Slide 1: Allied Bank Limited Investor Presentation
Allied Bank Limited Investor Presentation For The Year Ended December 31, 2017 1
Slide 2: Contents
INVESTOR PRESENTATION – December 2017 Contents Description Slide No. Introduction 3 Major Highlights- Income Statement 4 Major Highlights- Balance Sheet 5 Investments 6 Advances & Asset Quality 7 Deposits 8 Key Ratios 9 Corporate Governance & Rating 10 Stock market Data 11 Awards & Achievement 12 An
Slide 3: Allied Bank
INVESTOR PRESENTATION – December 2017 ABL Asset Management Co. Ltd. Holding:100% Subsidiary Domestic Overseas Branches Branches Bahrain WBU Domestic Export Processing Branches;1,250 Zone (Incld. 117 Islamic Br.) Allied Bank Entity Credit Rep Offices AA+ Long Term Rating A1+ Short Term UAE-Dubai & Ch
Slide 4: Major Highlights – Income Statement
INVESTOR PRESENTATION – December 2017 MAJOR HIGHLIGHTS – INCOME STATEMENT Rs. In Million Inc/(Dec) Dec-17 Dec-16 Rs. % Profit Before Tax 20,879 23,831 (2,952) -12% Profit After Tax 12,734 14,427 (1,693) -12% EPS - in Rs 11.12 12.60 (1.48) -12% • NIM reached Rs.31,578 million; 5%YoY – changing earnin
Slide 5: Major Highlights – Balance Sheet
INVESTOR PRESENTATION – December 2017 MAJOR HIGHLIGHTS – BALANCE SHEET Rs. In Billion Inc/(Dec) Dec-17 Dec-16 Rs. % Investments 698 590 108 18% Advances 372 330 42 13% Total Assets 1,246 1,069 177 17% Total Deposits 884 805 79 10% Total Equity 107 101 6 6% • Balance sheet footing increased to Rs.1,2
Slide 6: Investments
INVESTOR PRESENTATION – December 2017 Rs. in M illion Composition INVESTMENTS Dec-17 Dec-16 Var. Growth Dec-17 Dec-16 Pakistan Investment Bonds 237,631 281,631 (44,000) -16% 35% 50% Market Treasury Bills 390,385 226,220 164,165 73% 57% 40% Listed and Unlisted Shares 26,551 26,134 417 1.6% 4% 5% TFCs
Slide 7: Advances & Asset Quality
INVESTOR PRESENTATION – December 2017 ADVANCES & ASSET QUALITY Market Share: 6.0% 420 8.0% 380 407 7.5% • Gross Advances reached 326 369 392 389 340 349 7.0% Rs.389 billion ( 12%) Rs. in Billion 7.0% 341 6.8% 300 6.5% • % NPLs at Rs.18.1 billion ( 12%) 285 260 6.4% 6.0% • NPL ratio 4.6% ( 1.3%) 220
Slide 8: Deposits
INVESTOR PRESENTATION – December 2017 DEPOSITS Market Share 7.2% 884 900 853 828 800 805 811 735 700 Deposits (Bln) 750 668 698 679 658 600 608 628 650 600 500 539 450 486 400 417 300 300 200 150 100 - - 2013 2014 2015 2016 Q1 Q2 Q3 Q4 2017 2017 2017 2017 Total Deposits CASA (Incld. Current Rem) Rs.
Slide 9: Key Ratios
INVESTOR PRESENTATION – December 2017 Key Ratios 2017 2016 Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 Banking Sector Ratios ROA (%) 1.1 1.2 1.2 1.3 1.4 1.6 1.7 1.9 September 2017: ROA: 0.9% ROE (Tier I) (%) 17.0 17.0 17.1 19.1 20.3 23.0 24.5 27.6 ROE: 13.2% Capital Adequacy Ratio (%) 22.4 22.3 22.1 22.3 20.8 21.9 21.3
Slide 10: Corporate Governance & Ratings
INVESTOR PRESENTATION – December 2017 Corporate Governance & Ratings RATING RATING TYPE RATING RATING INDICATION AGENCY Very high level of corporate governance; The Corporate rating action takes into consideration the CGR-9+ Governance JCR-VIS continued commitment of the Board and Rating management
Slide 11: Stock Market Data
INVESTOR PRESENTATION – December 2017 Stock Market Data Pakistan Stock Exchange Code ABL Bloomberg Code ABL PA Shares Outstanding (mln) 1,145.07 Market Capitalization (Rs. bln) 109.9 Market Capitalization (US$ mln) 950 Current Stock Price* 94.98 12M High/Low 106.6/ 76.7 *Stock Price as of December 3
Slide 12: Awards & Achievements
INVESTOR PRESENTATION – December 2017 AWARDS & ACHIEVEMENTS Top Issuer of PayPak Debit Cards Ranked amongst Top 25 Companies in Pakistan Best Corporate & Institutional Bank – Best Corporate and Investment Domestic, Pakistan 2016 Bank - Pakistan Corporate Excellence Award 2016 by Best Loan House, Man
Slide 13: Annexures
INVESTOR PRESENTATION – December 2017 Annexures
Slide 14: Income Statement – Standalone
INVESTOR PRESENTATION – December 2017 INCOME STATEMENT – Standalone Annexure A Rs. in Million US$ in Million Dec-17 Dec-16 Var. Dec-17 Dec-16 Var. Growth Mark-up/ interest Income 65,709 64,593 1,116 595 585 10 2% Mark-up/ interest Expensed 34,131 31,345 2,786 309 284 25 9% Net Mark-up/ interest Inco
Slide 15: Income Statement – Consolidated
INVESTOR PRESENTATION – December 2017 INCOME STATEMENT – Consolidated Annexure A Rs. in Million US$ in Million Dec-17 Dec-16 Var. Dec-17 Dec-16 Var. Growth Mark-up/ interest Income 65,711 64,610 1,101 595 585 10 2% Mark-up/ interest Expensed 34,129 31,344 2,785 309 284 25 9% Net Mark-up/ interest In
Slide 16: Statement of Financial Position – Standalone
INVESTOR PRESENTATION – December 2017 Statement of Financial Position – Standalone Annexure B Rs. in M illion US$ in M illion ASSETS Dec-17 Dec-16 Var. Dec-17 Dec-16 Var. Growth Cash and Balances with Banks & Lending to FIs 94,710 84,396 10,315 858 764 93 12% Investments 698,082 589,865 108,217 6,32
Slide 17: Statement of Financial Position – Consolidated
INVESTOR PRESENTATION – December 2017 Statement of Financial Position – Consolidated Annexure B Rs. in M illion US$ in M illion ASSETS Dec-17 Dec-16 Var. Dec-17 Dec-16 Var. Cash and Balances with Banks & Lending to FIs 94,699 84,396 10,303 858 764 93 Investments 699,324 590,925 108,399 6,333 5,352 9
Slide 18: Disclaimer
INVESTOR PRESENTATION – December 2017 DISCLAIMER The information being presented herein is solely for your information. Except for the historical information, statements that describe the Bank’s objectives, plans or goals discussed in Investor Conference Call are forward‐looking statements. These fo
Slide 19: Thank You
INVESTOR PRESENTATION – December 2017 THANK YOU