One United Properties S.a. · BVB:ONE
One United Properties — Investor Presentation (October 2026)
68 slides from One United Properties's investor presentation, October 2026
Slide 1: Investor Presentation
INVESTOR PRESENTATION October 2026 1
Slide 2: Disclaimer
DISCLAIMER Important information regarding this presentation and the statements it contains NO OFFER OR RECOMMENDATION INFORMATION AND SOURCES FORWARD-LOOKING STATEMENTS This presentation is not, and nothing in it should be One United Properties has prepared this presentation based This presentation
Slide 3: About One United Properties
_—~ : z = ; SS. a an ABOUT ONE UNITED PROPERTIES
Slide 4: One United Properties
ONE UNITED PROPERTIES "Named one of Europe's Long-Term Growth Romania's leading listed developer and investor in sustainable real estate Champions" Founded in 2007 by Victor Capitanu and Andrei Diaconescu, One United Properties (BVB: ONE) develops, owns and manages landmark residential, office, reta
Slide 5: Five Years Back. Five Years Forward.
FIVE YEARS BACK. FIVE YEARS FORWARD. Our journey as a public company transforming cities and creating long-term value 2021 2026 2031 5 YEARS BACK1 TODAY2 5 YEARS FORWARD Diversified real estate developer and investor active Leading integrated real estate developer Primarily a luxury residential deve
Slide 6: Adjusted Net Asset Value
ADJUSTED NET ASSET VALUE Management’s estimate of the net value of the Group’s assets as of 30 June 2026 EUR 2.04bn EUR 1.24bn RON 61.91 16.5% TOTAL ASSETS UNDER CONTROL NAV ATTRIBUTABLE TO OWNERS NAV PER SHARE LOAN-TO-VALUE Incl. EUR 256.5m of minority interests Adjusted net asset value at 30 June
Slide 7: Gross Asset Value - Breakdown
GROSS ASSET VALUE - BREAKDOWN ESTIMATED VALUE (EUR ASSET CATEGORY DESCRIPTION % OF TOTAL VALUE FROM GROSS ASSETS TO NET ASSET VALUE MILLION) in EUR million, attributable to owners of the Group Residential - finalized Completed developments, units 138.7 7.8% Total gross assets attributable to owners
Slide 8: Engine One: Residential Development
ENGINE ONE: RESIDENTIAL DEVELOPMENT EUR 4.6 billion of gross development value and 17,742 units across every stage of the pipeline EUR 4.6bn 17,742 units EUR 1,598.0m EUR 2,768.1m GDV ACROSS ALL STAGES TOTAL UNITS ACROSS ALL STAGES EST. GROSS MARGIN, ALL STAGES IN GDV STILL TO COME FROM 2027 Complet
Slide 9: Engine Two: Rental Properties
ENGINE TWO: RENTAL PROPERTIES A 95% leased standing portfolio, with 100% pre-leased pipeline due for delivery by the end of 2026 €493m €1.0bn+ GAV² TODAY GAV² BY 2030 30 JUN 2026 30 JUN 2026 (incl. assets under EST. BY 31 DEC 2030² (only standing assets) development) €493m €595m €1.0bn+ GROSS ASSET
Slide 10: Why Invest in ONE Today?
