Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — PT Bank Internasional Indonesia — Q3 2013 Earnings Presentation
35 slides from Malayan Banking Bhd's earnings presentation, 2013
Slide 1: Financial Results 3Q FY2013
Perkembangan Bank Internasional Indonesia (BII) PT Bank Internasional Indonesia Tbk Rapat Komite Informasi LPS Financial Results 3Q FY2013 ended 30 September 2013 Jakarta,
Slide 2: Service Quality Awards
Service Quality Awards Top 1 in Service Quality The Best Bank in Service Quality for 4 (four) consecutive years from Institute of Service Management Studies (ISMS) Trisakti 93.35 93.78 92.53 90.00 2009/2010 2010/2011 2011/2012 2012/2013 Committed in Delighting Customer’s Heart 3Q FY2013 Financial Re
Slide 3: Table of Contents
Table of Contents BII in Brief Strategy and Key Focus Area Financial Performance Awards & Event Highlights Corporate Social Responsibility (CSR) 3Q FY2013 Financial Results Page 3
Slide 4: Profile and Corporate Structure
Profile and Corporate Structure Profile Corporate Structure Established : 15 May 1959 Total Assets : Rp129.8 Trillion Total Equity : Rp11.8 Trillion 88.29% Market Capitalisation : Rp19.8 Trillion # of Branches : 653 422 (BII) 198 (WOM) 26 (BII Finance)* # of ATM & CDM : 1,465 includes 65 CDM that co
Slide 5: Board of Commissioners
Board of Commissioners Datuk Abdul Farid bin Alias * Spencer Lee Tien Chye Commissioner and CEO of Maybank Commissioner Tan Sri Megat Zaharuddin President Commissioner and Chairman of Maybank Umar Juoro Budhi Dyah Sitawati Achjar Iljas ** Independent Independent Independent Commissioner Commissioner
Slide 6: Board of Directors
Board of Directors Lani Darmawan Rahardja Alimhamzah Jenny Wiriyanto Director Director Director Taswin Zakaria* President Director Ani Pangestu** Thilagavathy Nadason Hedi Maria Helena Lapian Ghazali M. Rasad Director Director Director Director * appointed as President Director of BII on EGMS dated
Slide 7: BII is present in all Indonesian provinces
BII is present in all Indonesian provinces 1,388 1,426 1,465 1,317 1,237 1,152 952 740 787 327 351 389 415 415 421 422 Mobil Kas Keliling 249 255 (MKK) BII has operated 7 MKK As of September 2013, we Dec-08 Dec-09 Dec-10 Dec-11 Sep-12 Dec-12 Mar-13 Jun-13 Sep-13 have 422 branches, 7 MKK and 1,465
Slide 8: Innovative Products and Comprehensive Financial Solutions
Innovative Products and Comprehensive Financial Solutions For Individual Customers For Corporate Customers & Entrepreneurs KPR Floating Rate: BI rate + 3,50% Mobile Banking application with new IT platform Cash Management Solution COOLPay & COOLBanking 3Q FY2013 Financial Results Page 8
Slide 9: Table of Contents
Table of Contents BII in Brief Strategy and Key Focus Area Financial Performance Awards & Event Highlights Corporate Social Responsibility (CSR) 3Q FY2013 Financial Results Page 9
Slide 10: Strategy by 2015
Strategy by 2015 Group Vision Statement To be a Regional Financial Services Leader Group Mission Statement Humanising Financial Services Across Asia Strategy To be the leading relationship bank in Indonesia by truly being in the community, serving Statement through customized products & solutions an
Slide 11: Business Focus
Business Focus Current Enhancement • Present in all consumer Products • Expand to mass affluent Retail with strength in mid to upper • Expand to Finance beyond 4 wheel & 2 wheel Banking customer segment • Grow PITA • Micro through BPR (Channeling) • Enter into MICRO business Business • SME focus on
Slide 12: IMPACT Transformation Program
Under IMPACT Transformation Program, BII will focus on continuing to grow profitably, build capability and address fundamentals and developing talents Fase 3 Fase 2 Fase 1 New Growth Quick Wins C5 Increase penetration of C1 Grow credit card revenues by R1 Upgrade credit risk tools & T1 Build B
