Mahindra & Mahindra Financial Services Ltd. · NSE:M&MFIN
Mahindra & Mahindra Financial Services — Motilal Oswal Annual Global Investor Conference 2023
13 slides from Mahindra & Mahindra Financial Services's conference presentation, Aug 22, 2023
Slide 1: Intimation of Investor Presentation to Stock Exchanges
Mahindra & Mahindra Financial Services Ltd. Mahindra Towers, 4th Floor, Dr. G. M. Bhosale Marg, Worli, Mumbai 400 018 India Tel: +91 22 66526000 Fax: +91 22 24984170 22nd August 2023 +91 22 24984171 To, BSE Limited, (Scrip Code: 532720) Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400 001
Slide 2: Transformation at play
Transformation at play 22nd August 2023 Raul Rebello Executive Director and MD & CEO – Designate Mahindra & Mahindra Financial Services Limited
Slide 3: Agenda
Agenda 1. MMFSL Reflections ➢ FY 05 – FY 15 ➢ FY 15 – FY 22 2. Mission 2025 ➢ Goals ➢ Transformation Priorities ➢ Progress 3. New Vision 4. Continued Focus 2
Slide 4: FY05–FY15: Steady growth with range bound AQ
MMFSL Reflections | FY 05 – FY 15 : Steady growth with range bound AQ 3.8
Slide 5: FY15–FY22: Tapered growth with shocks of Demonetization, Covid
MMFSL Reflections FY 15 – FY 22 : Tapered growth with shocks of Demonetization, Covid… Low diversification Asset quality Use of tech and data
Slide 6: Mission 2025 Goals
Mission 2025 Goals Sustainable Growth Protected Profits Maintain 2x AUM ` NIMs ~7.5% New Business Contribution Stable Asset Quality 15% GS-3 < 6% Operating Leverage RoA Cost to Assets ~2.5% ~2.5%
Slide 7: Transformation priorities
Mission 2025 Transformation priorities Stable Asset Quality Recharge Growth Focus on bringing the volatility down Build high quality diversified business Strengthen Tech & Digital Future Ready Human Capital Data informed thinking High performing Organization
Slide 8: Transformation priorities
Mission 2025 Transformation priorities ▪ Customer segment mix ▪ Robust underwriting 1 Stabilize Asset Quality ▪ Product diversification ▪ Collections-war-room & legal toolkit ▪ Vehicle lending leadership ▪ Scale new growth engines including pre-owned 2 Recharge Growth ▪ Cross-sell ▪ Deepen branch pr
Slide 9: Progress: On path to achieving Mission 2025
Mission 2025 Progress | On path to achieving Mission 2025 Sustainable Growth Protected Profits Maintain 2x AUM ` NIMs ~7.5% 1.34X 6.8% New Business Contribution Stable Asset Quality 15% GS-3 < 6% ~ 6% 4.3% Operating Leverage RoA Cost to Assets ~2.5% ~2.5% 2.8% 1.4%
Slide 10: New Vision
New Vision EARLIER VISION NEW VISION Earlier Vision: To be the leading financial services player in rural and semi urban India Leading and Responsible financial solutions partner of choice Current Status: for emerging India Leading vehicle financing company in rural and semi urban India
Slide 11: Continued focus
Continued focus Sustainable Growth Protected Profits 1. Strengthen risk, compliance & cost-conscious culture 1. Strengthen the core 2. Increase Prime Segment 2. Ensure stable asset quality 3. Scale new business ▪ Rigorous underwriting practices ▪ Robust collections tools 4. Partnership & Alliances 5
Slide 12: Conclusion
Conclusion Our Why/ Raison d'etre? WHY • Most relevant Financial Services provider to Emerging India What will we achieve in this pursuit? WHAT • A reasonable piece of the of Retail Lending market share in consumers and portfolio value • Formidable share in the Retail Financial Services Revenue pool
Slide 13: Thank You
mahinclra FINANCE Thank You
Mahindra & Mahindra Financial Services — Motilal Oswal Annual Global Investor Conference 2023 on 6ix