WHY INVEST IN ONE TODAY? One United Properties offers a rare combination of visible earnings growth, recurring income expansion, and substantial embedded value within a market-leading urban regeneration platform GROWING RECORD DELIVERY STRONG EARNINGS RECURRING INCOME SIGNIFICANT CONSERVATIVE FOUNDE
Slide 11: Pipeline = Future Growth, Now Diversified
PIPELINE = FUTURE GROWTH, NOW DIVERSIFIED A significant land bank pipeline secured in prime locations for residential developments with €3.7B GDV Our landbank provides long-term visibility and scalability across Romania and beyond. It covers land under GDV (EURm) development, permitted but not yet d
Slide 12: Market Overview
OVERVIE Al Af i. eee Rig A Re i 5 * W ; z a L, Sill "7 wo Ph Ho a Fa, . 4
Slide 13: Romania, CEE's 2nd Largest Economy
ROMANIA, CEE’S 2nd LARGEST ECONOMY of EU average surpassing Greece, Slovakia & the Baltics 13
Slide 14: Bucharest Contributes 30% to Romania's GDP
BUCHAREST CONTRIBUTES 30% TO ROMANIA’S GDP Bucharest Metropolitan Area - GDP evolution (€ bn) 2.7m 7th Source: Eurostat largest inhabitants capital in the EU 0.7m 118 96 104 105 111 daily 82 54 62 61 68 commuters Source: National Prognosis & Statistics Office 2018 2019 2020 2021 2022 2023 2024F 2025
Slide 15: Affordability Has Improved Significantly Over the Last Decade
AFFORDABILITY HAS IMPROVED SIGNIFICANTLY OVER THE LAST DECADE Increasing affordability Years required to purchase a 50sqm 1-bedroom apartment in Bucharest 32.8 Source: SVN 27 17.8 15.8 15.5 14.5 13.3 11.6 9.8 9.8 8.7 9.4 8.9 8.3 8.4 8 6.7 7.9 7.9 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 201
Slide 16: Romanians Among Europe's Top Homeowners, Deficit of ~200K Units
ROMANIANS ARE AMONG EUROPE'S TOP HOMEOWNERS, YET DEFICIT OF ~200K UNITS PERSISTS DUE TO OVERCROWDING AND OLD STOCK Share of people owning/renting their home Persons living in overcrowded households in 2024 (%) in 2024 (%) Source: Eurostat Source: Eurostat EU-27 39% 41% DE 32% 34% 34% AT 24% 14% 15%
Slide 17: Low Ratio of Outstanding Residential Loans
LOW RATIO OF OUTSTANDING RESIDENTIAL LOANS, WITH A SIGNIFICANT SHARE OF TRANSACTIONS COMPLETED WITHOUT MORTGAGE FINANCING 541,760 Romanians Total outstanding residential loans to GDP ratio in 2024 had a mortgage loan Source: Hypostat as of end of March 83% 79% 70% 2026, accounting for 7% 51% 53% 44%
Slide 18: Market Overview
MARKET OVERVIEW Market segmentation for residential deliveries in Bucharest Metropolitan area • Housing supply remains below 2022-2023 levels, insufficient to address market demand Mass Middle Premium • Relatively stable segmentation of developments 59.2% across mass / middle / premium segment 55.2%
Slide 19: Residential Portfolio
RESIDENTIAL PORTFOLIO
Slide 20: Growing Scale of Developments
GROWING SCALE OF DEVELOPMENTS From boutique residential buildings to large-scale urban communities 2026 2027+ 2014 2017 2021 2023 (Under development) (In planning) Madrigalului One Herastrau One Mircea One Cotroceni One Lake One City Residence Park Eliade Park District District 14 109 258 993 1,985
Slide 21: Targeted Sub-Segments
TARGETED SUB-SEGMENTS Three distinct offerings, designed for different KEY DIFFERENTIATORS aspirations, built on the ~400% • Trophy locations TOP 10% OF same values • Boutique scale PREMIUM MARKET OF MARKET AVG. • Hotel-style services LUXURY • Maximum privacy KEY DIFFERENTIATORS ~200% • Premium fini
