Jio Financial Services Limited · NSE:JIOFIN
Jio Financial Services — Q3 FY25 Earnings Presentation
16 slides from Jio Financial Services's earnings presentation, Jan 17, 2025
Slide 1: Exchange filing cover letter for analyst presentation
January 17, 2025 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, Dalal Street, Fort, Plot No. C/1, G Block, Bandra-Kurla Complex, Mumbai 400 001 Bandra (East), Mumbai 400 051 Scrip Code: 543940 Trading Symbol: JIOFIN Dear Sirs, Sub: Presentation to a
Slide 2: Q3 FY25 Earnings Presentation
Q3 FY25 Earnings Presentation January 17, 2025 Jio Financial Services Limited
Slide 3: Safe Harbor
Safe Harbor This presentation contains forward-looking statements which may be identified by their use of words like “plans,” “expects,” “will,” “anticipates,” “believes,” “intends,” “projects,” “estimates” or other words of similar meaning. All statements that address expectations or projections ab
Slide 4: Business Overview
BUSINESS OVERVIEW poites
Slide 5: Key Highlights
Key Highlights NBFC AUM at Rs. 4,199 Cr Simple, intuitive & seamless digital experiences vs. Rs. 1,206 Cr in Q2 FY25 • End-to-end digital journey of <5 minutes SmartGold, bank account opening, loan on Mutual Funds, small merchant* Payments bank CASA customers at 1.89 mn onboarding, purchase of two-w
Slide 6: JioFinance App – Built for #GenAll
JioFinance App – Built for #GenAll PRODUCTS AVAILABLE ON OUR DIGITAL STOREFRONT • UPI and Bill Payments • Home Loan • CASA with debit cards • Loan against Property • UPI International • Loan on Mutual Funds • Biometric-enabled payments • Check Credit Score • Credit Card billers Borrow Transact Prote
Slide 7: Lending & Leasing
Lending & Leasing JIO FINANCE LIMITED Product Portfolio Distribution Strategy Retail • Well-diversified strategy across ecosystem and external partnerships • Loan on Mutual Funds • Present in 7 cities with 9 offices • Home Loan (incl. Balance Transfer & Top-up) • Building best-in-class self-assisted
Slide 8: Payments
Payments JIO PAYMENTS BANK LIMITED JIO PAYMENT SOLUTIONS LIMITED • Value Proposition: • Distribution ❑ Urban: Secondary account to declutter the ❑ Integration with JioBharat phones for onboarding primary account and enable engagement across small merchants at scale financial services ❑ Dedicated sal
Slide 9: Protection
Protection JIO INSURANCE BROKING LIMITED Simplifying the insurance purchase process through user-friendly DIY offerings on an intuitive platform Direct-to-Customer Embedded Insurance Institutional Channel Portfolio of 54 plans across 5 product Launched new embedded insurance Continued momentum in in
Slide 10: Investment – JVs with BlackRock
Investment – JVs with BlackRock ASSET MANAGEMENT • Asset management company filed application for final approval • Senior leadership and core business teams buildout in advanced stages • Tech platform and infra deployment progressing as per plan; building a unified investment platform with focus on
Slide 11: Financial Overview
FINANCIAL OVERVIEW veces
Slide 12: Group Structure
Group Structure JFSL is a publicly-listed entity Jio Financial Services Ltd (JFSL) (CIC) and acts as the holding company for the group 100% 100% 100% 100% 100% 100% Jio Payment Reliance Industrial Jio Finance Limited Jio Leasing Services Jio Insurance Broking Jio Finance Platform and Solutions Limit
Slide 13: Statement of Profit and Loss – Consolidated
Statement of Profit and Loss – Consolidated Rs. in crore Consolidated Profit and Loss Q3 FY24 Q2 FY25 Q3 FY25 9M FY24 9M FY25 Interest income 270 205 210 658 577 Dividend income - 241 - 217 241 Fees and commission income 41 41 37 121 116 Net gain on fair value changes 103 207 191 441 616 Other Incom
Slide 14: Statement of Profit and Loss – Standalone
Statement of Profit and Loss – Standalone Rs. in crore Standalone Profit and Loss Q3 FY24 Q2 FY25 Q3 FY25 9M FY24 9M FY25 Interest income 90 40 16 294 75 Dividend income - 235 - - 235 Fees and commission - 2 - - 4 Net gain on fair value changes 44 106 121 204 340 Other Income - 0 11 - 11 Total Incom
Slide 15: Our Principles – 4Rs
Our Principles – 4Rs Reputation Operate within the Return of regulatory framework Ensure fair return to with best-in-class Capital shareholders and governance standards other stakeholders Set the highest Ensure prudent ethical standards capital deployment in across organization Regulation businesses
Slide 16: Thank You
THANK YOU
Jio Financial Services — Q3 FY25 Earnings Presentation on 6ix