Equity Group Holdings Limited · NSEKE:EQTY
Equity — Q1 2010 Earnings Presentation
9 slides from Equity's earnings presentation, Mar 31, 2010
Slide 1: Equity Bank Group Investor Briefing
EQUITY BANK GROUP Investor Briefing 31st March 2010 Performance
Slide 2: Key Business Drivers
Key Business Drivers March 2009 March 2010 No. of Branches 136 155 No. of Customers 3,619,617 4,505,682 No. of Borrowers 688,266 807,925 No. of ATMs 455 515 No. of Staff 4,755 5,108
Slide 3: Key Financial Highlights: Balance Sheet
Key Financial Highlights Balance Sheet Bank Group Mar 09 Mar 10 Growth Mar 09 Mar 10 Growth Billions Billions % Billions Billions % Loans (Net) 45.2 63.3 40% 48.2 66.2 37% Deposits 52.2 72.9 40% 53.7 77.5 44% Total Assets 80.4 106.6 33% 83.0 110.6 33%
Slide 4: Key Financial Highlights: Income Statement
Key Financial Highlights Income Statement Bank Group Mar 09 Mar 10 Growth Mar 09 Mar 10 Growth Billions Billions % Billions Billions % Total Interest 2.085 3.156 51% 2.503 3.353 34% Income Other 1.133 1.575 39% 1.262 1.817 44% Operating Income Operating 1.961 2.247 15% 2.219 2.994 35% Expenses Profi
Slide 5: Key Financial Highlights: Income Statement
Key Financial Highlights Income Statement Bank Group Mar 09 Mar 10 Growth Mar 09 Mar 10 Growth millions millions % millions millions % Loan Loss 54 224 315% 54 507 839% Provision Staff Costs 939 903 (4%) 1,102 1,099 (0.2)% Depreciation 223 316 42% 240 374 56% costs Rental Charges 113 125 11% 123 160
Slide 6: Key Financial Highlights: Asset Quality and NPL
Key Financial Highlights Income Statement Bank Group Mar 10 Dec 09 Mar 09 Mar 10 Dec 09 Mar 09 millions millions millions millions millions Millions Gross NPL 4,048 4,565 3,677 4,790 5,333 3,852 Provisions 1,575 1,922 968 2,187 2,268 1,101 Net NPL 2,473 2,643 2,709 2,606 3,064 2,751 Coverage of 39%
Slide 7: Key Performance Indicators
Key Performance Indicators Ratios Industry Mar 2010 Average* Return on Equity 21% 23% Return on Assets 3% 5% Cost to Income Ratio 69% 64% *Industry average figures based on published results as at Dec-09
Slide 8: Key Performance Indicators: Statutory Compliance
Key Performance Indicators Statutory Compliance Statutory Mar 2010 Minimum Core Capital/Total 8% 24.2% Deposit Liabilities Core Capital/Total Risk 8% 23.6% Weighted Assets Total Capital/Total Risk 12% 30.7% Weighted Assets Liquidity Ratio 20% 37%
Slide 9: Contact details
Email: info@equitybank.co.ke Web site: www.equitybank.co.ke 9
Equity Group Holdings — Q1 2010 Earnings Presentation on 6ix