Slide 22: 19 Years of Transforming Underutilized Urban Areas
19 YEARS OF TRANSFORMING UNDERUTILIZED URBAN AREAS Urban regeneration at the core of our strategy We acquire underutilized land and abandoned buildings in prime locations and transform them into vibrant, sustainable communities that create long-term value for cities, people and our investors. ONE FL
Slide 23: Residential Developments Under Construction
RESIDENTIAL DEVELOPMENTS UNDER CONSTRUCTION 3,939 units and EUR 1.33 billion of gross development value under construction at 30 June 2026 EXPECTED DEVELOPMENT START UNITS GDV (EUR m) 2026 is the largest delivery year COMPLETION One High District construction has been One High District Q4’22 Q3 2026
Slide 24: Pipeline
PIPELINE Developments expected to launch from 2026 onwards, subject to design, permitting and market conditions LAUNCHING 2026-2027, SUBJECT TO PERMITTING LONGER-DATED — DESIGN AND PERMITTING STAGE DEVELOPMENT LOCATION NOTE One Cotroceni Towers Iconic towers, expected to be the tallest One City Dist
Slide 25: Delivered Residential Portfolio
DELIVERED RESIDENTIAL PORTFOLIO Premium residential developments successfully delivered across Bucharest and key locations Note: GDV presented at 100% DEVELOPMENT STARTING DATE COMPLETION DATE UNITS GBA (sqm) GDV (€m) One Floreasca Towers Q4'22 Q1'26 215 33,001 €88.3m One Lake Club – Phase 2 Q3’22 Q
Slide 26: United States Expansion
UNITED STATES EXPANSION First land secured in the Nashville metropolitan area, with Miami identified as the next target market NASHVILLE, TENNESSEE MIAMI, FLORIDA Land acquired in Franklin, Williamson Next target market · investment not yet County. closed One Liberty Pike Target 2026 The development
Slide 27: Rental Portfolio
RENTAL PORTFOLIO
Slide 28: Office Market – Structural Tailwinds
OFFICE MARKET – STRUCTURAL TAILWINDS Bucharest is a resilient office market with solid yields, limited supply and strong fundamentals supporting long-term growth Bucharest offers attractive Bucharest yields yields offers attractive among majormajor among CEE CEE cities cities Market dynamics support
Slide 29: Building a €1 Billion Rental Portfolio
BUILDING A €1 BILLION RENTAL PORTFOLIO A high-quality rental portfolio with strong occupancy, long-term leases and growing value COMMERCIAL PORTFOLIO AT A GLANCE RENTAL GAV & GLA EVOLUTION STRATEGIC BENEFITS 1,200 €493M GAV (EUR m) GLA ('000 sqm) DIVERSIFIED EARNINGS GAV for standing assets, as of 1
Slide 30: Rental Portfolio
RENTAL PORTFOLIO Building a diversified, high-quality portfolio of office, retail and hospitality assets that generate recurring income and long-term value STANDING OFFICE PORTFOLIO OFFICE SEGMENT EVOLUTION ONE TOWER ONE COTROCENI ONE COTROCENI ELIADE TOWER ONE VICTORIEI PARK 1 PARK 2 PLAZA 2020 24k
Slide 31: Preserving Heritage. Creating Destinations.
PRESERVING HERITAGE. CREATING DESTINATIONS. One United Properties is one of the most active private investors in landmark restoration in Romania ONE ATHÉNÉE ONE GALLERY MONDRIAN BUCHAREST THE HOXTON DELIVERY 2026 DELIVERY 2026 DELIVERY 2026 SOON UNDER DEVELOPMENT Historic location Academiei Street B
Slide 32: Historical Results Highlights
HISTORICAL RESULTS HIGHLIGHTS
Slide 33: Key Indicators
KEY INDICATORS Scaling residential communities and building a recurring income portfolio RESIDENTIAL SEGMENT RENTAL SEGMENT 5,729 900k sqm 152,000 sqm Apartments sold & contracted as of Residential built surface estimated by Rental GLA today³ 30.06.20262 2026 year-end¹ Office + Retail BUILT SURFACE¹
