Fulton Financial Corporation · NASDAQ:FULT
Fulton Financial — Merger or Acquisition (January 2005)
11 slides from Fulton Financial's merger presentation, Jan 12, 2005
Slide 1: Fulton Financial Corporation to acquire SVB Financial Services, Inc.
Exhibit 99.6 Fulton1Financial Lancaster, SVB and Somerville, (NASDAQ: January Page Financial 11,PA 2005 NJ FULT) SVBF) Services, Corporation Inc.
Slide 2: Forward-Looking Information
Forward-Looking This encouraged Such materially changes achievement revise Page presentation 2forward-looking any in from forward-looking local by ofthe strategic these and may Information Private national forward-looking information contain implications, Securities statements, economic forward-look
Slide 3: Fulton Financial Corporation
Fulton $11.1 224 13 subsidiaries Return Efficiency Net NPAs/Assets Page bank Charge-offs branch 3billion Financial onsubsidiaries; Assets Equity Ratio locations For financial 0.34% 9(annualized) 55.50% Corporation 1.47% 14.34% months in 3holding financial PA., ended N.J., 0.08% company services 9/30
Slide 4: SVB Financial Services, Inc.
SVB9Charge-offs and For Return Efficiency Net NPAs/ PageMiddlesex 4Financial FINANCIAL months Assets on Assets Common Ratio ended 0.23% Counties Services, (annualized) 70.10% .77% SERVICES, Equity 9/30/04 in Incorporated New 13.10% 0.05% INC. Jersey(SVBF) isthrough headquartered a network in Somervi
Slide 5: Terms of the Transaction
Terms Somerset Due Governance: Purchase Consideration: Lock-up Expected Required PageDiligence: 5 of provision: the price: Approvals: Valley closing: Transaction OneCash Completed $89 Bank SVBF Third Warrant million and Shareholders retained quarter Director Stock issued as .9519 2005 will independe
Slide 6: Purchase Pricing
Purchase Pricing Price/common Price/LTM FFC Page shares 6 Price: EPS: issued: equity: $25.7x 89.0 To be 3.12x million determined (9/30/04)maximum of 3.1 million shares
Slide 7: Capital Strength
Capital FFC (9/30/04) Equity/assets Leverage Total Page SVBF 7risk-based Strength capital (9/30/04) 10.67% capital ratio 6.00% 8.35% 11.92% 7.10% 10.74%
Slide 8: Continuation of FFC's Successful Strategy
SVB 8Financial Continuation Further With Strong Primary Page SVBF, asset organic enhances market quality, FFC ofdeposit Services, demographics successful FFC’s affiliate EPS, generator expanding Inc. banks and strategy and loan (HH will FFC growth presence to income, serve acquire Strategy 14populat
Slide 9: Strategic Implications of Somerset Valley Bank acquisition
Strategic Somerset Fourth Strong Provides Housing FFC’s Additional Page 924th most projected trends Somerset Implications County branch acquisition affluent and median islocations hasValley market the county the — fastest income 3rd Bank proven affluence throughout inhighest growing the with growth
Slide 10: Branch Locations
Branch Mercer Hunterdon Bucks Pennsylvania Warren Sussex Pike Paterson New Elizabeth Newark Yonkers Ocean Monmouth Bergen Rockland Passaic Morris Copyright Fulton Page York Jersey 10Financial Locations (C) 2000-2004 branches SNL SVBFinancial Financial(Snl.com) branches All rights reserved 0 18.7mi
Slide 11: Additional Information and Contacts
These subject Regulation A Financial persons web Mr. Chief SVB 70 Somerville, (908) In information D.C. Fulton Page proxy addition East Keith site 20549 11 Financial 541 Operating materials Financial’s to Main soliciting statement/prospectus (http://www.sec.gov) Services the B. –to of N.J. or 9500 w
Fulton Financial — Merger or Acquisition (January 2005) on 6ix