Allied Bank Limited · PSX:ABL
Allied Bank — Q1 2017 Earnings Presentation
18 slides from Allied Bank's earnings presentation, Mar 31, 2017
Slide 1: Allied Bank Limited Investor Presentation
Allied Bank Limited Investor Presentation For The Period Ended March 31, 2017 1
Slide 2: Contents
INVESTOR PRESENTATION – March 2017 Contents Description Slide No. Introduction 3 Major Highlights- Income Statement 4 Major Highlights- Balance Sheet 5 Statement of Financial Position-Standalone 6 Statement of Financial Position-Consolidated 7 Investments 8 Advances & Asset Quality 9 Deposits 10 Inc
Slide 3: Allied Bank
INVESTOR PRESENTATION – March 2017 ABL Asset Management Co. Ltd. Holding:100% Subsidiary Domestic Overseas Branches Branches Bahrain WBU Domestic Karachi EPZ Branches;1,148 (Incld. 77 Islamic Br.) Allied Bank Entity Credit Rep Offices AA+ Long Term Rating A1+ Short Term UAE-Dubai China-Beijing Corpo
Slide 4: Major Highlights – Income Statement
INVESTOR PRESENTATION – March 2017 MAJOR HIGHLIGHTS – INCOME STATEMENT Rs. In Million Inc/(Dec) Mar-17 Mar-16 Rs. % Profit Before Tax 5,551 7,375 (1,823) -25% Profit After Tax 3,602 4,788 (1,186) -25% EPS - in Rs 3.15 4.18 (1.03) -25% • NIM reached Rs.7,999 mln ( 6%YoY); changing earning assets mix
Slide 5: Major Highlights – Balance Sheet
INVESTOR PRESENTATION – March 2017 MAJOR HIGHLIGHTS – BALANCE SHEET Rs. In Billion Inc/(Dec) Mar-17 Dec-16 Rs. % Investments 606 590 16 3% Advances 351 330 20 6% Total Assets 1,093 1,070 23 2% Total Equity 102 101 1 1% • Balance sheet footing increased to Rs.1,093 Billion (US$10.4 Billion); ( 2% vs
Slide 6: Statement of Financial Position – Standalone
INVESTOR PRESENTATION – March 2017 Statement of Financial Position – Standalone Rs. in M illion US$ in M illion ASSETS Mar-17 Dec-16 Var. Mar-17 Dec-16 Var. Growth Cash and Balances with Banks & Lending to FIs 75,521 84,396 (8,875) 720 805 (85) -11% Investments 606,019 589,865 16,155 5,780 5,626 154
Slide 7: Statement of Financial Position – Consolidated
INVESTOR PRESENTATION – March 2017 Statement of Financial Position – Consolidated Rs. in M illion US$ in M illion ASSETS Mar-17 Dec-15 Var. Mar-17 Dec-15 Var. Growth Cash and Balances with Banks & Lending to FIs 75,522 84,396 (8,874) 720 805 (85) -11% Investments 607,161 590,925 16,236 5,791 5,636 1
Slide 8: Investments
INVESTOR PRESENTATION – March 2017 Rs. in M illion Composition INVESTMENTS Mar-17 Dec-16 Var. Growth Mar-17 Dec-16 Pakistan Investment Bonds 297,128 281,631 15,497 6% 51% 50% Market Treasury Bills 228,053 226,220 1,833 1% 39% 40% Listed and Unlisted Shares 26,179 26,134 46 0.2% 4% 5% TFCs, Bonds, Su
Slide 9: Advances & Asset Quality
INVESTOR PRESENTATION – March 2017 ADVANCES & ASSET QUALITY Market Share: 6.5% 380 8.0% 369 • Gross Advances at Rs.369 340 341 349 7.5% 7.2% billion 326 Rs. in Billion 300 285 7.0% 289 • NPLs at Rs.19.8 billion ( 0.3%) 260 6.8% 7.0% 6.5% % 6.4% 220 6.0% • NPL ratio 5.4% ( 0.5%) (Industry Dec’16: 10.
Slide 10: Deposits
INVESTOR PRESENTATION – March 2017 DEPOSITS 900 700 Market Share 7.3% 805 810 735 649 600 Deposits (Bln) 750 668 628 608 500 CASA (Bln) 600 539 515 486 400 450 400 417 356 300 300 289 200 150 100 - - 2011 2012 2013 2014 2015 2016 Q1 2017 Total Deposits CASA (Incld. Current Rem) Rs. In Billion Mar-17
Slide 11: Income Statement – Standalone
INVESTOR PRESENTATION – March 2017 INCOME STATEMENT – Standalone Rs. in Million US$ in Million Mar-17 Mar-16 Var. Mar-17 Mar-16 Var. Growth Mark-up/ interest Income 15,746 17,103 (1,357) 150 163 (13) -8% Mark-up/ interest Expensed 7,747 8,605 (858) 74 82 (8) -10% Net Mark-up/ interest Income 7,999 8
Slide 12: Income Statement – Consolidated
INVESTOR PRESENTATION – March 2017 INCOME STATEMENT – Consolidated Rs. in Million US$ in Million Mar-17 Mar-16 Var. Mar-17 Mar-16 Var. Growth Mark-up/ interest Income 15,747 17,104 (1,357) 150 163 (13) -8% Mark-up/ interest Expensed 7,747 8,603 (856) 74 82 (8) -10% Net Mark-up/ interest Income 8,000
Slide 13: Key Ratios
INVESTOR PRESENTATION – March 2017 Key Ratios 2017 2016 Q1 Q4 Q3 Q2 Q1 ROA (%) 1.3 1.4 1.6 1.7 1.9 ROE (Tier I) (%) 19.1 20.3 23.0 24.5 27.6 Capital Adequacy Ratio (%) 22.3 20.8 21.9 21.3 20.9 Channels 1,200 1,150 1,150 1,173 1,150 1,050 1,000 1,011 Mar-17 Mar-16 Growth 1,000 950 890 Total Branches
Slide 14: Corporate Governance & Ratings
INVESTOR PRESENTATION – March 2017 Corporate Governance & Ratings RATING RATING TYPE RATING RATING INDICATION AGENCY Very high level of corporate governance; The Corporate rating action takes into consideration the CGR-9+ Governance JCR-VIS continued commitment of the Board and Rating management of
Slide 15: Stock Market Data
INVESTOR PRESENTATION – March 2017 Stock Market Data Pakistan Stock Exchange Code ABL Bloomberg Code ABL PA Shares Outstanding (mln) 1,145.07 Market Capitalization (Rs. bln) 136.50 Market Capitalization (US$ mln) 1,307.38 Current Stock Price* 94.00 12M High/Low 122.0/ 82.83 *Stock Price as of March
Slide 16: Awards & Achievements
INVESTOR PRESENTATION – March 2017 AWARDS & ACHIEVEMENTS “Strongest Bank by Balance Sheet – 2015” Best Corporate & Institutional Bank – Domestic, Pakistan 2016 Corporate Excellence Award 2016 by Management Association of Pakistan Best Emerging Bank in Best Loan House, Pakistan 2016 Islamic Finance –
Slide 17: Disclaimer
INVESTOR PRESENTATION – March 2017 DISCLAIMER The information being presented herein is solely for your information. Except for the historical information, statements that describe the Bank’s objectives, plans or goals discussed in Investor Conference Call are forward‐looking statements. These forwa
Slide 18: Thank You
INVESTOR PRESENTATION – March 2017 THANK YOU