Slide 13: The Bank's headline KPI in 2013
For 2013, We are focusing on the following priorities … 1 Optimizing branch capability and expanding footprints 2 Increasing Customer base 3 Boosting Fee Income The Bank‟s headline KPI Boosting CASA Funding to support growth in 2013 4 5 Addressing Cost Structure Target Achievement FY2013 Sep-13 Ente
Slide 14: Retail Banking Strategy
Retail Banking Strategy We face competition by offering Unique Value Proposition on relationship, customer centricity and fast services 2015 WORLD CLASS SERVICE FUNDING WEALTH MORTGAGE CREDIT CARD BII Finance WOM Finance Customer centric to Strengthen PA Strengthen Key Revitalize Value Provide
Slide 15: Global Banking Strategy
Global Banking Strategy 2015 Your “Primary Bank” Tailoring Financial Services to customers needs, Focus on mid to large corporate segments Client Coverage Corporate Banking Transaction Banking Global Market Implement Account Planning Focus on end-to-end credit Enhance business and Focus on C
Slide 16: Business Banking Strategy
Business Banking Strategy 2015 Empowering your community We offer tailored personal and business solutions for you and your community MICRO SME Commersial Sub Segment Micro targets Micro & Small SME targets Medium enterprises Commercial targets Medium- enterprises with loan limit of up with loan lim
Slide 17: Table of Contents
Table of Contents BII in Brief Strategy and Key Focus Area Financial Performance Awards & Event Highlights Corporate Social Responsibility (CSR) 3Q FY2013 Financial Results Page 17
Slide 18: Total Assets Exceed Rp125 trillion and Net Profit Surges 19%
Total Assets Exceed Rp125 trillion and Net Profit Surges 19% to exceed Rp 1 Trillion for the first time Financial Highlights Total Assets grew by 23% to reach Rp129.8 trillion Customer Deposits increase 21% to Rp96.5 trillion that mainly supported by growth in savings of 35% Loans portfolio gr
Slide 19: Record Net Profit of Rp1.1 Trillion
Record Net Profit of Rp1.1 Trillion 1Q13 2Q13 3Q13 Δ Rp Billion Sep-12 Sep-13 Δ A B C C/B E D D/E 1,380 1,430 1,530 7% Net Interest Income 3,944 4,340 10% 638 528 544 3% Non Interest Income 1,433 1,710 19% 2,018 1,958 2,074 6% Gross Operating Income 5,377 6,050 13% (1,461) (1,363) (1,308) (4%) Opera
Slide 20: Sustainable business growth with total assets exceeding Rp125 trillion
Sustainable business growth with total assets exceeding Rp125 trillion Mar-13 Jun-13 Sep-13 Δ Rp Billion Sep-12 Sep-13 Δ A B C C/B D E D/E 79,747 85,105 91,680 8% Loans 75,887 91,680 21% 31,832 29,876 29,829 (0%) Other Earning Assets 23,707 29,829 26% 6,755 6,459 8,306 29% Other Assets 5,966 8,306 3
Slide 21: Sustainable growth in total assets with improved assets quality
Sustainable growth in total assets with improved assets quality Total Assets PATAMI ROE y-o-y growth y-o-y growth as of August 2013 as of August 2013 Industry = 17% Rp Billion Industry = 18% BII = 22% BII = 19% BII‟s market share = 2.60% 129,814 81% 22% 129,814 1,208 115,856 1,098 1,098 6.63% 26% 10
Slide 22: Financial Ratios
Financial Ratios Consolidated Sep-12 Sep-13 Δ Bank Only Sep-12 Sep-13 Δ A B B-A A B B-A Profitability Profitability Return on Assets (ROA) 1.69% 1.69% 0.00% Return on Assets (ROA) 1.63% 1.50% -0.13% Return on Equity (ROE) 16.20% 15.87% -0.33% Return on Equity (ROE) 15.66% 14.33% -1.33% Net Interest
Slide 23: Maintain growth momentum with strong growth in Business Banking
Maintain growth momentum with strong growth in Business Banking LDR & Total Loans Loans by Business Segment Rp Trillion 95.1% 93.0% 91.5% 93.1% 89.0% 88.0% 28.2% 31.8% 35.8% 36.8% Global Banking 84.7% 81.2% 79.8% 79.1% 79.1% 80.9% Sep-12 Sep-13 91.7 Business Banking 85.1 91.7 80.9 79.7 67.2 Retail B
