Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Q1 FY2019-20 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Aug 2, 2019
Slide 1: Regulation 30 intimation cover letter to exchanges
S ci 613 H 703. 344 g(14 yt s, (1.7177 349t14 ), 71, 8sch 5.7117 'T+417R: *7, 7)111 ft, 91 qt-ci -110003 VIM : 011-24648160 #74:1 : 011-24625308 Visit us at : www.hudco.org *3417 : L74899DL1970G01005276 f.Zt : 07AAACH0632A1ZF Housing & Urban Development Corporation Ltd., (A Govt. of India Enterprise
Slide 2: Management Presentation Performance Highlights Q1 & FY 2019-20 (Standalone)
Management Presentation Performance Highlights Q1& FY 2019-20 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research. 1
Slide 3: Financial Highlights
FINANCIAL HIGHLIGHTS (Amount in Rs. Crore) Qtr Ended June 2018 75543 70000 60000 Qtr Ended June 2019 47822 Balance 50000 Sheet 40000 30000 20000 11291 10234 10000 0 TOTAL ASSETS NET WORTH 2100 1816 1800 1614 Income 1500 Statement 1200 900 736 580 497 515 336 600 333 300 0 TOTAL INCOME NII PBT PAT 60
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in Rs. Crore) Financial Financial Year 18-19 12 Months Discipline-wise Year 19-20 Q1 Q4 Q3 Q2 Q1 FY19 FY 18 FY 17 - 18030 5055 38 4000 27123 15583 6839 Housing - 80.72% 96.84% 1.35% 98.23% 78.73% 40.32% 21.46% 4206 4292 59 2780 65 7196 22879 24291 Urban Infrastructure
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in Rs. Crore) Financial Financial Year 18-19 12 Months Discipline- Year 19-20 wise Q1 Q4 Q3 Q2 Q1 FY19 FY18 FY17 2062.15 17423.59 8568.38 619.13 776.16 27387.26 4789.39 2293.26 Housing 53.72% 95.95% 91.68% 28.16% 59.46% 88.32% 28.91% 25.21% Urban 1772.22 729.36 77
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in Rs. Crore) Financial Financial Year 18-19 12 Months Discipline-wise Year 19-20 Q1 Q4 Q3 Q2 Q1 FY19 FY18 FY17 Social 2051.50 17232.10 8457.83 582.50 751.16 27023.59 4484.73 1846.70 Housing 53.44% 94.90% 90.50% 26.49% 57.55% 87.15% 27.07% 20.30% Resident
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in Rs. Crore) Financial Year 19-20 Financial Year 18-19 12 Months Borrower-wise (At the end (At the end of) of) Q1 Q4 Q3 Q2 Q1 FY19 FY18 FY17 Government 72627.93 70050.31 53252.94 46151.07 45636.35 70050.31 45985.60 36053.73 Agencies 95.70
Slide 8: Classification of Assets
CLASSIFICATION OF ASSETS JUNE, 2019 JUNE, 2018 S. No. Exposure at Default Outstanding (₹ Outstanding (₹ in % % in Crore) Crore) 1. Stage 1 72464.33 95.49% 45182.33 92.35% 2. Stage 2 146.56 0.19% 380.79 0.78% 3. Stage 3 3280.11 4.32% 3361.78 6.87% Total 75890.99 100% 48924.90 100% Total ECL (₹ in Cro
Slide 9: Details of Borrowings
D e ta i l s o f B o r r o w i n g s (Amount in Rs. Crore) Financial Year Financial Year 18-19 19-20 12 Months (At the end of ) Particulars (At the end of ) Q1 Q4 Q3 Q2 Q1 FY 19 FY 18 FY 17 Tax Free Bonds 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 28.27% 29.03% 40.76% 48
Slide 10: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in Rs. Crore) Financial Financial Year 18-19 12 Months Year 19-20 Particulars Q1 Q4 Q3 Q2 Q1 FY 19 FY 18 FY 17 Taxable Bonds 2485.00 15950.00 7960.00 - 100.00 24010.00 4655.00 3865.00 Refinance from 1000.00 - - 1500.00 - 1500.00 1000.00 1000.00
Slide 11: Financial Statements
F I N A N C I A L S TAT E M E N T S (As per ind as) (Amount in Rs. Crore) Quarter ended th th Particulars 30 June, 2019 30 June, 2018 (Unaudited) (Unaudited) Income: - Revenue from Operations 1806.49 1606.86 - Other Income 9.70 7.23 Total Income (1) 1816.19 1614.09 Expenses: - Finance Cost 1209.49 7
Slide 12: Key Indicators
(Amount in Rs. Crore) Key Indicators Quarter Ended Particulars th th 30 June , 2019 30 June , 2018 @ Yield on Loan (%) (Annualised) 9.99% 10.43% Cost of Funds (%) (Annualised) 8.06% 8.60% Interest Spread (%) 1.93% 1.83% Net Interest Margin (%) (Annualised) 3.25% 3.70% Interest Coverage Ratio (times)
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n 30.06.2019 19.07.2019 Particulars % % President of India 89.81 89.81 Foreign Institutional Investors/ Foreign Nationals/ 0.07 0.07 Foreign Portfolio Investors Resident Individual/ Employees/ HUF 6.12 6.15 Mutual fund/ AIF 0.81 0.81 Bodies corporate 1.00 0.93 Insu
Slide 14: Foundation for a Stronger India
13 Foundation for a Stronger India
Housing & Urban Development — Q1 FY2019-20 Earnings Presentation on 6ix