Fvcbankcorp, Inc. · NASDAQ:FVCB

Fvcbankcorp — Shareholder Meeting (May 2026)

11 slides from Fvcbankcorp's shareholder meeting presentation, May 21, 2026

  1. Slide 1: 2026 Annual Shareholders' Meeting

    2026 Annual Shareholders’ Meeting May 20, 2026 NASDAQ: FVCB

  2. Slide 2: Forward-looking statements

    This presentation may contain statements relating to future events or future results of FVCBankcorp, Inc. (“FVCB”) that are considered “forward-looking statements” under the Private Securities Litigation Reform Act of 1995. These forward-looking statements represent plans, estimates, objectives, goa

  3. Slide 3: FVCB Company Snapshot

    FVCB Company Snapshot (1) Consolidated financial data as of the three months ended March 31, 2025, unless otherwise noted. (2) Nonperforming assets defined as nonaccruals, loans past-due 90 days or more, and other real estate owned. (3) Non-GAAP financial measure. See the reconciliation included in

  4. Slide 4: Technology Deployment Driving Top-Tier Performance

    Technology Deployment Driving Top-Tier Performance *FVCbankcorp, Inc. has invested in KlariVis and JAM FINTOP Blockchain Fund. 4 Lending Treasury and Payments Enterprise-Wide ● Data analytics functionality (KlariVis¹) which provides: ○ Immediate access to better communicate and respond to customers

  5. Slide 5: Quarter Ended March 31, 2026

    Quarter Ended March 31, 2026 5 • Net Income Increased 24% Compared to the Year Ago Quarter and 13% Compared to the Linked Quarter. The Company reported net income of $6.4 million for the quarter ended March 31, 2026 compared to net income of $5.2 million for the quarter ended March 31, 2025, an incr

  6. Slide 6: Relationship Driven Model Continues to Create Balance Sheet Leverage

    Relationship Driven Model Continues to Create Balance Sheet Leverage Total Assets ($M) Total Loans, Net of Fees ($M) Total Deposits ($M) CAGR: 4.9% CAGR: 5.3% CAGR: 5.5% 6 Track Record of Strong Growth and Profitability $1,821 $2,203 $2,344 $2,191 $2,199 $2,292 $2,335 2020 2021 2022 2023 2024 2025 2

  7. Slide 7: Track Record of Strong Growth and Profitability

    Track Record of Strong Growth and Profitability (1) Non-GAAP financial measure. See the reconciliation included in the appendix to this presentation. (2) Excludes non-recurring transaction costs of $1.4 million for 2021, $0.13 million for 2022, $16.0 million for 2023 and $2.4 million for 2024. Net I

  8. Slide 8: The L. Burwell Gunn Citizenship Award

    The L. Burwell Gunn Citizenship Award 8 Each year, FVCBank identifies one or more nonprofit organizations to award funds from the L. Burwell Gunn Citizenship Award to support these organizations ongoing efforts to help the communities we serve. This year’s recipient is: NAMI Northern Virginia’s miss

  9. Slide 9: 2026 Annual Shareholders' Meeting

    2026 Annual Shareholders’ Meeting May 20, 2026 NASDAQ: FVCB

  10. Slide 10: Appendix: Non-GAAP Financial Measures

    Appendix: Non-GAAP Financial Measures 10

  11. Slide 11: Appendix: Non-GAAP Financial Measures

    Appendix: Non-GAAP Financial Measures 11

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