I.d.i. Insurance Company Ltd. · TASE:IDIN
I.d.i. Insurance — Zur Shamir Holdings — Investor Presentation (2025)
39 slides from I.d.i. Insurance's investor presentation, 2025
Slide 1: 2025 'xv | D'V'pWN NaxN
2025 'xv | D'V'pWN NaxN
Slide 2: [77 NVA NOI AIAN W.!T.N_7Y NIDNA NTA 779Y YT" TY OOIANA VT" I'M IT
[77 NVA NOI AIAN W.!T.N_7Y NIDNA NTA 779Y YT" TY OOIANA VT" I'M IT NaN 779IN YTB" NWT? [FY 9°'7N0 NN AIANA ANOS ONIN BTID INIT! NW 7y [D1 ,2025 yw 31 DIT "AANA" DAINIAN AW NI7!92. IN/|AD"IWVAIN/! [INA DANNNA VT! DIN) NaNNA N77I9 gona .AWeNA AANA Mana nT B'7I79N BAINIA IND AWN [|NAA ATI IN ANNONA D'n
Slide 3: 7772 nian
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Slide 4: [7 NNIWNI 7719 NN WA Ia
/ [7 NNIWNI 7719 NN 7 WA Ia 319 26% | 89 a 66 - - 1-3/2024 1-3/2025 1-3/2024 1-3/2025 @) "7792.01 WINNT * nivn °° Onw DININA [1A7 ANIUN** IFRS17 ‘nia D90NN 79
Slide 5: DAW'n 7U |iyan
DAW'n 7U |iyan MZ qp'n Npnyna N71Iv9N '9IN'Y o"jovn niypwn ya Nn In ANIWN DV 'T7IDI nN] 732 NENINA W9'YV [102 JITX IN ,pD9wwA NNNX7 NUNN |! pIN'n 7y ATO_N qinnn pita 71 "7NNINO'T pon nivian ablba AYA anny WwNn n'ni'N ninip7n 97'nA2 nn z9n qj'nal Duwn o'9va nAI7N3I0 naw antyw ny7wn OIN7NA N'nwnNn Na'
Slide 6: IFRS17
¥ aN ow" ,NMWN17 IFRS17
Slide 7: IFRS17
IFRS17 [jn NID!AN NINAN NINYIN NAYNI NT TN7 YWTN 'NAwN [PN 2025 [IWAN [IVA sNNWNT7 NIT 7y mw"! avown [IN N'Nv9 TN nYy9UN 7y novIN NYNUN NVDINA ATTA WU jly7'9 WwID ON! Ty’ Inn 7 NO'NA NTT JOIN fone DIN? D'NINA jan 7a = aynn [OINA NWN 77D nilo 2024 WNII'1 1 naxnn [a @ @ Ne 4 mua °° = = WUE o°e
Slide 8: IFRS17
i. IFRS17 [jn Noipn 79 99 7 079) NINA. DIANIOPN DNINI OMY INI7102 TOI! TODA I7!NI HON OMT 4 PUNT D'0791 ATINA ANWAA AAA TyINA Ant nnipwn no'un “no! 270 Diya O17 Apynnl ANiWA N719'! W9'Y Ty NHOYA Ninnonnn ANN sno ‘NNnwy NINA sD p'y oMn'wy ant nana "791 aaa nwt no} ‘nnwy nin jaan .{bo"OI AYAWA Ni7!v9N
Slide 9: IFRS17
IFRS17 [jn 2024 INI 1 AYN TYIN -T [IN '97 1770] D7IVNI TAY 17'ND_ NNAITANN NAN TY AONNN WAIT IFRS17 [IN '97 Nil't7 aynn aynn O12 NYA [IN7 997 (BNN Ny9wW 1913) NHAMNNAN/D!'DIIN NT TNA WwW yion7 ONNINN Own NW '97 NAVIN WwWaA CSM-n MINN 90%-D *~ 84-5 7 902.7172 '97 NTI MAaNA PN 7 DINAN NTN TY AVA Noo (
Slide 10: IFRS17 profit and equity impact
IFRS17 Jpn DIW" niyown 2024 nilwa 2024 'niw *niIn 2024 j1WN7 [1Y99 “NIT. 306 66 260 52 IFRS4 IFRS17 IFRS4 IFRS17 UTNNA [INA NINA O"NA NENA NTT [NINA B"1'Wy) Yow Nlo'wn }'A Wwo9n n'a 00 1NN7 7719 NIV | wa 10