Slide 34: Financial Evolution
FINANCIAL EVOLUTION Strong growth while maintaining profitability REVENUE 1600 1,524 RON 1.4bn 1400 1,438 1,438 +168% in 2025 vs 2020 1200 1,166 1,120 EBITDA¹ 1000 RON 575m 800 +164% 613 600 537 576 in 2025 vs 2020 604 573 564 575 482 511 400 503 EBT² 431 RON 511m 200 217 207 +147% 0 2020 2021 2022
Slide 35: Evolution of the Residential Segment
EVOLUTION OF THE RESIDENTIAL SEGMENT REVENUES (RON m) NET INCOME (RON m) RON 1bn+ revenues STRONG GROWTH for three consecutive years IN DELIVERIES RON 1BN+ REVENUES FROM Development pipeline RESIDENTIAL SALES FOR THREE Residential revenues exceeded the RON 1 billion threshold expands, driving revenu
Slide 36: Evolution of the Rental Segment
EVOLUTION OF THE RENTAL SEGMENT Consistent growth in recurring rental income and profitability RENTAL INCOME (RON m) NET INCOME (RON m) Recurring Income Established BUILD & SCALE STABILIZATION PHASE NEXT GROWTH CYCLE Delivery of One Tower Focus on leasing, One Gallery, hospitality and One Cotroceni
Slide 37: Key Balance Sheet Indicators
KEY BALANCE SHEET INDICATORS Scaling the balance sheet while maintaining financial discipline ASSETS EQUITY REAL ESTATE ASSETS RON 6.6bn RON 3.8bn RON 4.3bn +288% vs 2020 +363% vs 2020 +242% vs 2020 ASSETS (RON m) EQUITY (RON m) REAL ESTATE ASSETS (RON m) 7000 6,611 4500 5000 4000 3,820 4500 4,333 6
Slide 38: H1 2026 Financial Results
H1 2026 FINANCIAL RESULTS
Slide 39: Residential Sales, Pre-Sales and Reservations
RESIDENTIAL SALES, PRE-SALES AND RESERVATIONS EUR 106.1 million of residential transactions in H1 2026, up 11% year-on-year, at a 24% higher average price per sqm EUR 106.1m 229 units EUR 3,853/sqm ~73% SALES, PRE-SALES & RESERVATIONS CONTRACTED IN H1 2026 AVERAGE CONTRACTED PRICE ONE FLOREASCA SUNS
Slide 40: Contracted Cash Flows Provide High Revenue Visibility
CONTRACTED CASH FLOWS PROVIDE HIGH REVENUE VISIBILITY Strong track record of collections with significant future cash inflows already secured EUR 445m 3,939 units Through 2029 Contracted future cash inflows Under construction as of 30.06.2026 Collection visibility as of 30 June 2026 2,562 to be deli
Slide 41: Residential Portfolio Trends
RESIDENTIAL PORTFOLIO TRENDS Three quarters of all units under construction are already contracted, with 1,160 units available across the portfolio 75% 1,002 units 158 units 5,066 units OF UNITS UNDER CONSTRUCTION AVAILABLE UNDER CONSTRUCTION AVAILABLE IN FINALIZED PORTFOLIO CONTRACTED SINCE LAUNCH
Slide 42: Rental Properties Portfolio Trends
RENTAL PROPERTIES PORTFOLIO TRENDS EUR 28.6 million headline Net Operating Income (NOI), from a 95% leased portfolio, with headline annualized NOI expected to grow to EUR 40.5 million in 2027, on 195k sqm rental portfolio EUR 28.6m 152k sqm 95% / 93% 5.2 years HEADLINE NOI CURRENT LEASE PORTFOLIO LE
Slide 43: Consolidated IFRS Results: Revenue and Profit Before Tax
CONSOLIDATED IFRS RESULTS: REVENUE AND PROFIT BEFORE TAX Turnover of RON 440.3 million and profit before tax of RON 96.5 million; RON 742.5 million and RON 214.2 million like-for-like RON 440.3m RON 742.5m RON 96.5m RON 214.2m CONSOLIDATED TURNOVER TURNOVER LIKE-FOR-LIKE PROFIT BEFORE TAX PROFIT BEF
Slide 44: Predominantly a Timing Effect; Fundamentals Remain Intact
