Bread Financial Holdings, Inc. · NYSE:BFH

Bread Financial — Alliance Data Systems — Investor Presentation (December 2011)

8 slides from Bread Financial's investor presentation, Dec 8, 2011

  1. Slide 1: Alliance Data Company Overview

    Alliance Data Company Overview NYSE: ADS Fourth Quarter 2011 ©2011 ADS Alliance Data Systems, Inc. Confidential and Proprietary

  2. Slide 2: Three Businesses. One Focus.

    NYSE: ADS | 4Q2011 2 Three Businesses. One Focus. The largest and most comprehensive provider of transaction-based marketing and loyalty solutions. These solutions are delivered through three businesses: Private Label Designs, delivers and Designs and executes Drives sales for our clients manages a

  3. Slide 3: The Alliance Data End-to-End Solution

    NYSE: ADS | 4Q2011 3 The Alliance Data End-to-End Solution Three Platforms, One Model LoyaltyOne | Epsilon | Private Label Strategy/ Data and Analytics Results and Distribution Creative Database and Insights Measurement In-store Call Center Direct Mail On-line Permission- Social Media Mobile based E

  4. Slide 4: 2011 Updated Guidance

    NYSE: ADS | 4Q2011 4 2011 Updated Guidance New Actual Guidance - % 2010 2011 Increase Revenue $ 2.8 bn $ 3.2 bn +14% Adjusted EBITDA $ 823 mm $ 997 mm +21% EPS $ 3.48 $ 5.27 +51% Core EPS $ 5.86 $ 7.40 +26% Diluted share count 55.7 mm 58.2 mm +5% Phantom Shares* 1.8 mm 4.4 mm * Shares covered by cou

  5. Slide 5: Current Trends

    NYSE: ADS | 4Q2011 5 Current Trends Private • Credit sales accelerated to mid-teens v. 5% in Q1 Label • Portfolio growth tracking to +5% by year-end v. (4%) in Q1 • Credit quality continues improvement: 200bps+ v. last year • Record six new client signings including Pier 1, Marathon Oil & J. Jill Lo

  6. Slide 6: 2012 Initial Guidance

    NYSE: ADS | 4Q2011 6 2012 Initial Guidance % 2011 2012 Increase Revenue $ 3.2 bn $ 3.5 bn +9% Adjusted EBITDA $ 997 mm $ 1.1 bn +13% EPS $ 5.27 $ 6.00 +14% Core EPS $ 7.40 $ 8.30 +12% Diluted share count 58.2 mm 60.5 mm +4% Phantom Shares* 4.4 mm 6.0 mm * Shares covered by counterparty hedge agreeme

  7. Slide 7: Safe Harbor Statement and Forward-Looking Statements

    NYSE: ADS | 4Q2011 7 Safe Harbor Statement and Forward-Looking Statements This release may contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Such statements may use words

  8. Slide 8: Financial Measures

    NYSE: ADS | 4Q2011 8 Financial Measures In addition to the results presented in accordance with generally accepted accounting principles, or GAAP, the Company presents financial measures that are non-GAAP measures, such as constant currency financial measures, adjusted EBITDA, adjusted EBITDA margin

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