Slide 1: Q3 FY25 Business Update
QUICKFEE For personal use only Q3 FY25 BUSINESS UPDATE 29 April 2025 President, North America, Jennifer Warawa Acting President, North America, James Drummond Chief Financial Officer, Simon Yeandle
Slide 2: QuickFee helps professional services firms accelerate and automate accounts receivable
QuickFee helps For personal use only professional services firms accelerate and automate accounts receivable and grow their business. To learn more about QuickFee, our business and strategy, please see our 'About Us' video located on our Investor Hub here: www.investorhub.quickfee.com/activity-updat
Slide 3: Q3 FY25 results overview: Record quarterly revenue, EBTDA positive
Q3 FY25 results overview: Record quarterly revenue, EBTDA positive in Q3 For personal use only + TOTAL REVENUE OF A$6.3M, UP 29% ON PCP Q3 FY25 PERFORMANCE1 Q3 FY25 Q3 FY24 MOVEMENT REVENUE A$6.3M US FINANCE (PAY OVER TIME) US$ 0.9 M US$ 0.7 M +29% A$4.9M US PAY NOW (ACH & CARD) US$ 1.2 M US$ 1.0 M
Slide 4: Q3 FY25 highlights: strong growth continues
Q3 FY25 highlights: strong growth continues Second consecutive quarter of record revenue of A$ 6.3m, up 29% on pcp For personal use only + Reflects both volume growth and margin expansion in QuickFee Finance in both Australia and the US Increasing transaction volumes through Connect in the US + Tota
Slide 5: What We Do
For personal use only WHAT WE DO
Slide 6: QuickFee at a glance
QuickFee at a glance WE HELP FIRMS OUR SOLUTIONS OUR COMPETITIVE For personal use only TRUSTED FOR PAYMENTS AND FINANCING DIFFERENTIATORS SOLUTIONS SINCE 2009: Reduce A/R Pay Now | ACH/EFT + Card A/R typically runs high for Secure digital payments + Designed specifically firms, and we can help turn
Slide 7: United States: Lending growth and traction with Connect
For personal use only UNITED STATES: LENDING GROWTH AND TRACTION WITH CONNECT
Slide 8: Strong revenue growth in US
Strong revenue growth in US + US revenue up 24% on pcp to US$ 2.1 M US REVENUE (US$M) US FINANCE TTV (US$M) + Finance TTV up 12% on pcp to US$7.6M; revenue up 29% on 7.6 For personal use only pcp to US$ 0.9 million (Q3 FY24: US$ 0.7 million) 6.8 + Revenue yield up 150 bps on pcp due to strong lendin
Slide 9: QuickFee Connect: increasing transaction volumes in Q3
QuickFee Connect: increasing transaction volumes in Q3 Connect increases total transaction volume across ACH, Card and Finance and drives new subscription revenue For personal use only + Approx. 100 Connect customers, with 65% having completed the onboarding process, up from 50% at 31 December 2024
Slide 10: Australia: Positive momentum continues
For personal use only AUSTRALIA: POSITIVE MOMENTUM CONTINUES
Slide 11: Another strong quarter in Q3 FY25
Another strong quarter in Q3 FY25 + AU Finance revenue up 30% on pcp to A$ 2.6 million (Q3 AU REVENUE (A$M) AU FINANCE TTV (A$M) FY24: A$ 2.0 million) For personal use only + AU Finance TTV up 8% on pcp; Fee Funding up 18% and 14.1 13.1 Disbursement Funding down 28% on Q3 FY24 (high new +30% +8% DF
Slide 12: Outlook
For personal use only OUTLOOK
Slide 13: Focus on operational execution
Focus on operational execution For personal use only Acting US President, James Drummond + Over 9 years at QuickFee, prior to listing on the ASX + Current Chief Operating Officer + Worked closely with Jennifer on all aspects of strategy development over the past 2.5 years + QuickFee has the right gr
Slide 14: Underlying business continues to perform well
Underlying business continues to perform well REVENUE BY QUARTER (A$M) Q2 Q4 Q2 Q4 For personal use only Track record of solid revenue growth 6.1 6.2 6.3 and uplift from H1 to H2 each FY 5.6 5.1 Q2 Q4 4.9 + Consistent revenue growth from Q1 to Q3, and 4.3 4.2 Q2 to Q4, every fiscal year 3.7 3.
Slide 15: Refinancing discussions progressing well
Refinancing discussions progressing well Liquidity and borrowings AU LOAN BOOK A$M + Substantial loan book growth in FY25 to-date, up A$ 9.6 million (17%) to A$ 64.8 million. This For personal use only growth has been funded approximately 85% by borrowings and 15% with own funds + At 31 December 202
Slide 16: Provision for potential credit impairment and revised earnings guidance
Provision for potential credit impairment and revised earnings guidance Provision for credit impairment in relation to one US firm default For personal use only + QuickFee has been unsuccessful in collecting an amount of approx. US$ 450,000 from one US firm relating to the QuickFee Finance payment p
Slide 17: Outlook: Focus on growing profitability
Outlook Focus on growing profitability For personal use only + Focus on maximum profit growth: QuickFee Finance and QuickFee Connect + Continue to manage cost base carefully + Continued investment in Connect automation to capture revenue opportunity + Continued organic growth in Australia + Refinanc
Slide 18: Questions
For personal use only QUESTIONS To post any questions or feedback on this presentation, we encourage investors to sign up to the QuickFee investor hub at investorhub.quickfee.com/auth/signup
Slide 19: Contact Details
For personal use only CONTACT DETAILS Simon Yeandle, CFO p: +61 2 8090 7700 e: simon.yeandle@quickfee.com Katie Mackenzie, Investor Relations p: +61 455 502 197 e: kmackenzie@belleviewir.com.au
Slide 20: Disclaimer
Disclaimer The material contained in this document has been prepared by QuickFee does not undertake any obligation to publicly release the QuickFee Limited ACN 624 448 693 (‘company’) and contains result of any revisions to these forward-looking statements to For personal use only general informatio
Slide 21: Glossary
Glossary ACH Automated Clearing House A type of electronic bank-to-bank payment in the US, equivalent to EFT in Australia Active customer Any customer who has transacted with QuickFee in the relevant period Active firm For personal use only Any firm that has had a transaction with QuickFee in the re