Hancock Whitney Corporation · NASDAQ:HWC
Hancock Whitney — Corporate Update (March 2023)
5 slides from Hancock Whitney's corporate update, Mar 13, 2023
Slide 1: Update on Deposit Trends, Liquidity, and Capital
Update on Deposit Trends, Liquidity, and Capital 3/13/2023 Exhibit 99.1
Slide 2: Forward-looking statements
This presentation contains forward-looking statements within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements that we may make include statements regarding our expectations of our perf
Slide 3: Deposit and NIM Trends
Deposit and NIM Trends Liquidity levels strong with February EOP loan to deposit ratio virtually unchanged from year-end 2022 at 79.8% and noninterest bearing demand deposit account (“DDA”) mix of over 45%; securities portfolio cash flow further support liquidity needs Total deposits of $28.9 billio
Slide 4: Strong Liquidity; $17.9 Billion in Available Sources
At February 28, 2023 $ in millions Total Available Amount Used Net Availability Internal Sources Free Securities and other $ 4,086 $ – $ 4,086 External Sources FHLB 6,290 1,700 4,590 FRB 3,387 – 3,387 Brokered Deposits 4,338 9 4,329 Other 1,459 – 1,459 Total Liquidity $ 19,560 $ 1,709 $ 17,851 Stron
Slide 5: Capital ratios and capital management priorities
February 28, 2023 CET1 ratio estimated at 11.59%, up 18 bps from year-end 2022 TCE ratio 7.17% at February 28, 2023, up 8 bps compared to year-end 2022 No shares repurchased under new authorization Securities portfolio remains well-positioned for rising rates 69% AFS/31% HTM at 2/28/23 Unrealized ne