Cash Converters International Limited · ASX:CCV
Cash Converters International — FY2012 Earnings Presentation
19 slides from Cash Converters International's earnings presentation, Sep 18, 2012
Slide 1: Investor Presentation: Final Results, 12 Months Ended 30 June 2012
For personal use only Investor Presentation Final Results 12 MONTHS ENDED 30 June 2012
Slide 2: Cash Converters Overview
Cash Converters Overview For personal use only Background 28 Years in Business. Cash Converters established first retail outlet in 1984 Deep and Experienced Management Team. Well established, experienced team in Australia and UK Established Systems and Controls. Developed and refined specialis
Slide 3: Corporate Snapshot
Corporate Snapshot For personal use only Experienced Board of Directors and Strong Management Team Board of Directors Senior Management Reginald Webb (Non Executive Chairman) Peter Cumins (Managing Director) Former partner of PricewaterhouseCoopers. Director since 1997 Joined in 1990 Peter Cumins (M
Slide 4: FY2012 Highlights
FY2012 Highlights For personal use only Strong Revenue Growth Continues of 25.7% to $234.3 million driven by: Australian loan book increases 28.0% to $67.6 million UK loan book increases 154.0% to £12.7 million Corporate store growth 21 acquired in 2011 and 13 ‘greenfield’ stores opened 2012
Slide 5: Financial Performance
Financial Performance For personal use only Eight Years of Strong Financial Performance Page 5
Slide 6: Diversified, Well Established
Diversified, Well Established For personal use only The key driver behind Cash Converters success is the employment of sophisticated information technology databases to manage customer relationships and profiling Revenue by segment of customers lending history. This management discipline combined wi
Slide 7: Regulatory Environment
Regulatory Environment For personal use only Cash Converters has significant experience operating in a number of regulatory regimes Cash Converters has a dedicated, experienced team focusing on managing the businesses across a number of regulatory regimes Cash Converters has active dialogue with
Slide 8: Product Overview
Product Overview For personal use only Providing temporary financing solutions across all market segments Safrock Mon-e Pawn Broking Retail Product Sales Geography Australia and the UK Australia and the UK Both Australia and UK Australia and the UK Channels In store or online Completion in store In
Slide 9: Store Network: Global Presence
Store Network For personal use only Global Presence Global Network of Cash Converters Stores Global store network – 698 stores Store network built up through franchising since 1988 Country Store Numbers Country Store Numbers Franchising enabled rapid expansion and global brand recognition Austra
Slide 10: Store Network: Global Presence
Store Network For personal use only Global Presence Global store network – 698 stores Portugal - 5 Ireland - 1 Canada - 47 United Kingdom - 219 Holland - 8 USA - 7 Belgium - 22 Switzerland - 3 France - 85 Spain - 73 Italy - 1 Thailand - 1 Dubai (UAE) - 1 Malaysia - 7 Singapore - 7 Australia - 146 Ne
Slide 11: Store Network: Global Presence
Store Network For personal use only Global Presence Store Network Infrastructure Store network provides: Pawn broking services Retail product sales – largest second hand goods retailer in Aust. Distribution of financial services products A point of contact for our large customer base Cus
Slide 12: Personal Finance Products: Overview
Personal Finance Products For personal use only Overview Total Value of Loan Books $Am Cash advance Mon-E Administration fees from cash advance/payday loans Offered in the UK and Australia Loans range from $50 to $1,000 (Aus) £50 to £300 (UK) Short term product, typical term of one month
Slide 13: Personal Finance Products: Personal Loans
Personal Finance Products For personal use only Personal Loans Personal loans Safrock Unsecured, instalment loans Fees comprise of establishment fee and interest Average loan: $1,048 Australia over 7 months £541 UK over 6 months Online lending growing rapidly Australian lending is ma
Slide 14: Personal Finance Products: Cash Advance Administration
Personal Finance Products For personal use only Cash Advance Administration Cash Advance Administration Mon-E is provides the administration services for the Cash Converters network to offer small cash advance loans to their customers Unsecured, short term loan Average loan: $331 Australia f
Slide 15: Growth Opportunities: Carboodle
Growth Opportunities For personal use only Carboodle Carboodle was established as Green Light Auto Group Pty Ltd in 2010 as a total motoring solution providing customers who don’t have access to main stream credit (retail and commercial) with a reliable and well maintained car Carboodle : is a l
Slide 16: Growth Opportunities
Growth Opportunities For personal use only Loan product growth Cash Converters UK still experiencing rapid growth in the personal loan book and the Cash Advance product Expect growth to continue as stores increase marketing of the product range Expect margins to improve as clients establish a
Slide 17: Summary and Outlook
Summary and Outlook For personal use only Summary Strong revenue (up 25.7%) and profit (up 6.2%) growth for 2012FY driven by growth in financial services products and increasing contribution from corporate owned stores Significant investment made in personnel and systems to drive the continued e
Slide 18: Appendices
For personal use only Appendices APPENDICES
Slide 19: Appendix: 2012 Financial Results
Appendix 2012 Financial Results For personal use only Page 19
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