PREDOMINANTLY A TIMING EFFECT; CONTRACTED CASH FLOWS AND UNDERLYING PORTFOLIO FUNDAMENTALS REMAIN INTACT RON 302 million of turnover and RON 118 million of profit were deferred by the new legislative framework, not lost RON 302.2m RON 117.7m -10% vs -47% TURNOVER DEFERRED PROFIT DEFERRED LIKE-FOR-LI
Slide 45: Consolidated IFRS Results: Residential
CONSOLIDATED IFRS RESULTS: RESIDENTIAL Residential revenue of RON 230.5 million and net income of RON 59.5 million; RON 532.6 million and RON 177.2 million like-for-like RON 230.5m RON 59.5m 25.8% 35% RESIDENTIAL REVENUE NET INCOME FROM RESIDENTIAL NET MARGIN ON RESIDENTIAL TARGET GROSS MARGIN PER D
Slide 46: Consolidated IFRS Results: Rental Properties
CONSOLIDATED IFRS RESULTS: RENTAL PROPERTIES The recurring income portfolio remained stable: rental income up 3% and net rental income up 6% year-on-year RON 83.9m RON 56.8m 95% 93% 5.2 years LEASE RATE TENANTS MOVED IN WAULT RENTAL INCOME INCL. TENANT SERVICES NET RENTAL INCOME As of 30 June 2026 A
Slide 47: Consolidated IFRS Results: G&A and EBITDA
CONSOLIDATED IFRS RESULTS: G&A AND EBITDA G&A of RON 55.3 million, of which RON 20.7 million is a non-cash stock option charge; EBITDA of RON 157.2 million RON 34.6m RON 20.7m RON 157.2m RON 274.9m G&A EXPENSES, EXCL. SOP SOP, NON-CASH IMPACT EBITDA EBITDA LIKE-FOR-LIKE +12% YoY, from RON 31.0 milli
Slide 48: H1 2026 P&L Summary
H1 2026 P&L SUMMARY Reported results alongside the like-for-like view excluding the temporary IFRS 15 timing impact H1 2026 reported H1 2025 Δ H1 2026 like-for-like* Δ LFL RON 440.3m CONSOLIDATED TURNOVER Consolidated turnover 440.3 826.3 -47% 742.5 -10% Without the impact of the new law, the turnov
Slide 49: Balance Sheet and Debt Profile
BALANCE SHEET AND DEBT PROFILE Total assets of RON 6.9 billion, conservative leverage and a long-dated maturity profile RON 6.9bn RON 3.8bn RON 371.0m RON 1.5bn TOTAL IFRS ASSETS IFRS EQUITY CASH POSITION NET DEBT +4% vs 31.12.2025 Stable vs 31.12.2025 -43% vs 31.12.2025 22% of total IFRS assets BAL
Slide 50: New Residential Legislative Framework
NEW RESIDENTIAL LEGISLATIVE FRAMEWORK Temporary timing difference between customer demand and IFRS 15 revenue recognition IMPACT / MANAGEMENT RESPONSE PROCESS FLOW: PREVIOUS VS. NEW FRAMEWORK ADVANCE COLLECTION STRUCTURE UNDER THE NEW FRAMEWORK The new framework created a trade-off between PREVIOUS
Slide 51: 2026 Outlook
2026 OUTLOOK A shift in the timing of revenue and profit recognition, not a change in the value of the portfolio RON 457.7m → -15% to -20% → RON 366-389m ORIGINAL 2026 BUDGET REVISED 2026 NET PROFIT RANGE EXPECTED DEVIATION Consolidated net profit Implied by the deviation WHAT CHANGED 01 ANCPI cyber
Slide 52: 2031 Strategy
2031 STRATEGY
Slide 53: Four Priorities for the Next Five Years
FOUR PRIORITIES FOR THE NEXT FIVE YEARS Our strategy: grow intrinsic value and translate it into shareholder value THE FIVE-YEAR AMBITION 01 | NAV & VALUE CREATION Grow NAV, strengthen independent Track record, independent NAV validation and the five-year ambition. validation and close the valuation
Slide 54: €1.24bn NAV and 16.5% LTV Give Us Room to Compound
€1.24BN NAV AND 16.5% LTV GIVE US ROOM TO COMPOUND Adjusted NAV, loan-to-value and the bridge from gross assets to NAV €1.24bn RON 61.91 16.5% €2.036bn ADJUSTED NAV NAV PER SHARE LOAN-TO-VALUE ASSETS UNDER CONTROL attributable to owners 46.4% discount | 8 Sep 2026 close total external debt / assets
Slide 55: Double NAV. Aim for Approximately 3.8× Market Value.
