Uniqa Insurance Group Ag · VIE:UQA
Uniqa Insurance — Shareholder Meeting (May 2019)
39 slides from Uniqa Insurance's shareholder meeting presentation, May 20, 2019
Slide 1: At the forefront.
At the forefront. 20th General Assembly of UNIQA Insurance Group May 20th 2019
Slide 2: Agenda
Agenda 1. Presentation of the approved and officially adopted Non-consolidated Financial Statements and the Consolidated Financial Statements of UNIQA Insurance Group AG for the year ending 31 December 2018, the Management Report and the Group Management Report, the Corporate Governance Report of th
Slide 3: Agenda
Agenda (b.a.) is increased to implement an employee participation program, either including for members of the Management Board and/or executives or exclusively for members of the Management Board and/or executives, or a stock option plan for employees, either including members of the Management Boa
Slide 4: Item 1 of the Agenda
Item 1 of the Agenda 1. Presentation of the approved and officially adopted Non-consolidated Financial Statements and the Consolidated Financial Statements of UNIQA Insurance Group AG for the year ending 31 December 2018, the Management Report and the Group Management Report, the Corporate Governanc
Slide 5: At the forefront.
At the forefront. 20th General Assembly of UNIQA Insurance Group May 20th 2019
Slide 6: UNIQA 2.0 our strategy program / 2011 - 2020
UNIQA 2.0 our strategy program / 2011 - 2020 € Customer Focus on core 4 Solid Attractive growth business Key programs capital ECR financials UNIQA AT 2012: 108% 25c / € 204m 10.1 million Primary insurer Profitability 2013: 161% 35c / € 308m RV AT 2014: 150% 42c / € 378m Productivity 2015: 182% 47c /
Slide 7: Business Year 2018 – a solid foundation
Business Year 2018 – a solid foundation 7 7
Slide 8: Our foundation at a glance
Our foundation at a glance Gross written premium Combined Ratio Technical result 5,309.5 Mio. € 96.8% 140 mio. € +0.3% -0.7 ppt +26.7% Earnings before taxes Capital Dividend proposal 243 mio. € SCR ~ 248% 53 Cent +41.6% ECR ~ 205% +2 Cent 8 8
Slide 9: Business Year 2018 – improvement in our core business
Business Year 2018 – improvement in our core business 9 9
Slide 10: Our core business 2018 – Property & Casualty Insurance
Our core business 2018 – Property & Casualty Insurance Development according to strategy Growth +5.1% EBT 120 mio. Euro (+26.5%) Cyber crime protection Download of 15,300 Loss burden below for business customers SafeLine Apps average Individual risk analysis Reduction in premium 8.5
Slide 11: Our core business 2018 – Life insurance
Our core business 2018 – Life insurance Lower development due to low interest rate environment Growth -10.1% EBT 78 mio. Euro (+30.5%) MCEV +3.3%; new business marge improved to 5.9% Aging is increasingly burdening the „New“ classic and unit-linked pay-as-you-go system products Gender pe
Slide 12: Our core business 2018 – Health Insurance
Our core business 2018 – Health Insurance Development according to our strategy Growth +4.3% EBT 96 mio Euro (-12.3%) Partner network of Lifestyle DNA analysis - „Akut versorgt“ health service providers a sound genetic test In Vienna, Salzburg, Graz; Direct billing LARA – Nutrition,
Slide 13: Business Year 2018 – Our Innovations
Business Year 2018 – Our Innovations 1 13 3
Slide 14: The (current) digital UNIQA world
The (current) digital UNIQA world CHERRISK MyUNIQA Online www.cherrisk.com Focus on self-service 13 products available on Pure online insurer App 60.000 downloads uniqa.at 200.000 visitors / 5.000 Portal 186.000 call ups AT 15.000 deals constracts CEE 120.000 deals 14 14
Slide 15: UNIQA Ventures - attractive returns and access to digital business models
UNIQA Ventures - attractive returns and access to digital business models Helsinki * Tallinn * * Berlin London Brussels Prague * Paris Vienna * gemeinsam mit Madrid * 15 15
Slide 16: UNIQA Ventures - Cooperations and strong networks in digital health
UNIQA Ventures - Cooperations and strong networks in "digital health“ 16 16
Slide 17: Innovative dental insurance and access to new customer groups
& UNIQA - innovative dental insurance and Access to new customer groups Smart Monthly or yearly subscription toothbrush + Software Brush heads Insurance (games, statistics) 17 17
Slide 18: Sustainability
Sustainability Coal exit Responsible investment E-Cars No new business Rules for our sustainable Further reduction of CO2 with coal industry investment limits for company cars Investments in solar Consideration of social and Purchase of 18 electric and wind farms ecological criteria cars
Slide 19: First Quarter 2019 Result
First Quarter 2019 Result IFRS Euro mn Gross written premium Net insurance technical result Earnings before taxes Consolidated net profit after minorities Cost ratio (net) Combined Ratio P/C (net) 19 19
Slide 20: Outlook for 2019
Outlook for 2019 New way of working and strengthened talent management Solid growth in P&C and in health expected Further investment in innovation & services Continuing high expense for regulatory requirements Further improvement of earnings before tax (excl. CASAG) Maintaining progressi
Slide 21: Thank you very much for your interest and your support!
