Trust Fintech Limited · NSE:TRUST
Trust Fintech — FY2024 Earnings Presentation
29 slides from Trust Fintech's earnings presentation, May 2024
Slide 1: Trust Fintech Limited Earnings Release 2023-24
(J TRUST FINTECH LIMITED EARNINGS RELEASE 2023-24 Years Of experience in IT Solutions
Slide 2: About Us
About Us Trust Fintech Limited (TFL) was established in 1998. TFL has been involved in providing Software Solutions and Services in the field of Banking Software, ERP Implementation and Customized Software Solutions Development, SAP B1 and Offshore IT services. Our team is committed to provide IT Se
Slide 3: TFL Profile
TEL Profile | Trust Fintech Limited, Is Widely Recognized For Its Excellent Service, Client Dedication And Commitment. CMMi Level 5 ISO 27001 Authorized GST Suvidha Certified Company Certified Company (GSP) Provider in India. ee ee CRISIL rated the company "2A" (2) for high performance capability &
Slide 4: TFL Technical Expertise: TrustBankCBS
TFL Technical Expertise AML . Credit Union in USA Credit Union in South NBFC / MICROFINANCE America (Spanish Version . COOPERATIVE BANKS Africa version TrustBankCBS
Slide 5: TFL Technical Expertise
TFL Technical Expertise Mobility Apps Digital Interface ] BFSI Statutory Reports (ADF) vy Universal Digital Fintech / | td Reconciliation API |
Slide 6: TFL Stock Performance Snapshot
TFL Stock Performance Snapshot ₹ 643.28 cr. 38 Market Capitalization PE (Rs. In Cr)(As on 27 May,2024) (Post Results, FY24) 7.13 EPS (Post Results, FY24) ₹ 316 167 % 52-week High Price ROI from issue price (As on 27 May,2024) (As on 27 May,2024) Shareholding Pattern 31.15% Public Shareholding 68.85%
Slide 7: Key Financial Parameters Highlights
Key Financial Parameters Highlights
Slide 8: Consolidated Income Statement
Statement Table Consolidated Income Statement (₹ in Thousand) Particulars FY 2023-24 FY 2022-23 % Growth Revenue from Operations 350438 225434 55.45% Other Income 2325 1585 46.69% Total Revenue 352763 227019 55.39% Total Expenses excl. D&A & Finance 173337 167588 3.43% Cost EBITDA 179426 59431 201.9
Slide 9: Consolidated Balance Sheet
Consolidated Balance Sheet (₹ in Thousand) EQUITY AND LIABILITIES As on 31-03-2024 As on 31-03-2023 (1) Shareholders’ Funds (a) Share capital 1,75,432 51,849 (b) Reserves and surplus 2,75,688 2,20,011 (2) Non-Current Liabilties (a) Long-term borrowings 0 0 (b) Long Term Provisions 0 0 (c) Deferred t
Slide 10: Consolidated Balance Sheet
Consolidated Balance Sheet (₹ in Thousand) ASSETS As on 31-03-2024 As on 31-03-2023 (1) Non-Current Assets (a) Property, Plant and Equipment and Intangible assets (i) Property, Plant and Equipment 1,01,553 1,00,628 (ii) Capital Work in Progress 0 0 (iii) Intangible assets 1,10,357 8,552 (b) Non-Curr
Slide 11: Profitability Snapshot
Profitability Snapshot 4,000.00 Profitability Snapshot 3,500.00 3,504.38 3,000.00 2,500.00 2,394.66 2,254.34 2,000.001,908.78 2,011.91 1,763.25 1,500.00 1,250.17 1,000.00 500.00 402.34 192.64 219.66 133.66 - 91.39 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Revenue PAT
Slide 12: Management Commentary for Trust Fintech Limited
Management Commentary for Trust Fintech Limited Introduction The past fiscal year has been transformative for Trust Fintech Limited, marked by Listing on NSE Emerge Platform, robust growth, significant achievements in product innovation, and strategic market expansion. As a experienced player in the
Slide 13: Management Commentary: Outlook
Management Commentary for Trust Fintech Limited Outlook Looking ahead, we are optimistic about our growth prospects. We plan to continue investing in innovation, expanding our global footprint, and strengthening our customer relationships. The evolving financial landscape presents both challenges an
Slide 14: Management Guidance for Trust Fintech Limited
Management Guidance for Trust Fintech Limited Introduction As we look forward to the coming fiscal year, our focus remains on sustainable growth, innovation, and customer satisfaction. We are committed to leveraging our strengths and addressing new opportunities in the dynamic financial technology l
Slide 15: Management Guidance for Trust Fintech Limited
Management Guidance for Trust Fintech Limited • Strengthen our ecosystem of technology partners, fintech innovators, and consulting firms to deliver integrated and comprehensive solutions. 3. Regulatory Compliance • Ensure our solutions comply with evolving global regulatory standards, providing our
Slide 16: New Development Center and Conclusion
