Mcb Bank Limited · PSX:MCB
Mcb Bank — Q1 2020 Earnings Presentation
17 slides from Mcb Bank's earnings presentation, Mar 31, 2020
Slide 1: MCB Bank Limited Investors Briefing
MCB Bank Limited Investors Briefing March 31, 2020 Presented by: Hammad Khalid Chief Financial Officer
Slide 2: Group Structure
Group Structure MCB Bank is majority owned by Nishat group, a prominent business conglomerate, having diversified interests in Textiles, Cement, Banking, Insurance, Power Generation, Hotel Business, Agriculture, Dairy, and Paper Products. To accede to international capital markets, the Bank launched
Slide 3: MCB Key Historical Milestones
MCB Key Historical Milestones 1974 2005 • 1st Pakistani Bank to issue • Incorporation • Privatization Global Depository Receipts • Nationalization • Change of name 1947 1991 2006 2012 2015 • Strategic Acquisition by • Deposits crossed PKR • Incorporation of MCB • Deposits crossed PKR • Assets crosse
Slide 4: Strategic Objectives
Strategic Objectives Delivering remarkable returns to stakeholders, sustainable performance, exceeding market and shareholder expectations Providing value added services through operational expansion, geography and upgraded system Building a corporate culture of equality, trust and team spirit
Slide 5: Vision & Mission
Vision & Mission Vision To be the leading financial services provider, partnering with our customers for a more prosperous and secure future. Mission We are a team of committed professionals, providing innovative and efficient financial solutions to create and nurture long-term relationships with ou
Slide 6: Key Performance Indicators
Key Performance 1 Indicators
Slide 7: One of the largest Commercial Bank in Pakistan
One of the largest Commercial Bank in Pakistan Financial Strength Domestic and International footprint PKR 1,555 bn Domestic Assets 1,399 (US$ 9.3 bn) Branches 11 PKR 1,184 bn Foreign Deposits (Sri Lanka : 8, Bahrain : 1, EPZ : 1, (US$ 7.1 bn) Branches UAE : 1) PKR 525 bn MCB Financial Services Adva
Slide 8: Awards & Accolades
’) Awards & Accolades —— Bac —a—
Slide 9: Awards/ Accolades
Awards/ Accolades “Winner -Best Corporate Report Award 2018 – Banking Sector” Winner” - Best Corporate Report Award 2017 Ranked among the Top 25 Companies Winner” - Best Corporate Report Award 2016 Best bank in Pakistan - 2019 in Pakistan Winner – Best Presented Annual Winner” - Best Corporate Repor
Slide 10: Financial Performance – March 2020
Financial 3 Performance – March 2020
Slide 11: Statement of Financial Position
Statement of Financial Position Rs. in Million Unconsolidated Consolidated Mar 2020 Dec 2019 YTD % Mar 2020 Dec 2019 YTD % Assets 1,555,216 1,515,152 40,064 2.6% 1,659,569 1,612,215 47,354 2.9% Advances - net 480,925 496,679 (15,754) -3.2% 541,281 548,473 (7,192) -1.3% Investments 836,660 748,765 87
Slide 12: Non Performing Loans (NPLs)
Non Performing Loans (NPLs) Rs. in Million Coverage ratio* at 87.30% (YE19: 87.73%), NPLs ratio stands at 9.52% (YE19: 9.15%) Mar 20 Dec 19 Sep 19 Jun 19 Mar 19 Total NPLs 49,935 49,424 51,506 48,150 49,337 QoQ 511 (2,081) 3,355 (1,187) 381 QoQ % variance 1% -4% 7% -2% 1% Substandard 622 616 2,718 2
Slide 13: Investments
Investments Rs. in Million Increase of Rs. 69B in Market Treasury Bills & Rs. 7B in Pakistan Investment Bonds. Mar 2020 Dec 2019 Var. % var. Mar 2019 Var. % var. Treasury Bills 470,453 401,814 68,639 17% 248,634 221,818 89% Pakistan Investment Bonds 299,656 292,723 6,933 2% 157,257 142,399 91% TFCs,
Slide 14: Deposits
Deposits Rs. in Million Q1 20 Q4 19 Q3 19 Q2 19 Q1 19 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits - Volume 1,184,139 1,144,763 1,145,140 1,148,631 1,066,013 Current deposits 433,967 37% 424,552 37% 416,922 36% 437,496 38% 406,850 38% Savings deposits 656,484 55% 610,511 53% 615,4
Slide 15: Profit and Loss Statement
Profit and Loss Statement Rs. in Million Unconsolidated Consolidated Mar 2020 Mar 2019 +/- % Mar 2020 Mar 2019 +/- % Mark-up Income 39,100 27,382 11,718 42.8% 41,657 29,336 12,320 42.0% Mark-up Expense 22,792 13,903 8,889 63.9% 24,371 14,997 9,373 62.5% Net Mark-up Income 16,308 13,479 2,829 21.0% 1
Slide 16: Key Performance Ratios
Key Performance Ratios Coverage Non- EPS Infection Coverage (incl. benefit BV ROA ROE CAR ADR markup/Total (annualised) ratio ratio* of liquid Rev sec)** Mar 2020 123.57 1.70% 17.88% 22.00 19.51% 44.30% 9.52% 87.30% 94.75% 19.25% Dec 2019 122.54 1.59% 16.84% 20.23 18.83% 47.17% 9.15% 87.73% 95.04% 2
Slide 17: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk