Oversea-chinese Banking Corporation Limited · SGX:O39
Oversea-chinese Banking — H1 2025 Earnings Presentation
5 slides from Oversea-chinese Banking's earnings presentation, Aug 1, 2025
Slide 1: Group Chief Executive Officer Key Messages
Group Chief Executive Officer Key Messages Helen Wong, Group Chief Executive Officer 1 August 2025 OCBC Financial Results
Slide 2: Results overview: 1H25 performance
Results overview 1H25 performance ❑ Diversified earnings cushioned impact from lower interest rate environment ➢ Strong growth in Group wealth management fees ➢ Improved customer flow treasury income ➢ Higher profit contribution from Great Eastern ❑ Expenses well controlled, cost-to-income ratio bel
Slide 3: Outlook: Focused on building strengths while navigating near-term uncertainties
Outlook Focused on building strengths while navigating near-term uncertainties ❑ Continued headwinds from tariffs and geopolitical tensions ❑ Operating environment to remain challenging; expect global and regional growth to be slower from 2H ❑ Strong balance sheet and capital position to navigate vo
Slide 4: 2025 financial targets
Outlook 2025 financial targets ❑ Net interest income lower by mid-single-digit percentage as NIM impact more than offset volume growth; NIM in the range of 1.90% to 1.95% ❑ Mid-single-digit loan growth ❑ Cost-to-income ratio in low 40s ❑ Credit costs in the range of 20 to 25 bps ❑ 60% total dividend
Slide 5: Thank you
Thank you Disclaimer: This presentation should be read as an overview of OCBC’s current business activities and operating environment which may contain statements relating to OCBC’s growth strategy and future business aspirations. This presentation contains “forward-looking statements”, which are ba
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