Hyakugo Bank, Ltd. · TSE:8368
Hyakugo Bank — Corporate Update (January 2025)
16 slides from Hyakugo Bank's corporate update, January 2025
Slide 1: Medium-term Management Plan KAI-KAKU 150 2nd STAGE State of Progress
Medium-term Management Plan KAI-KAKU 150 2nd STAGE “Gateway to the Future II” Aiming to Transform into a Green & Consulting Bank Group State of Progress 16
Slide 2: Current Status of Medium-term Management Plan in Long-term Vision
Gateway to the Current Status of Medium-term Management Plan in Future II Long-term Vision Take on the challenge to reach the final stage in order to realize the Bank’s long-term vision of “Aiming to Transform into a Green & Consulting Bank Group” 140th KAI-KAKU 2nd KAI-KAKU FINAL KAI-KAKU 1st STAGE
Slide 3: Overall Picture of the Medium-term Management Plan
Gateway to the Future II Overall Picture of the Medium-term Management Plan Medium-term Management Plan KAI-KAKU 150 2nd STAGE “Gateway to the Future II” consists of five basic policies and 11 key strategies Five Basic Policies 11 Key Strategies I Strengthening Efforts Towards Carbon 1 Carbon Neutra
Slide 4: State of Progress of Numerical Targets of Medium-Term Management Plan
Gateway to the State of Progress of Numerical Targets of Medium- Future II Term Management Plan Some KPI targets were revised due to changes in the external environment, but KGI targets are expected to be achieved in general Targets in FY 3/25 Results in FY 3/24 Results in FY 9/24 (Final targets of
Slide 5: Status of Progress of Key Strategies (Housing Loans)
Gateway to the Future II Status of Progress of Key Strategies (Housing Loans) Ranked No. 1 in the nation for 6 consecutive years in terms of housing loan growth through Results efficient sales activities and human resource development through improving its bases Housing loans offered in a single yea
Slide 6: Status of Progress of Key Strategies (Housing Loans) Issues and Future Measures
Gateway to the Future II Status of Progress of Key Strategies (Housing Loans) Issues and Focus on improving profitability by improving efficiency through digital transformation, in future measures anticipation of a future decline in housing loan demand Changes in the external environment The Bank
Slide 7: Status of Progress of Key Strategies (Depository Assets)
Gateway to the Status of Progress of Key Strategies (Depository Future II Assets) Achieved an effective sales structure by consolidating its sales branches for depository assets Results and strengthening cooperation with bank and securities companies Strengthening the sales structure for Commissions
Slide 8: Status of Progress of Key Strategies (Depository Assets) Future Measures
Gateway to the Status of Progress of Key Strategies (Depository Future II Assets) Future Optimize the Group’s depository asset structure and streamline its operations through DX measures while strengthening customer-oriented business operations Advance “customer-oriented depository asset management
Slide 9: Status of Progress of Major Key Strategies (Corporate Consulting)
Gateway to the Status of Progress of Major Key Strategies Future II (Corporate Consulting) Has provided support for decarbonization and overseas expansion of regional businesses, Results and proposed solutions to new business challenges Support for decarbonization Support for overseas expansion Ac
Slide 10: Corporate solution commissions grew to target level
Gateway to the Status of Progress of Major Key Strategies Future II (Corporate Consulting) Has sophisticated further the business feasibility assessments, causing corporate solution Results fees to grow to the target level set in the Medium-term Management Plan Corporate solutions fees Renewed busin
Slide 11: Corporate Consulting: Issues and Future Measures
Gateway to the Status of Progress of Major Key Strategies Future II (Corporate Consulting) Issues and future Invest in human capital and DX in response to changes in the external environment so as to measures solidify the foundation of the corporate consulting business Changes in the external enviro
Slide 12: Status of Progress of Major Priority Strategies (Channel Strategy)
Gateway to the Status of Progress of Major Priority Strategies Future II (Channel Strategy) Achieved Medium-term Management Plan target of 300,000 accounts for smartphone banking. Results New branches converted to a consulting venue Strengthened consulting activities at Smartphone banking new branch
Slide 13: Priority Strategies (Human Resource and Diversity Strategy)
Gateway to the Status of Progress of Major Priority Strategies Future II (Human Resource Strategy and Diversity Strategy) Steady increase in professional qualification holders, but further measures are needed to increase the ratio of women in executive and managerial positions Progress in human capi
Slide 14: Priority Strategies (Governance Strategy)
Gateway to the Status of Progress of Major Priority Strategies Future II (Governance Strategy) Strengthen corporate governance to ensure the Bank’s sustainable growth and enhance its corporate value over the medium to long term Appointment and diversification of outside officers Ratio of outside o
Slide 15: Priority Strategies (Carbon Neutral Strategy)
Gateway to the Status of Progress of Major Priority Strategies Future II (Carbon Neutral Strategy) Greenhouse gas (GHG) emissions are steadily declining. Information disclosure based on the TCFD concept is also implemented Greenhouse gas (GHG) emissions Scenario analysis and carbon-related assets Ch
Slide 16: Priority Strategies (SDGs/ESG Strategy)
Gateway to the Status of Progress of Major Priority Strategies Future II (SDGs/ESG Strategy) Launched a project to revitalize the SDGs initiatives of companies in Mie Prefecture “We see it! A Good Future -- MIE SDGs ACTION” launched 1 Produce a 15-second video about Mie Prefecture companies’ initiat