• Setting up of new infrastructure : We have been allotted new development center facilities by Maharashtra Airport Development Company Limited (“MADC”) with 8096.088 sq.mtrs. equivalent to 2.000 acres for corresponding Plot No. 9B, Sector 17 in the notified area of MIHAN-SEZ, Nagpur at Location Dah
Slide 17: Growth Strategy for Trust Fintech Limited
Growth Strategy for Trust Management Fintech Limited Guidance Introduction As a leading provider of core banking software solutions, our growth strategy focuses on innovation, market expansion, customer success, and operational excellence. This multi-faceted approach will ensure sustained growth and
Slide 18: Growth Strategy for Trust Fintech Limited
Growth Strategy for Trust Fintech Limited 3. Customer Success Enhanced Support Services: • Provide 24/7 customer support with multilingual capabilities. Establish dedicated customer success managers to ensure clients fully leverage our platform’s capabilities and achieve their business objectives. C
Slide 19: Growth Strategy: Conclusion
Growth Strategy for Trust Fintech Limited Conclusion Our growth strategy is designed to leverage our strengths and capitalize on emerging success, operational efficiency, and strategic partnerships, we are confident in our ability to achieve sustained growth and reinforce our leadership position. We
Slide 20: USA Expansion
USA Expansion USA Operations • Acquired 90% stake in TFL Tech Inc. • Sanjay Chafale: Ex Director at FISERV and promoter in TFL, join full time from 15th June • Office address: 920 Justison Street, Wilmington, DE 19801 • Full time sales team will be joining from: 15th August • LOS for customers would
Slide 21: Customization for Credit Union North America (USA)
Enhancement and Developing Products Customization for Credit Union North America (USA) Developing a customized CBS targeting the North American market involves tailored features and functionalities for optimal user experience and market relevance. • Work in progress on Escrow Configuration. • Work i
Slide 22: CBS For Credit Union in South America Version
Enhancement and Developing Products CBS For Credit Union in South America Version (Spanish Version) The present CBS is customized for the credit union from South America with Spanish language and multiple currencies . 90% Estimated Completion 31st Aug : 2024
Slide 23: Universal Digital Reconciliation
Enhancement and Developing Products Universal Digital Reconciliation Universal reconciliation aims to match all types of transactions, including deposits, withdrawals, transfers, and payments, across various accounts and systems. This helps ensure that every transaction is accurately recorded and ac
Slide 24: Risk Management using AI
Enhancement and Developing Products Risk Management using AI Our AI system utilize previous bank data and records to trains a robust model that predicts customers loan eligibility. By analyzing historical data, the AI assesses various factors and assigns a score, indicating the like hood of loan app
Slide 25: Loan Origination for North American Market
Enhancement and Developing Products Loan Origination for North American Market Creating a Loan Origination System tailored for the North American market involves customizing features and processes to meet regional regulatory standards and market demands. • Changes identified/suggested during phase 1
Slide 26: CBS Customization for NBFC's in INDIA
Enhancement and Developing Products CBS Customization for NBFC’s in INDIA NBFC’S Typically have LOS , LMS , Accounting , Collection and Regulatory compliance modules . • LOS : Customized for any loan product NBFC • LMS : LMS is customized for NBFC • Accounting : Few changes in accounting with respec
Slide 27: LOS (Loan Origination) on ONDC
Enhancement and Developing Products LOS (Loan Origination) on ONDC Creating the Loan Origination System (LOS) on ONDC involves developing Buyer and Seller apps including dashboards for enhanced functionality. Buyer Seller • Onboarding and all • ONDC Seller app- Integration Development Onboarding pro
Slide 28: RBI Compliance Report
Enhancement and Developing Products RBI Compliance Report RBI now allows reporting based on the last working day data. Enhancements includes using a staging database for master and transactional data, with all data sourced from the staging database. The report format and logic remain unchanged. Data
Slide 29: Contact Details & Disclaimer
Contact Details & Disclaimer Trust Fintech Limited DISCLAIMER / NON-COVERAGE Any site that you may connect to from here is not covered by this Privacy Policy. Nagpur Mumbai Pune Office Office Office 11/4, InfoTech Park, 509, "E-Square", 101, Navkar Avenue Gayatri Nagar, Subhash Road, Vile A2, Behind