Fidelity D & D Bancorp, Inc. · NASDAQ:FDBC
Fidelity D & D Bancorp — Investor Presentation (May 2023)
22 slides from Fidelity D & D Bancorp's investor presentation, May 3, 2023
Slide 1: BeCause PZZINCO NS
BeCause PZZINCO NS
Slide 2: Forward-Looking Statements
Slide 3: Vision Statement
Slide 4: Fidelity D & D Bancorp, Inc. Overview
|Fidelity D & D Bancorp, Inc. Overview Fikkiy
Slide 5: Your Fidelity Bank Team
Slide 6: Financial Highlights
Financial Highlights Net Income Net income It
Slide 7: Financial Highlights
Financial Highlights Eamings Per share
Slide 8: Net Interest Income & Net Interest Margin
Net Interest Income & Net Interest Margin Net Interest Income & ib priwrert coon Net Interest Margin —
Slide 9: Financial Highlights
Financial Highlights
Slide 10: Balance Sheet Mix
Balance Sheet Mix Loan Portfolio + Loans, excluding PPP, were up $170 milion or 128 and other. age FICO in Home Equity aa, + Gross loans of $1.6bilion which includes $13, milion of PP loans portoio 74, + 4.30% loan yield for 2022 + 53.7% of loans are CR and CRE
Slide 11: Balance Sheet Mix
Balance Sheet Mix Deposit Base + Cost of Toa! Deposits was 039% up 14 bps over 2021. Interest bearing Lables was 040K up 14 bps (FOI insute or fly collateralized, + Total Deposits of $2.2 bilion + 585% of deposits were transaction accounts
Slide 12: Deposit Market Share
[Deposit Market Share
Slide 13: Uda:
Uda:
Slide 14: Regulatory Capital Strength
Regulatory Capital Strength 19.00% 17.00% 15.00% 13.00% 11.00% 9.00% 7.00% 5.00% 16.0% 1576 14758 14st ra3s6 145% Tasim 15208 sa50m 13408 Tam 13% 1039% 979% 7% aaik — 260% aos Tn 2018 2019 2020 201 2022 2023 Tota Capital Ratio. —Tier 1 Capita Ratio —teverage Ratio
Slide 15: Financial Highlights
Financial Highlights Dividends Per Share 7 Dividends Per Share
Slide 16: Stock Market Performance
Stock Market Performance
Slide 17: Strategy & Initiatives
Strategy & Initiatives tinue t m Continue organic growth in egacy and acquired markets through Fidelity Bank's ganic strateay felationsip management strategy. Enhance reve * Continue to focus on integration of Fidelity Bank’ culture and realize evenue by whole bank acqusitions ‘enhancement opportuni
Slide 18: Net Promoter Survey Scores
Net Promoter Survey Scores 2022 Home Loan 2022 Retail
Slide 19: Wealth Management
Wealth Management Through a client centric approach, Wealth Managementnon-interest Income increased from $2.0 milion in 2018 to $3.4 millionin 2022, (0 13.39% CAGR.
Slide 20: Digital Adoption Rates
[Digital Adoption Rates
Slide 21: Community Involvement & Accolades
Community Involvement & Accolades AMERICAN RAKE Community Banks
Slide 22: Retirement of Richard J. Lettieri
Retirement of Richard J. Lettieri chard J Letlert,Olrector
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