liabilities - - ASSETS 153,238 150,569 C. Net technical provisions 93,166 84,289 A. Intangible long-term assets 2,817 2,877 I. Net provision for unearned premiums 31,418 34,678 B. Investments in land, buildings and financial invest
Slide 16: 3.6. Profit and Loss Statement
3.6. Profit and Loss Statement in thousand EUR 2004 2003 E. Account on extraordinary results 0 - A. Technical account of non-life insurance other than health insurance I. Extraordinary revenues 50 70 B. Technical account of life insurance II. Extraordinary expenses 3 4 C. Technical account of health
Slide 17: Avoid Stress
Avoid Stress
Slide 18: 4. Future plans
4. Future plans n the previous year 2004 Vzajemna prepared a I strategic plan for the development of the company in years from 2004 to 2008. In the strategic plan Vzajemna focused on three main strategic goals: ● Vzajemna will preserve its market share with further specialisation in the area of volu
Slide 19: Be Happy and Relaxed
Be Happy and Relaxed
Slide 20: Exercise illustrations
Jumps with a skipping rope Candle and half-candle Forward bends Arms and shoulders stretch Side bends Wide squats Stand with ease in front of the skipping rope. Keep your feet close Lie down on the floor, lift up your legs and support your body in hips Stand on the floor, bend forward and use your a
Slide 21: Publisher and production credits
Publisher: Vzajemna, d. v. z., Vošnjakova ulica 2, 1000 Ljubljana, Slovenia Production: Pristop, d. o. o., and Public Relations Department, Vzajemna Text: Vzajemna d. v. z. Design: Marko Tušek Photo: Barbara Zajc Print: KVM-Grafika, d. o. o. Circulation: 500 August 2005
Vzajemna Zdravstvena Zavarovalnica d.v.z. — Investor Presentation (August 2005) on 6ix