Raiz Invest Ltd. · ASX:RZI
Raiz Invest — Coffee Microcaps Conference March 2024
25 slides from Raiz Invest's conference presentation, Mar 12, 2024
Slide 1: Coffee Microcaps Conference
Coffee Microcaps Mar24 For personal use only Coffee Microcaps Conference To be held on 14th March 2024 Raiz Invest – Investing made easy Level 11, 2 Bulletin Place, Sydney NSW 2000 Announcement authorised by the Board of Directors Date of release: 12th March 2024
Slide 2: Important notice and disclaimer
Important notice and disclaimer Coffee Microcaps Mar24 For personal use only This presentation has been prepared by Raiz Invest Limited (ACN 615 510 177) (RAIZ). References in this presentation to RAIZ include its group of companies and trusts. This presentation is subject to the conditions outlined
Slide 3: About Us
Coffee Microcaps Mar24 For personal use only About Us Coffee Microcaps : 14th March 2024
Slide 4: Australia's market-leading WealthTech
Australia's market-leading WealthTech Raiz at a glance Coffee Microcaps Mar24 n Empowers all Australians with hands on financial experience and education inside and outside of Superannuation For personal use only n Raiz allows customers to invest from as little as $5, into diversified portfolios of
Slide 5: Our digital investment products unlock financial freedom
Our digital investment products unlock financial freedom The comprehensive investment product suite continues to evolve to suit the needs and requests of our customers Coffee Microcaps Mar24 Raiz Invest Raiz Plus Raiz Invest Super Raiz Rewards Raiz Kids For personal use only n Raiz Invest customers
Slide 6: 1H FY24 Financial Results Overview
Coffee Microcaps Mar24 For personal use only 1H FY24 Financial Results Overview Coffee Microcaps : 14th March 2024
Slide 7: Strong revenue growth and disciplined cost control
Strong revenue growth and disciplined cost control Strong start to H2 FY24 Coffee Microcaps Mar24 n 1H FY24 Key Highlights For personal use only • Strong revenue growth: Raiz Platform* revenue up 22% on prior corresponding period (pcp) to $10.7m • Active Customers in Australia up 2% on pcp to 293,10
Slide 8: Strategic shift focussed on core Australian business
Strategic shift focussed on core Australian business Key financial metrics show solid platform for growth and strong start to 2H FY24 Coffee Microcaps Mar24 • Strong start to 2H FY24: Australian Active Customers of 302,170 and Australian Funds For personal use only Under Management (FUM) of $1.3b as
Slide 9: Our revenue is independent of market performance
Our revenue is independent of market performance ~81% of revenue is not impacted by market performance Coffee Microcaps Mar24 Sources of Revenue For personal use only Maintenance Fee Netting & Interest 65% 5% Bid/Offer spread captured where an A monthly subscription fee of A$4.50 per acquisition or
Slide 10: The opportunity ahead
Coffee Microcaps Mar24 For personal use only The opportunity ahead Coffee Microcaps : to be held on 14th March 2024
Slide 11: Marketing Strategy – Seven West Media partnership
Marketing Strategy – Seven West Media partnership Building awareness and our reputation as a leading wealth management platform Coffee Microcaps Mar24 For personal use only High quality creative Alignment with credible Commercial segments Data, ad tech and combined with high talent and Australia’s a
Slide 12: Drive Awareness, Trust and Credibility
Drive Awareness, Trust and Credibility Engage all first-time investors, inactive & lapsed customers with the power of Seven Coffee Microcaps Mar24 For personal use only #1 MORNING #1 NATIONAL #1 SUMMER #1 WINTER SHOW NEWS PROGRAM SPORT SPORT 851K 4.13M 12m 14M 5M DAILY REACH WEEKLY REACH SEASON REAC
Slide 13: Strategy to maximise Lifetime Customer Value
Strategy to maximise Lifetime Customer Value Raiz’s product suite maintains engagement as its customers travel through the wealth journey Coffee Microcaps Mar24 • Raiz breaks down the barriers to investing for first–time investors, whilst delivering financial education and a hands-on experience. • O
