Commonwealth Bank Of Australia · ASX:CBA
Commonwealth Bank Of Australia — H1 2006 Earnings Presentation
12 slides from Commonwealth Bank Of Australia's earnings presentation, Feb 15, 2006
Slide 1: Media Presentation of Half Year Results
Media Presentation of Half Year Results for 31 December 2005 Ralph Norris Chief Executive Officer 15 February 2006 ConmonweaithBark
Slide 2: Disclaimer
Disclaimer The material that follows is a presentation of general background information about the Bank’s activities current at the date of the presentation, 15 February 2006. It is information given in summary form and does not purport to be complete. It is not intended to be relied upon as advice
Slide 3: Agenda
Agenda » Highlights e Priorities « Outlook 2 Questions ConmonwealthBak
Slide 4: Highlights
Highlights Cash NPAT Cash EPS (exc! HK) 149.5cps Dividend 94c Which new Bank benefits $506m 68% ConmonwealthBak
Slide 5: Good half year result
Good half year result CCA ns Volume Growth v 2 Le i a nn cece Interest Margin vv Non Int.Income v Expenses ov Provisions v Tax vv Cash EPS vv Cash Banking Funds Insurance S/H WnB Cash = Profiton Cash NPAT Mgt investment Profit pre sale of NPAT Jun 05 returns HK HK Dec 05 Cash EPS Cash EPS ——— , 132.
Slide 6: Highlights - dividend
Highlights - dividend Dividend (cents per share) 200 5 160 120 Cents 80 Wile Willies TH 40 2002 2003 2004 2005 2006 First Half & Second Half ConmonwealthBak
Slide 7: Highlights - market position
Highlights - market position Home Loans NZ Lending Credit Cards Funds Mgt. — Aust. Retail Transaction Services (corporate) Transaction Services (commercial) Personal Lending NZ Deposits Equities Trading (CommSec) Retail Deposits Business Lending Aust.Life Insurance (total risk) Nr i Or 2 Oh i i {1)
Slide 8: Which new Bank
Which new Bank » Financial targets are being exceeded » CommSee deployment and technical training complete * CommWay delivering faster processes » Customer satisfaction not yet acceptable
Slide 9: Which new Bank
Which new Bank Strength of Relationship 6.1 6.1 5.8 59 5.7 — —t T : ——EE ——E : ——e Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec 05 Source: Research International ConmonwealthBak
Slide 10: CEO Priorities
CEO Priorities # Customer Service : Business Banking « Technology a Trust & Team Spirit *» Superior operating and financial results ConmonwealthBak
Slide 11: 2006 outlook
2006 outlook « Global Economy Economic growth expected to remain solid Oil prices and rate of growth in China will influence domestic economy = Domestic Economy Business credit growth strong Consumer credit growth moderated, particularly housing Credit quality, employment and business confidence str
Slide 12: Media Presentation of Half Year Results
Media Presentation of Half Year Results for 31 December 2005 Ralph Norris Chief Executive Officer 15 February 2006 ConmonweaithBark
Commonwealth Bank of Australia — H1 2006 Earnings Presentation on 6ix