DOUBLE NAV. AIM FOR APPROXIMATELY 3.8× MARKET VALUE. Five years of value creation — and our ambition for the next five years €172m + €172.4m - €77.7m €1.24bn STARTING CAPITAL CAPITAL RAISED DIVIDENDS DISTRIBUTED ADJUSTED NAV AT H1 2026 pre-IPO baseline¹ In IPO and 2 SPOs gross | Jul 2021–Jun 2026 at
Slide 56: How NAV Growth Translates into Market Value
HOW NAV GROWTH TRANSLATES INTO MARKET VALUE €2.5bn NAV ambition | four illustrative discount scenarios for 2031 ONE NAV AMBITION, FOUR SCENARIOS 46.4% DISCOUNT TO NAV | UNCHANGED Each scenario assumes the same €2.5bn NAV ~2.0× market value | €1.34bn in 2031. The market discount determines the implie
Slide 57: One Income Properties: Visible Value, Recurring Income
ONE INCOME PROPERTIES: VISIBLE VALUE, RECURRING INCOME A dedicated rental platform: clearer property values and predictable rental cash flow THE INVESTMENT CASE PROPOSED INITIAL SCALE | END-2026 One United Properties remains a growth company. c. €575m initial GAV | c. €300m pro forma NAV including m
Slide 58: US Partnerships Add Promote Income to Development Returns
US PARTNERSHIPS ADD PROMOTE INCOME TO DEVELOPMENT RETURNS Selective co-investment with local partners, plus a carried share of investor profits ONE LIBERTY PIKE | FRANKLIN, TENNESSEE MIAMI, FLORIDA c. $12m estimated equity investment, fully funded by ONE. Scale as execution and returns meet our stan
Slide 59: Affordable Housing Opens a New, Scalable Growth Market
AFFORDABLE HOUSING OPENS A NEW, SCALABLE GROWTH MARKET ONE CITY DISTRICT | BUCHAREST — bringing ONE’s development standards to a broader residential market Masterplan by Jean-Michel WILMOTTE, PARIS — world-renowned architect 21 ha ~3,200 ~322k sqm ~8,000 URBAN REGENERATION SITE PLANNED HOMES TOTAL B
Slide 60: Corporate Governance
CORPORATE GOVERNANCE
Slide 61: Group Structure
GROUP STRUCTURE Shareholding & corporate structure VICTOR CAPITANU ANDREI DIACONESCU FREE-FLOAT through Vinci VER Holding 25.54% through OA Liviu Holding Invest 25.54% public shareholders 48.92% ONE UNITED PROPERTIES R RESIDENTIAL 1 IP INVESTMENT PROPERTY IV INVESTMENTS OP OPERATIONAL One Mircea Eli
Slide 62: Organizational Structure
ORGANIZATIONAL STRUCTURE GOVERNANCE & GENERAL SHAREHOLDERS MEETING CONTROL FRAMEWORK BOARD OF DIRECTORS RISK & AUDIT COMMITTEE NOMINATION & EXECUTIVE MANAGEMENT REMUNERATION COMMITTEE ESG COMMITTEE LEGAL & ASSET CORPORATE DEVELOPMENT FINANCE COMMERCIAL COMPLIANCE MANAGEMENT FUNCTIONS Financial plann
Slide 63: Capital Markets Snapshot
CAPITAL MARKETS SNAPSHOT ONE on the Bucharest Stock Exchange — ownership, liquidity, index membership and distributions. RON 3.54bn 48.92% ~9,730 MARKET CAPITALISATION FREE FLOAT SHAREHOLDERS As of 30 June 2026 Founders hold 25.54% each 2.5x the number at the time of the IPO THE SHARE LIQUIDITY AND
Slide 64: Corporate Governance
CORPORATE GOVERNANCE ONE is committed to the highest standards of governance, transparency and accountability Environmental, Nomination & Dividend & Code of Shareholders' 5 independent Risk & Audit Social ESG Risk Remuneration remuneration Corporate meeting Directors out of 7 Committee & Governance
Slide 65: Victor Capitanu and Andrei Diaconescu
VICTOR CAPITANU ANDREI DIACONESCU Victor is the co-founder and Executive Member Andrei is the co-founder and Executive of the Board of Directors at One United Member of the Board of Directors of One Properties, coordinating Sales, Marketing, United Properties, coordinating Capital Markets and Invest
Slide 66: Non-Executive Directors
NON-EXECUTIVE DIRECTORS CLAUDIO CISULLO MARIUS DIACONU AUGUSTA DRAGIC PROF. DR. DR.H.C. UWE COSTEL (DORU) KRUEGER LIONACHESCU Chairman of the Board of Non-Executive Director Non-Executive Director Non-Executive Director Non-Executive Director Directors Mr. Cisullo is the founder and Chairman Mr. Dia
Slide 67: Management Team
MANAGEMENT TEAM BEATRICE DUMITRASCU MIHAI PADUROIU COSMIN SAMOILA VICTOR SAVI - NIMS ZUZANNA KUREK ANDRA BIZON ADRIAN IONITA CEO Residential Division CEO Office Division Chief Financial Officer Chief Legal Officer Investor Relations Manager Head of Financing Head of Litigation Beatrice is a highly s
Slide 68: For follow-up questions
For follow-up questions: Zuzanna Kurek IR Manager zuzanna.kurek@one.ro 68
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