Slide 14: Comprehensive product offering for retail investors
Raiz has a comprehensive product offering for retail investors Products are designed to follow retail investors through their life cycle Coffee Microcaps Mar24 50.0% Outside of For personal use only Commsec Pocket Raiz is ranked which is universally 27th on the iOS recognised in app store’s Round Up
Slide 15: Executing on the strategy
Executing on the strategy Detailed planning supported by KPIs Coffee Microcaps Mar24 For personal use only Customer § Grow core Australian business to over 500k Active Customers in the next three years Growth & § Brand awareness with Seven West partnership to drive attraction, conversion and Experie
Slide 16: Raiz Investment Highlights
Raiz Investment Highlights Award-winning investment platform, delivering on growth and innovation Coffee Microcaps Mar24 #1 Leading Platform For personal use only 1 Highly engaging digital investment platform unlocking financial freedom and driving customer growth, with a scalable business model Foc
Slide 17: Additional Information
Coffee Microcaps Mar24 For personal use only Additional Information Coffee Microcaps : to be held on 14th March 2024
Slide 18: Consistent and disciplined delivery of our strategy
Consistent and disciplined delivery of our strategy Focusing on continued growth and customer experience has developed a strong path to profitability Coffee Microcaps Mar24 For personal use only New products and services to improve engagement Grow Grow revenue active per customers customer Great cus
Slide 19: A large and growing addressable market in Australia
A large and growing addressable market in Australia Favourable market dynamics support long term growth in retail investing Coffee Microcaps Mar24 Raiz breaks down the barriers to investing for For personal use only 26.3m first–time investors, whilst delivering financial education and a hands-on exp
Slide 20: Spotlight on Raiz Invest Super
Spotlight on Raiz Invest Super Opportunity to engage first-time investors through their wealth journey Coffee Microcaps Mar24 For personal use only A$6.1tn (Total Super in ~10 yrs) § Raiz has a reinvigorated Super offering, following the Superestate merger into one super product A$3.4tn § The Supera
Slide 21: Market information
Market information Share price, capital structure, and substantial shareholders Coffee Microcaps Mar24 Share Price & Volume For personal use only 3.0m A$0.7 Capital structure (8-Mar-24) Shares on issue 93.4m A$0.6 Share price A$0.375 2.5m 12-month range A$0.30 - A$0.54 Market capitalisation A$35m A$
Slide 22: Statement of Financial Performance
Statement of Financial Performance Raiz Platform revenue up 22% and significant improvement in EBITDA loss on pcp Coffee Microcaps Mar24 For personal use only A$’000 HY24 HY23 % vs HY23 • Revenue from Raiz Platform up 22% on pcp to $10.7m. Raiz Platform revenue 10,653 8,740 22% Other Financial Servi
Slide 23: Statement of Financial Position
Statement of Financial Position Maintaining stability Coffee Microcaps Mar24 A$’000 31 Dec 23 30 June 23 For personal use only • As of 31 December 2023: Cash and cash equivalents Assets totaling $8.5 million ($8.6 million including term deposits). Cash and cash equivalents 8,468 8,449 Trade and othe
Slide 24: Statement of Cash Flows
Statement of Cash Flows Significant improvement on net cash from operating activities Coffee Microcaps Mar24 A$’000 HY24 HY23 % vs HY23 For personal use only • Raiz generated positive net cash from operating activities Receipts from customers 11,175 10,008 12% in 1H FY24 of $1.1m, a significant impr
Slide 25: Investor and media enquiries
Coffee Microcaps Mar24 For personal use only Investor and media enquiries: Brendan Malone Managing Director and CEO M: + 61 439 339 195 E: ir@raizinvest.com.au Katie Mackenzie Investor Relations M: +61 455 502 197 E: kmackenzie@belleviewir.com.au (ASX:RZI) 25