Slide 24: Strong increase in Deposits driven by Savings
Strong increase in Deposits that mainly contributed by robust growth in Savings Deposits from Customers by Business Segment Deposits from Customers by Type 21% 20% 16% 17% 16% Global Banking 49% Sep-12 2012 Sep-13 Sep-12 51% Sep-13 Business Banking 21% 22% 60% 24% 63% 61% Retail Banking 29% 30% Curr
Slide 25: CAR, Ownership, Share Price Performance & Company Rating
CAR, Ownership, Share Price Performance & Company Rating CAR Share Price Performance Highest: Rp440 500 20000000 15.48% 15.66% Volume 200000 14.86% 15.00% 16% 450 (20 Feb 2013) 18000000 14.29% 13.48% 13.84% Share Price 13.13% 13.12% 13.68% 14% 400 16000000 12.52% 150000 13.29% 12% 350 14000000 12.33
Slide 26: Table of Contents
Table of Contents BII in Brief Strategy and Key Focus Area Financial Performance Awards & Event Highlights Corporate Social Responsibility (CSR) 3Q FY2013 Financial Results Page 26
Slide 27: Service Quality Awards
Service Quality Awards 93.78 Top 1 in Service Quality 93.35 92.53 The Best Bank in Service Quality for 4 consecutive years from Institute of Service 90.00 Management Studies (ISMS) Trisakti 2009/2010 2010/2011 2011/2012 2012/2013 Other Awards in Service Quality during 2013 Excellent Service Experi
Slide 28: Other Awards
Other Awards Awards for Syariah Banking Awards for Subsidiary Most Profitable Bank for category Unit Usaha Syariah with The Best Multifinance in 2012 with the asset category assets more than Rp500 billion from Karim Business above IDR 500 billion from APPI (Asosiasi Perusahaan Consulting Pembiay
Slide 29: Event Highlights
Event Highlights 1 2 3 4 5 7 8 12 13 1. Maybank Corporate Golf Challenge 9. Introduced BII Mitra Amanah (minna) services to merchants at Pasar Baru 2. Launched strategic partnership with Air Asia to provide cash management Bekasi Timur, West Java, 10 June 2013 solutions, 16 February 2013 10. Held 2n
Slide 30: Table of Contents
Table of Contents BII in Brief Strategy and Key Focus Area Financial Performance Awards & Event Highlights Corporate Social Responsibility (CSR) 3Q FY2013 Financial Results Page 30
Slide 31: Focus Area of BII CSR Program
Focus Area of BII CSR Program Provide opportunity for better Promote winning culture & healthy life education through sports and health • Focus on providing • Support communities scholarships to young talents through health & sport from underprivileged programs families Promote • Support banking edu
Slide 32: CSR Activities during the first nine months 2013
CSR Activities during the first nine months 2013 1 2 3 4 Provide stable foods for flood victims at Kampung Pulo, Jakarta Continued to provide scholarship for Granted scholarship for 486 Invite 40 paraplegic athletes January 2013 50 under privileged students bright students from 27 schools to take pa
Slide 33: BII Maybank Bali Marathon
BII Maybank Bali Marathon BII Maybank Bali Marathon 2013 Marathon 2012 With theme Pushing the Limit, BII Maybank Bali Marathon 2013 was participated by 3,000 runners from 42 countries, includes elite runners from Africa, Europe, Asia and Australia On 22 April 2012, BII held „BII Maybank Bali Maratho
Slide 34: Thank You
LZ Thank You a_
Slide 35: Disclaimer
Disclaimer Please note that some of the statements in this document may constitute “forward-looking statements” that do not directly or exclusively relate to historical facts. Some of the statements in this document (including but not limited to the forward- looking statements) are derived from or a
PT Bank Internasional Indonesia — Q3 2013 Earnings Presentation on 6ix