Slide 11: Finance Report
FINANCE REPORT —e n l NY in DAILY LY MONTHLY WN) 7719 ,DININ 7D 197 DANIYD NNIWNN IFRS17 jn
Slide 12: nip. °°
nip. °° VWWree [in'7 NNIWNLE 7719 Nin WA [lad 31% 26% 1-3/2024 1-3/2025 fy 1'7992 0 NNT * Denw ona [17 ANIWN** *7719 NIN 89 66 1-3/2024 1-3/2025 12
Slide 13: — ALY)IVA NIA NIG! AMUN) NN
— ALY)IVA NIA NIG! AMUN) NN WAXD JIA 131.4 Man 779 no ‘nv NIT 79). ni7'y9 NNN Nrvivon Nieyin 113.5 Aen ny Daa nie enw NIN JAD (25.3) nod "TIN NivanA [No Nevin 31.3 NI7V9 WN7 Noni Nivpawny ni019n 10) |M'NNI Niypwnn nio3n 22.0 NI7'V9 'WN7 NONI" NX7 Nivpaway nio019n, (4.1) NI7'V9 NN7 NON" X7 NINN (0.3)
Slide 14: non 'ninwyn nid
non 'ninwyn nid 84 13/2024 NiO '"NnNUVyY nin WAY [1a i E71Y9ON NINID 1922 N10! ‘NNwyY nin cd 114 67 1-3/2025 1-3/2024 1-3/2025 0” 197 mw 17492. Ni7'yv9 0NN7 D'ON"Ny) DININ 14
Slide 15: nin '"NnNVyY nin
nin '"NnNVyY nin NI7IVON NINNIN 132 mnranionnxworsy = =mnIND. mon aan asq sg wi97.a99 0) 97 mw '1I'7")2 6
Slide 16: Wid) 29)
Wid) 29) IFRS17 IWAN J1YaN 563.1 922.3 4} 62.7 58.7 28 . 8% 51.0 52. NTT 43.9 SSS NTT Dinn92 ANDY 36.9 run, N77 TAINWN 710 7'2UN 144.6 94.5 4-3/2024 1-3/202! (I (I - : 4-3/2004 4-3/2005 3/20! 3/2025 1-3/2024 1-3/2025 1-3/2024 1-3/2025 2024-2 wy |I'7"0 15.9-D1 ,2025-2 N'Y |1'790 11.7-3 7Y JOA NNANN N
Slide 17: Niod °,°
Niod °,° N2IN AD) WA [1a 238.9 nino 24 nio'a « (0.5) Noa nie ‘naw Ton, Dw7IVON NINNIN “(10.9) [nom DINNIN *8.8 niypu (2.7) 7119 TOON Hw) NI 222.2 nino 3.6 no ‘nywy ni 0.8 Hoa No. nAMw NINA DV7IVON DINNIN, No" NINYIA 13.2 Tiypwan non 10.4 7719 nn. nny 7"IUN TIN NTT DIANN [10% NINvIA 7719 q'voOA * 0 9
Slide 18: ALAN WN VID) '91V
ALAN WN VID) '91V WAT [1a 90.7 nino AA nol niywy nin 2.3 Noa nie ‘ni'wn nin Dw7IVON NINNIN 20 — niypwnn ni 102 |WON1 4.3 7719 nin 102.2 no ‘nywy ni 10.3 Hoa No. nAMw NINA DV7IVON DINNIN, 41.8 Tiypwan non 10 [NONI 12.0 7719 nin 13% 4 nanny ADIN [10 NINvIn 7719 YON * 0 997 NINA ‘NNW! 7719 NIN] w4N"7a
Slide 19: DN NiO
DN NiO JJWAD [IYAD 87.3 nino nol niywy nin 13.0 Noa nie ‘ni'wn nin Dw7IVON NINNIN 0.4 [to Non 0.9 niypwnn non 14.3 7719 nin 91.6 no ‘nywy ni 34.1 Hoa No. nAMw NINA DV7IVON DINNIN, 7719 nn. ADNAN DINwIAL (ON MV7 ‘7A NiVAWAN Ni019N No'pt IFRS17 |N NNN wa») Nivawnn noi 7101 TN N09 7719* 00 197 "INN 719
