Afp Habitat Sa · BCS:HABITAT
Afp Habitat Sa — Q1 2026 Earnings Presentation
12 slides from Afp Habitat Sa's earnings presentation, March 2026
Slide 1: Company Presentation Q1-2026 Results
Company Presentation Q1-2026 Results March 2026
Slide 2: Key Indicators
Key Indicators Habitat Contributors [Q] Habitat Contributors Market share [%] Average Base Salary [clp] -3,6% -0,6% +6,9% 939.945 921.733 906.420 16,0% 15,4% 15,3% 1.539.521 1.611.367 1.645.305 mar-25 dic-25 mar-26 mar-25 dic-25 mar-265 mar-25 dic-25 mar-26 Total AUM [MM clp] APV AUM [MM clp] CAV AU
Slide 3: Income Statements
Income Statements Current Exercise Last Exercise Dif % INCOME STATEMENT [M$ clp] Mar 2026 Mar 2025 Mar 26 / Mar 25 Ordinary Revenues 68.180.228 66.164.103 3,0% Employee related Expenses (less) -12.695.776 -14.256.614 -10,9% Other operating expenses (less) -10.146.205 -10.185.321 -0,4% Depreciation a
Slide 4: Financial Indicators
Financial Indicators REVENUES [MM clp/ Year] EBITDAR [MM clp/ Year] +3,0% 263.248 +17,4% 166.474 66.164 68.180 46.924 39.955 mar-25 dic-25 mar-26 mar-25 dic-25 mar-26 EBITDA [MM clp/ Year] NET PROFIT [MM clp/ Year] -1,3% -4,0% 246.128 168.951 49.013 48.358 33.358 32.011 mar-25 dic-25 mar-26 mar-25 d
Slide 5: AFP Habitat: Nominal Return on Investment Chile
AFP Habitat: Nominal Return on Investment Chile 1st place for A Fund, 5th place for B and E Funds, and 6th place for C and D Funds in the last 36 months (April 2023 – March 2026). Fund E Fund A Fund B Fund C Fund D AFP Most Most Risky Risky Intermediate Conservative Conservative Capital 16,54% 14,40
Slide 6: Revenues Breakdown
Revenues Breakdown Current Exercise Last Exercise VAR VAR % Ordinary Incomes [$MM clp] Mar 2026 Mar 2025 Mar 26/ Mar 25 Mar 26/ Mar 25 Total Fees Revenues 68.177 65.813 2.364 3,6% Fees form Mandatory Contributions[8] 62.852 60.953 1.899 3,1% Fees for APV 177 147 30 20,3% Fees for CAV 1.661 1.582 78
Slide 7: Operating Expenses Breakdown
Operating Expenses Breakdown VAR % Current Exercise Last Exercise VAR Employee Expenses [$MM clp] Mar 26 / Mar Mar 2026 Mar 2025 Mar 26 / Mar 25 25 Administrative Staff Wages and Salaries -6.295 -6.912 -617 -8,9% Sales Staff Wages and Salaries -4.185 -4.141 44 1,1% Short – term Employee Benefits -82
Slide 8: Balance
Balance B® HABITAT Seguridad y Confianza Current ASSETS [MS clp] Exercise Mar 2026 Cash and Equivalents 73.202.255 Last Exercise | Dif % Mar 26 /| Mar 2025 Mar 25 60.319.272 Financial assets at fair value through profit or loss 58.634.760 || 42.269.096 Commercial Debtors and Accounts Receivables, Ne
Slide 9: Industry Overview: AFP Habitat managed the biggest amount of total Assets
Industry Overview: AFP Habitat managed the biggest amount of total Assets, with a market share of 26,7%. Total Assets Under Management (Mar 2026) Market share UNO $ CLP MM CAPITAL PROVIDA 2,0% 58.553.716 18,7% 20,1% 41.128.833 44.245.386 37.957.178 PLANVITAL 6,7% 17,3% CUPRUM 18.798.996 14.618.493 8
Slide 10: Industry Overview: Third AFP by Monthly Contributors
Industry Overview: AFP Habitat it´s the third AFP with bigger quantity of Monthly Contributors, with a market share of 15,3% at the end of March 2026. Affiliates Contributors UNO UNO CAPITAL CAPITAL 13,1% 12,5% 12,6% (1.598.593) 11,6% (740.712) CUPRUM (745.645) CUPRUM (1.413.005) 4,5% 6,3% (552.474)
Slide 11: Industry Overview: Base salary increased 6,9% since March 2025
Industry Overview: AFP Habitat has increased in 6,9% the base salary since March 2025. Average Salary Base [clp] 1.515.596 CAPITAL +6,9% 2.297.042 CUPRUM 1.539.521 1.611.367 1.645.305 1.645.305 HABITAT HABITAT 1.178.737 MODELO 1.197.896 PLANVITAL mar-25 2025 mar-26 1.126.232 PROVIDA 924.630 UNO +7,5
Slide 12: Stock Performance
Stock Performance Stock Price [$ CLP] 2.000 1.522 1.443 1.500 925 910 938 910 825 855 1.000 814 800 610 670 506 466 484 500 630 696 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 03/26 Market Cap [$ USD Billions] -7,3% 1,93 2,0 1,67 1,50 1,52 1,55 1,5 1,30 1,21 1,33