First Internet Bancorp · NASDAQ:INBK
First Internet Bancorp — Shareholder Meeting (May 2016)
38 slides from First Internet Bancorp's shareholder meeting presentation, May 16, 2016
Slide 1: Annual Meeting of Shareholders May 16, 2016
Annual Meeting of Shareholders May 16, 2016 Exhibit 99.1
Slide 2: Oy) e) a
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Slide 3: Proposal 1: Election of Directors
Slide 4: Proposal: Advisory Vote to Approve Executive Compensation
Proposal 2 Advisory Vote to Approve Executive Compensation UIUUTUU if)
Slide 5: Proposal: Ratification of Appointment of Independent Registered Public Accounting Firm
A 2 Y - Proposal 3 Ratification of Appointment of Independent Registered Public Accounting Firm pT
Slide 6: Safe Harbor
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Slide 7: Safe Harbor
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Slide 8: Slide 8
Slide 9: Great Heights
Slide 10: 1999: Ground Level
1999: Ground Level
Slide 11: Bank branch counts
Source: SNL, Banks further slash branch counts, Summary of Deposits report shows, September 28, 2015 92,043 99,550 2005 2006 2007 2008 2009
Slide 12: Bank branch counts 2005-2015
92,043 99,550 93,283 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Source: SNL, Banks further slash branch counts, Summary of Deposits report shows, September 28, 2015
Slide 13: Banking channel usage 2009 vs 2015
Sources: ABA Surveys 21% 17% 25% 32% 1% 12% 2009 2015 Branches Internet Banking Mobile
Slide 14: sqrveserreresversy
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Slide 15: Slide 15
Slide 16: Award-Winning
Award-Winning THE OF § | TECHININDIANA / WINN ER
Slide 17: Customer app reviews
“First Internet Bank is a wonderful bank that makes it easy and convenient to do business with. Also, they offer great rates on checking accounts and credit cards. I am very happy that I switched to banking with them.” -Jkells1, iPhone user “I work at a bank, but use First IB instead. They have bett
Slide 18: Customer app reviews
“Great app for a great bank. Not that this review means much; if you're wise enough to bank with First IB you're using this already.” --Seth, Android user “Been with the bank for 15 years now and they never stop to amaze me with their excellent and personal customer service and state of the art tech
Slide 19: Employees and community
Slide 20: Employee feedback
Source: The Indianapolis Star, Glassdoor.com “Unique banking organization with experienced management team not afraid to try new things.” “The people are great and easy to work with, and very supportive.” “Rewards hard work. The environment is great.” “The incredibly talented and experienced bankers
Slide 21: American Banker recognition
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Slide 22: Strategic Objective: Asset Growth
Strategic Objective: NG WW SAE ; LL i Asset Growth
Slide 23: Total loans and total assets
Dollar values in millions $358 $1,041 $636 $1,528 2012 2013 2014 2015 1Q16 Total Loans Total Assets
Slide 24: 5-year loan and deposit growth vs peers
Source: Company data and SNL Financial. Financial data as of March 31, 2016. Peer data represents media value of component companies. SNL Micro Cap US Banks represent publicly traded micro cap banks with a market capitalization of less than $250 million. Peer data based on index components as of May
Slide 25: Loan mix
31% 64% 33% 24% 36% 12% 2012 2013 2014 2015 1Q16 Commercial Residential Real Estate Consumer
Slide 26: Commercial loan growth
Dollar values in millions $14 $106 $13 $47 2012 2013 2014 2015 1Q16 Commercial & Industrial Owner-Occupied CRE
Slide 27: Loan growth
Dollar values in millions $84 $513 2012 2013 2014 2015 1Q16
Slide 28: NPAs / Total Assets
1.62% 0.32% 2012 2013 2014 2015 1Q16 NPAs / Total Assets
Slide 29: NPLs / Total Loans
1.23% 0.04% 2012 2013 2014 2015 1Q16 NPLs / Total Loans
Slide 30: NCOs / Average Loans
0.69% 0.03% 2012 2013 2014 2015 2016 NCOs / Average Loans
Slide 31: Deposits and cost of interest-bearing liabilities
Dollar values in millions $531 $1,243 1.58% 1.17% 2012 2013 2014 2015 1Q16 Deposits Cost of Total Interest-Bearing Liabilities
Slide 32: Strategic Objective: Revenue Growth
Slide 33: Net interest margin
2.51% 2.78% 1Q14 2Q14 3Q14 4Q14 1Q15 2Q15 3Q15 4Q15 1Q16
Slide 34: Net interest income and noninterest income
Dollar values in thousands $4,866 $9,141 $1,511 $2,540 1Q14 2Q14 3Q14 4Q14 1Q15 2Q15 3Q15 4Q15 1Q16 Net Interest Income Noninterest Income
Slide 35: Revenue and noninterest expense
Dollar values in thousands $6,377 $11,681 $5,438 $7,005 1Q14 2Q14 3Q14 4Q14 1Q15 2Q15 3Q15 4Q15 1Q16 Net Interest Income + Noninterest Income Noninterest Expense
Slide 36: Quarterly net income and diluted EPS
Quarterly net income dollar values in thousands $600 $2,432 1Q14 2Q14 3Q14 4Q14 1Q15 2Q15 3Q15 4Q15 1Q16 Net Income Diluted EPS
Slide 37: Price performance comparison
Price performance comparison for January 1, 2012 through May 2, 2016. Source: SNL Financial 0 100 200 300 400 500 1/2012 5/2012 9/2012 1/2013 5/2013 9/2013 1/2014 5/2014 9/2014 1/2015 5/2015 9/2015 1/2016 5/2016 INBK SNL Micro Cap US Bank NASDAQ Price Change (%) 92.4 281.8 82.7
Slide 38: Investor Relations
Investor Relations www.firstinternetbancorp.com investors@firstib.com NASDAQ: INBK
First Internet Bancorp — Shareholder Meeting (May 2016) on 6ix