Slide 20: nin YA
nin YA HWWAD TVA) 69.3 nero 175 nol niywy nin 15.0 Noa nie ‘ni'wn nin Dw7IVON NINNIN (1.9) [wow DINNIN “O41 niypwnn non 13.2 7719 nin 73.7 nino Ta) 17.4 Hoa no} ‘nitwy nin D7IVON NINNIN 7719 nin 16% a ni'ny92 nn'ny Miwa Ni7M1 NINA 6% 4p ni'n79a an'ny* TINA MV 79 ADUNTIN AVA! MWA AIF'9N NWI A7!ANY AN
Slide 21: nip. °°
nip. °° Ve MVNO NIVAUN "NIN WWD JlyaN 55 53 1-3/2024 1-3/2025 6.8% 5.5% ommaANiwn o'nwea ANIWwN on o'nw [11 'T71D NivwA j'N O'0A 7y ,NIONNwy 'niid N77 01 997 w 4I"71a DAININ 79
Slide 22: Nl"Y19 '73n 702A nN' YY
Nl"Y19 '73n 702A nN' YY 1,200 4100 4000 900 800 700 600 500 400 41 890 300 200 Q1 2016 Q1 2017 Q1 2018 Q1 2019 Q1 2020 Q1 2021 Q1 2022 Q1 2023 Q1 2024 Q1 2025 7'2UN 7719 NID —7"9UN N77 ND niod °° 22
Slide 23: CSM & RA
CSM* & RA™ 19 910 877 f 4 515 596 594 216 232 230 362 95 323 104 316 102 121 128 128 CSM RA CSM RA CSM RA 31/12/2023 31/12/2024 31/03/2025 go'n anno. d iy ANION ATIN 10'D NON PINT NA QT) N10! "10'D jn "NoNN NINA -— ATINA n'y nin CSM * enon * 0 JI9'!OAY ANWA Ay ANT gQ972,DWITNA NATH TY INVA DION 1997
Slide 24: [iy1'9 WWID ON!
[iy1'9 WWID ON! *31/12/24 DI'7 134% Iyv'9 WWID ON! jan NINA N77 AON9A NINA mSCRUTIIN ont .DONNI IY NNN OMwW7 ANIA NWA Nino sna 7707 YNANAY 2 TAN JIN VW O19 77191 ‘NIWA NIT NON IMN7 dINW w [I"'749 60 JOA TIT!A'T 7719 .27/4/25 DIA NIT '9D * [IYO WID ON! DIDAS FAWN Aw'INA FAWN |! fw O72 DAININ 79 24
Slide 25: iva °.°
Ve iva °.° TIT'1'T qd 'AN Hpl7n Nv njpl7n7 THTDVT nino7 50% ninny miwn qWwid TU |Iyy9 120% N"Y TAN'T'N 1.27 '7Y VA0XN N TITAT NNIWN Dw 5 nyYiIwy jan nin ja 73T!4T 2025 |IWNI fon JANN NNT MIN 62% DANN n9sipna ninny 25
Slide 26: ~ Mion °°
~ Mion °° Ve _ 1,200 1,100 1,000 900 800 700 600 500 400 [In NiANINN 1,148 1,118 926 12/2019 12/2020 12/2021 12/2022 12/2023 12/2024 3/2025 NY [I'7% 84 -D '7Y 702A 1.1.24-2 IFRS17 [IN 7Y NUWANA7 DW" Nyown 7719 * w O72 DIININ 79 26
Slide 27: D'SDN DAV" nN
D'SDN DAV" nN D'Ti;J'YI Dp") JOY
Slide 28: ~ 4191 IU nn — N7.AInI NNn'YY
~ 4191 297 IU nn — N7.AInI NNn'YY \ nn yw! nIo'a. 14.796 a nana an 14.7% (28.5% “man 6.4% ‘aman M1. ‘aman 71% Giyos\ Meiaet) 8.4% (9.4% 31/12/2020 31/12/2021 31/12/2022 31/12/2023 31/12/2024 (NiP'9 INI MNOS DAW) 31.12.2024 DI7 [191 NAANA 7 B"909 INIT 197 N10! "NT 'NaNwAa Ad Iw Nn* =" 28
Slide 29: pIW AN) — MT PINT An ny
