Anz Group Holdings Limited · ASX:ANZ

Anz — Australia and New Zealand Banking Group — Macquarie Australia Conference 2014

12 slides from Anz's conference presentation, May 8, 2014

  1. Slide 1: Macquarie Australia Conference 2014

    MACQUARIE AUSTRALIA CONFERENCE 2014 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 8 May 2014 Mark Whelan MD Corporate & Commercial Bank, Australia

  2. Slide 2: Banking on Australia is transforming the business

    Banking on Australia is transforming the business Building our lead in mobile & digital • Expanding customer reach and deepening loyalty • New mobile & digital foundations • Rapid evolution of our market leading applications Transforming our distribution channels Retail Corporate & Commercial Bankin

  3. Slide 3: We have made significant progress over 18 months since Banking on Australia's inception

    We have made significant progress over 18 months since Banking on Australia’s inception… Transforming our distribution channels Building our lead in mobile & digital 400+ Smart ATMs >53% Customers that are digital users 85 New look sales focused branches 1.1m ANZ goMoneyTM active users Over the Coun

  4. Slide 4: Australia Division 1H14 Financial Result

    Australia Division 1H14 Financial Result Income Expenses PBP NPAT Cost to ($m) ($m) ($m) ($m) Income % 1H14 4,017 1,500 2,517 1,479 37.3% Australia Division v 1H13 % +4% +2% +5% +5% -80bps 1H14 2,515 1,002 1,333 933 39.8% Retail v 1H13 % +6% +2% +13% +13% -160bps 1H14 1,502 498 781 546 33.2% Corpora

  5. Slide 5: Australia Division 1H14 Financial Result

    Australia Division 1H14 Financial Result Australia Division 1H14 NPAT up 5% to $1.48 billion Retail Corporate & Commercial Banking Strongest growth of the major #1 domestic banks in Home loans 16% Small Business lending growing at 1.2x system1 Consecutive quarters of above 17 system home loan growt

  6. Slide 6: Corporate & Commercial Bank Overview

    Corporate & Commercial Bank Overview Corporate & Commercial Bank C&CB Revenue Businesses Corporate Large private, small listed and C&CB has achieved strong sales despite subdued Banking multi-national corporations demand for credit $m 1,518 Small to medium companies Business Banking 1,501 1,502 with

  7. Slide 7: Banking on Australia is delivering a better business in C&CB

    Banking on Australia is delivering a better business in C&CB To be the leading Corporate and Commercial bank in Australia Banking on Australia is the vehicle through which we will: • Transform distribution by reshaping banker roles to increase capacity and the amount of time bankers spend with custo

  8. Slide 8: C&CB – 2014 versus 2010

    C&CB – 2014 versus 2010 Net Loans and Advances Deposits $b 17% $b 65 45% 56 14% Corporate Banking Small Business Banking 47 17% 11% Regional Business Banking 18% Regional Business Banking 32 28% Business Banking 25% Esanda 61% Small Business Banking 25% Business Banking Mar 10 Mar 14 Mar 10 Mar 14 N

  9. Slide 9: C&CB – increasing sales capability and capacity to drive outperformance

    C&CB – increasing sales capability and capacity to drive outperformance Improved sales capability… … and investments in improving capacity … Training hours completed with specific 35k focus on credit, sales & Super Regional 1 Increase in the amount of time frontline 20% C&CB Banker‟s spend with cus

  10. Slide 10: C&CB is seeing strong lending sales despite subdued demand for credit

    C&CB is seeing strong lending sales despite subdued demand for credit … however this is yet to Despite this we have Business confidence has translate into demand for increased our customer improved recently… business credit. numbers… Business Confidence1 System Lending Growth2 & # Customers Average

  11. Slide 11: Small Business Banking is a strong performer

    Small Business Banking is a strong performer Lent to new Australian small SBB lending book composition by sector $1.2b business as part of our $2 billion pledge Exposure at Default by industry sector (%) (as at Mar 14) Retail 19% Property & Construction 16% Small Business lending 30% Agriculture Bu

  12. Slide 12: www.anz.com

    The material in this presentation is general background information about the Bank‟s activities current at the date of the presentation. It is information given in summary form and does not purport to be complete. It is not intended to be relied upon as advice to investors or potential investors and

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