Stonex Group Inc. · NASDAQ:SNEX
Stonex — Q3 2025 Earnings Presentation
18 slides from Stonex's earnings presentation, Aug 6, 2025
Slide 1: Earnings Call: 3rd Quarter 2025
StonexX’ Earnings Call: 3™ Quarter 2025 StoneX Group Inc. August 6", 2025
Slide 2: Disclaimer
Disclaimer The StoneX Group Inc. group of companies provides financial services worldwide, including physical commodities, securities, exchange-traded and over-the-counter derivatives, risk management, global payments and foreign exchange products, through its subsidiaries, in accordance with applic
Slide 3: Financial Overview
StonexX’ Financial Overview Bill Dunaway Chief Financial Officer
Slide 4: Fiscal Q3 2025 & TTM Highlights
Fiscal Q3 2025 & TTM Highlights Operating Revenues * Veraus the prior vacate + Net operating rev. ("NOR") up 4% * Total compensation and other expenses up 5% $1,024.3mm $63.4mm > Fredeompensation up6% Up 12% Up 2% + Ona consecutive quarterly basis (vs. Q2 2025): + NORrelatively flat Diluted EPS Retu
Slide 5: Fiscal Q3 2025 Product Results & Key Metrics
Fiscal Q3 2025 Product Results & Key Metrics Contracts (000s) Rater Goto $126.4mm 56,759 $2.13 Down 3% Up8&% Down 11% $58.9mm 1,018 $58.06 Down 11% Up 6% Down 16% Physical Contracts $55.9mm Down 17% Securities Key Operating Metrics $485.7mm $9,219 $276 Up 30% Up 25% Up 15% $52.3mm $80 $10,614 Up5% U
Slide 6: Net operating revenue change by product, Q3 and TTM
$19.9 $9.8 $39.3 $(22.5) $1.6 $488.3 $468.5 $(12.5) $(8.4) $(7.4) Q3'24 Securities Other FX/CFD contracts Physical contracts Interest, -net / fees Listed derivatives Payments OTC derivatives Q3'25 earned on client balances $24.4 $11.8 $25.1 $(6.3) $30.2 $(21.7) $44.0 $98.9 TTM Q3'24 Securities Other
Slide 7: Segment Performance - Fiscal Q3 2025
Segment Performance - Fiscal Q3 2025 Commercial Institutional Self-Directed/Retail Payments Net Operating Revenue Segment Margin Segment Income a3'24 Q3'25 a3'24 Q3'25 a3'24 Q3'25 a3'24 03°25 StOMEX cares sorsretectisn 0820250 eras 200 aes 7 ‘Segment margin calculated as segment income divided by ne
Slide 8: Segment Performance - Trailing Twelve Months
Segment Performance - Trailing Twelve Months Commercial Institutional Self-Directed/Retail Payments $718 ___——-> $719 Net Operating Revenue TT™MQ3'24 TT™MQ3'25 TT™MQ3'24 TTMQ3'25 TT™MQ3'24 TT™MQ3'25 TT™MQ3'24 TT™MQ3'25 Magn = sort i. 14% $316 Segment Income > $112 TTMQ3'24 TTM Q3'25 TTMa3'24 TTMQ3'2
Slide 9: Potential +/- Incremental Change in Net Interest & 12b1 Fees Earned
Potential + / - Incremental Change in Net Interest & 12b1 Fees Earned (USDmm) (2) Annual Rate Change Post-tax Effect on Incremental Effect on (bps) (1) Net Income(3) Post-tax EPS (3) 25 $6.8 $0.14 50 $13.6 $0.27 75 $20.4 $0.41 100 $27.2 $0.54
Slide 10: Strategy Update
StonexX’ Strategy Update sean O'Connor Executive Vice-Chairman
Slide 11: Strategy Update: RJO'Brien Acquisition, Fundraising & Rating Agency Update
Strategy Update a RJO’Brien Transaction Complete: Acquisition of RJO Fundraising & Rating Agency Update * OndJuly 318 2025, StoneX completed its acquisition | * On July 8'°2025 StoneX successfully issued of RJ. O'Brien (RJO) $625mm of Senior Secured Notes due 2032. The offering was oversubscribed, c
Slide 12: Capital markets transactions: offerings and roles
• Preferred At the Public Offering Public Offering Public Offering Market Offering $600 Million $600 million $108 million $2.1 billion Co-Manager Co-Manager Co-Manager Agent • May 2025 May 2025 May 2025 May 2025 Lakeshore Acquisition III • At the Market IPO Public Offering Corp Offering SPAC Offerin
Slide 13: StoneX Custody and Clearing
StonexX’ StoneX Custody and Clearing Charles Lyon Group President Segment Spotlight
Slide 14: Our Global Custody and Clearing Solutions
Our Global Custody and Clearing Solutions Full self-clearing across equities, fixed income, Registered Investment Advisors and Broker- futures, options, FX, and commodities Dealers Custody and administration for U.S. mutual funds Hedge Funds and Proprietary Trading Firms and ETFs (1940 Act) 1940 Act
Slide 15: What differentiates StoneX in this space?
What differentiates StonexX in this space? StonexX is uniquely positioned as one of the leading non-bank financial services firms serving mid-tier institutions, delivering o powerful combination of global scale, flexibility, and technology. Full self-clearing infrastructure across multiple asset cla
Slide 16: Custody & Clearing: Key Strategic Objectives
Custody & Clearing : Key Strategic Objectives StoneX’ Grow and Diversify Our Build Our Ecosystem Client Base Digitize Our Business Expand Products and Services Increase Market Share ERED LESS SIGNER ELS Engagement Implementa multi-currency margin Expand correspondent clearing Advancing toward unifie
Slide 17: Closing Thoughts
Closing Thoughts * Net income of $63.4mm, up 2%. Diluted EPS of $1.22, down 2%. Acquisition-related charges of $8.9mm pre-tax, or $0.12 EPS * ROE for the quarter of 13.1% and 16.6% for the trailing twelve months * BVper share $40.36 - up $6.59, or 20% versus prior year + Results over the last two ye
Slide 18: Thank you
Thank you