Zoomcar Holdings Inc · OTC:ZCAR

Zoomcar — Investor Presentation (February 2026)

20 slides from Zoomcar's investor presentation, Feb 12, 2026

  1. Slide 1: Zoomcar 2.0: The 5T Playbook for Scalable Growth

    eee Zoomcar Zoomcar 2.0 The 5T Playbook for Scalable Growth ©) www.zoomcar.com

  2. Slide 2: General disclaimer

    General - This presentation does not in and of itself constitute an offer or invitation for the sale or purchase of securities and has been prepared solely for informational purposes . The information contained in this presentation (this “Presentation”) has been prepared for the exclusive use of the

  3. Slide 3: Risk factors summary

    This list is not exhaustive. Actual results may differ materially due to risks and uncertainties described in Zoomcar’s SEC filings, including the most recent Form 10 - Q. History of Losses & Liquidity Risk Zoomcar has incurred operating losses and negative cash flows and may require additional capi

  4. Slide 4: Offering terms summary

    Zoomcar Holdings, Inc. / OTCQB: ZCAR Issuer / Ticker Minimum $2,000,000 and Maximum $5,000,000 and an over allotment up to additional $5,000,000. Offering Size Funds to be received on or before March 31, 2026 Offering Tenure • Preferred Stock convertible into shares of common stock of the Company an

  5. Slide 5: Asset-Light Car Access, Powered by a Marketplace

    ecco Zoomcar Asset-Light Car Access, Powered by a Marketplace Zoomcar is India's pioneering peer-to-peer car-sharing marketplace, connecting car owners with drivers for flexible mobility while monetizing idle vehicles. oan GUESTS OWNERS) (DRIVERS) 3) San: EARN PASSIVE INCOME ACCESS THOUSANDS OF CARS

  6. Slide 6: India's low car ownership and mobility gap

    Very low car ownership: ~0.1 cars per household vs 1.83 in the US Key insight: In India, car - sharing is fundamental access, not just convenience Cars are expensive: ~5 - 6 ð GDP per capita in India vs 0.7 ð in the US 1B+ internet users; 65% working - age population by 2031 India is no longer an em

  7. Slide 7: Zoomcar key metrics and brand leadership

    Cities pan - India presence Employees Driving innovation Monthly Rental Sessions Consistently for 19 months without performance spends Avg Guest Rating focus on experience Search & Brand Recall Highest brand awareness in India for car rentals Repeat User Trips of total monthly trips Organic Conversi

  8. Slide 8: Zoomcar targets 4.4M listable cars by 2031

    Zoomcar targets 4.4M listable cars by 2031 Zoomcar internal estimates; triangulated with vehicle parc, trip frequency and rental penetration assumptions India car sharing market revenues & volume forecast through 2031 — 6Wresearch. ( https://www.6wresearch.com/industry - report/india - car - sharing

  9. Slide 9: Contribution margin and Adjusted EBITDA by quarter

    (0.12) 0.21 0.10 0.46 1.21 1.28 1.30 1.14 1.20 Sep'23 Dec'23 Mar'24 Jun'24 Sep'24 Dec'24 Mar'25 Jun'25 Sep'25 Contribution Margin (USD Millions) (3.87) (10.17) (4.07) (3.26) (1.47) (3.15) (2.04) (1.73) (1.26) Sep'23 Dec'23 Mar'24 Adjusted EBITDA (USD Millions) Jun'24 Sep'24 Dec'24 Mar'25 Jun'25 Sep'

  10. Slide 10: Marketplace growth, host tools, ancillary and two-wheeler expansion

    Proven marketplace targeting 107K active cars by FY31 across major cities Host tools projected on 27K cars at ~$15/car. Unlocks ~$5M ARR with >80% gross margins EV adoption beyond metros enables Zoomcar’s Tier - 2/3 expansion and unlocks new user growth Ancillary marketplace >$1M high - margin reven

  11. Slide 11: AI and data-driven marketplace improvements

    20 - 25% cancellations reduced via better availability tools & host retention 11 10% 100M+ data points capturing user behavior, risk patterns, and market dynamics conversion increase through personalized recommendations and listing optimization 10 - 15% revenue lift via dynamic pricing 30 - 40% loss

  12. Slide 12: Platform integrations, automation and infrastructure

    Integrates with Uber, Google, Online Travel Platforms, banks & insurers. Plug - and - play for demand partners Differential deposits, BNPL & EMIs reduce misuse by ~30% and remove friction for guests ~90% of customer touchpoints automated. Targeting 95%+ by FY27 for lower operating costs 100M+ data p

  13. Slide 13: Host command center and SaaS revenue

    Unified Host Command Center Recurring, Capital - Light SaaS Revenue AI - Led Pricing & Availability Built - In Risk & Ops Automation 13

  14. Slide 14: Leadership team

    Serial entrepreneur, Waze co - founder; early Moovit investor & board member ($1B+ exits). 25+ yrs in auto mobility; ex - Tata & Uber; Zoomcar CEO since 2025, turnaround & fleet expert. Ex - PE & M&A lawyer; 6+ yrs at Zoomcar leading legal, governance & compliance for growth. 14 yrs in finance leade

  15. Slide 15: Investment highlights

    Predictive, scalable platform • AI pricing + IoT + API integrations • 100M+ data points • 30 - 40% loss reduction and margin expansion Organic demand & discipline • 700K → 6.5M monthly searches on roadmap • CAC < $2 with high organic mix • ~85% GBV from repeat/referral at scale • Path to Net profits

  16. Slide 16: Runway, capital needs and path to profit

    India's mobility gap + rapid digital adoption create decades of runway 16 < $20M incremental capital for 9 - 10 í volume ramp and $63M PAT by FY31 8 quarters of positive CM; booking - level CM from – $2.5 → $12+ AI, IoT and automation delivering 10 - 15% revenue lift and 30 - 40% loss reduction Self

  17. Slide 17: Condensed consolidated statements of operations

    ZOOMCAR HOLDINGS, INC. CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) Three months ended September, Six months ended September, (In USD, except number of shares) 2024 2025 2024 2025 Revenue : 4,445,940 $ 2,281,111 $ 2,239,538 $ 4,581,435 $ Revenues from services 41,942 5,999 7,359 18,42

  18. Slide 18: Condensed consolidated balance sheets

    ZOOMCAR HOLDINGS, INC. CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) (in USD, except number of shares) As at September 30, 2025 Assets Current assets : 169,357 $ Cash and cash equivalents (Refer Note 27 - VIE) 94,357 Accounts receivable, net of allowance for credit losses 233,110 Assets held for

  19. Slide 19: Thank you

    : Thank iy

  20. Slide 20: Positive contribution profit and path to profitability

    Positive Contribution Profit Structurally improved unit economics and disciplined marketplace execution Improving Financial Predictability Clearer unit economics and reporting cadence reducing investor uncertainty Higher Revenue per Booking Yield - driven growth from longer trips and higher transact

Zoomcar Holdings — Investor Presentation (February 2026) on 6ix