17 pIW AN) — MT PINT An ny yw! non 12.6% mnana qn th me 12.1% 11.196 11.296, 11.4% “man 6.8% ‘aman 8.4% ‘Tman ‘aman 9.59% 13.2% 31/12/2020 31/12/2021 31/12/2022 31/12/2023 30/09/2024 man 12.5% 30.09.2024 D7 [193 |IDD'NI N10!2. JAN PW Nw '97 Nod 9T !N1N92_ NINN19WN7 OIA NN'T 4190 Iw nn (O"9TY DIN) 10
Slide 30: NNIDUN 'Ni0!'12 D"7'Aly
NNIDUN 'Ni0!'12 D"7'Aly wnni yw! N10! 8% nana an! 9% ‘man 11% ‘aman 20% man 15% 17%-5 'YID0Y JIWA NXNIDWYN D'nNvIAyYy Vw! nio'da ,DUITOA TD DWNA NWN NNN! Jo UN Ww! N02. 2024 YAONT7 |ID) .7NW! 9149 ,O"DIN7 NUID NNT 30.09.2024 O1'7 [1ID1 1AOYN ,|ID0'NI N10! JAN FW NW '97 079 Nino |1D!0 = (I90'N N77) W
Slide 31: Nn'nivyynvy nanin
Nn'nivyynvy nanin NY9NN 'YNY '7U N7IVYON 'OIN'Y NWI N'Y ~~ <= rams 7 (ss ‘e [30S Glu [ton we a= Seo) & D'uIon A> pane GLOBAL ive CCG (as SUN waa [] EF | Ulin HE MAX == @ wine Tl DIX ZS maxus ae, a a SR od od WUT 0%.
Slide 32: SLT
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Slide 33: nina
nina nrMNTT nvanhn Hijyjov NW'DNI JOY Ti") qwpn DIOPY nnwTn nn nip7n oy n"Uyn O'D]A mnnn nivw oUt VANNT NNN) WT n7lyy DIN NX NAN anny DMIUN nnint 33
Slide 34: UYU '3"70N
UYU '3"70N omn'n ,nin'sn D'DYIVIN oe wn Niynynwy 'TTYA ni7'amM 70''T2 sie eee, (ER) ni7'y! ant ‘7AN TY D"70'T nee MII7NDO NIVNYONA NI7'V' NITTANY nna N'71Vv9n DeTin" - DATA '"7TIN NT'71N2 VIN'Y ML/AI 'DOIaD TI) NNTANY N Ni7'y9n winn 792 IDV 7NINIVID ''TI mann 7U nip *° Wee
Slide 35: nip. °°
nip. °° Wee na’7 WFYI NNwWTN D!!'OAION D'IVNY VINN7T NAW9SNNN NNWTN NII77 AW ANIA NWANI S NnNWY 7Y ATW HUB Ninip77 wy Nivyn DWT DNIW" nnwtTnn |ITyNO ,7TINA O"770VN DIN"'7ANA oTpnNnNn (q09 ON7 7OINW) DIRECTLAB :-: 101 @ © Iyiw" nAnwWTN GEN Al DyYIN DN man 35
Slide 36: niv12 °°
niv12 °° oe D'ONVANOD 330 OV NINd'n DIRECTLAB >: ANUWTAN VU! NID'A 7U y7AN nnn'9 DX Nint7 NIOYNW TIN! 1111 |11'D wa nw 19'Y7 Wl IAIN TAWNIVIINN '7V2 D'ONOANOON MSI n29'n NIV!AN N' ply qin'wa 36
Slide 37: nij72 Tip")
nij72 Tip") 71ND 7TN'NIOIONI WIN DIOAY nig7n eS © © , n77a nowa as) > mall pny nip7a nigry nip. °° Wee
Slide 38: nivra °,°
nivra °,° ye NMNWAD VW! NIA BDI 1;902 NIV!'141 D'D))}'91 ANINN! ANY ,NID'N DTN ND *NIO'NIA NIA DAW 129 '027'9N O7IVa [UX O90! N'7!Anon Pornn nian }'a NypMyn 1 TRW! TIN Anvioia 2 ‘7a Google 3 volo" HH Microsoft 4 on py (G3 Check Point 5 TAU! DTN'ION T!7ON ApBLIED 7 WIND AHYYNA em 8 ‘TOYN intel. 9 o'7
Slide 39: TIN
TIN D'S 'WYY NiO °°