Thank you very much for your interest and your support!
Slide 22: Item 2 of the Agenda
Item 2 of the Agenda 2. Resolution on the distribution of the net profit shown on the Company's Annual Financial Statements for the year ending 31 December 2018. 22
Slide 23: Item 2 of the Agenda – Proposed Resolution
Item 2 of the Agenda Resolutions Proposed by the Management Board and the Supervisory Board “The net profit for the financial year 2018 in the amount of EUR 164,365,414.37 shall be allocated as follows: Distribution of a dividend of 53 cents for each no-par-value share carrying dividend rights (309,
Slide 24: Item 3 of the Agenda
Item 3 of the Agenda 3. Resolution on the approval of the actions of the members of the Management Board and the Supervisory Board of the Company for the fiscal year 2018. 24
Slide 25: Item 3 of the Agenda – Proposed Resolution
Item 3 of the Agenda Resolutions Proposed by the Management Board and the Supervisory Board “The actions of the members of the Management Board and the members of the Supervisory Board of the company (in the fiscal year 2018) are approved for the fiscal year 2018 in separate votes.” 25
Slide 26: Item 4 of the Agenda
Item 4 of the Agenda 4. Resolution on daily allowances and remuneration for the members of the Supervisory Board. 26
Slide 27: Item 4 of the Agenda – Proposed Resolution
Item 4 of the Agenda Resolutions Proposed by the Management Board and the Supervisory Board “The remuneration of the members of the Supervisory Board shall amount in total to EUR 739,375.00 for the fiscal year 2018. Allocation to the individual members of the Supervisory Board is subject to a decisi
Slide 28: Item 5 of the Agenda
Item 5 of the Agenda 5. Election of the auditor of the Non-consolidated and Consolidated Financial Statements for the fiscal year 2020. 28
Slide 29: Item 5 of the Agenda – Proposed Resolution
Item 5 of the Agenda Resolutions Proposed by the Supervisory Board “PwC Wirtschaftsprüfung GmbH is elected auditor of the Non-consolidated and Consolidated Financial Statements for the year ending 31 December 2020.” 29
Slide 30: Item 6 of the Agenda
Item 6 of the Agenda 6. Resolution on the authorization of the Management Board, up to and including 30 June 2024 (a) Resolution on the authorization of the Management Board, up to and including 30 June 2024, to increase the share capital once or in several tranches with the approval of the Supervis
Slide 31: Item 6 of the Agenda
Item 6 of the Agenda (b.b.) against contributions in kind, in particular by undertakings, businesses, parts of businesses or shares in one or several companies in Austria or abroad, or (b.c.) for an over-allotment option (greenshoe option), or (b.d.) to round up fractional amounts, and (c) with the
Slide 32: Item 6 of the Agenda – Proposed Resolution
Item 6 of the Agenda Resolutions Proposed by the Management Board and the Supervisory Board “The Management Board shall be authorized up to and including 30 June 2024 (a) to increase the share capital once or in several tranches with the approval of the Supervisory Board by not more than EUR 80,000,
Slide 33: Item 6 of the Agenda
Item 6 of the Agenda and/or executives of the Company and, where appropriate, its affiliates, through the transfer of shares to an employee participation foundation in the meaning of Section 4d (4) of the Austrian Income Tax Act, or (b.b.) against contributions in kind, in particular by undertakings
Slide 34: Item 6 of the Agenda
Item 6 of the Agenda The Articles of Association of the Company shall be amended accordingly in Art. 4 para. 3 to read as follows: The Management Board is authorized up to and including 30 June 2024 (a) to increase the share capital once or in several tranches with the approval of the Supervisory Bo
Slide 35: Item 6 of the Agenda
Item 6 of the Agenda and/or executives of the Company and, where appropriate, its affiliates, through the transfer of shares to an employee participation foundation in the meaning of Section 4d (4) of the Austrian Income Tax Act, or (b.b.) against contributions in kind, in particular by undertakings
Slide 36: Item 7 of the Agenda
Item 7 of the Agenda 7. Election of ten members of the Supervisory Board. 36
Slide 37: Item 7 of the Agenda – Proposed Resolution
Item 7 of the Agenda Resolution proposed by the Supervisory Board “The following persons are elected Members of the Supervisory Board in the following orders: Anna Maria D’Hulster Ass.iur. Jutta Kath Dr. Walter Rothensteiner Dr. Christian Kuhn Mag. Erwin Hameseder Dr. Burkhard Gantenbein Mag. Marie-
Slide 38: Item 7 of the Agenda
Item 7 of the Agenda Pursuant to Art. 7 para. 2 of the Articles of Association, the proposed candidates are to be elected as of the end of the 20th Annual General Meeting for a term of office until the end of the Annual General Meeting resolving on the approval of the actions of the Supervisory Boar
Slide 39: Thank you very much for your interest and your support!
Thank you very much for your interest and your support!
UNIQA Insurance Group — Shareholder Meeting (May 2019) on 6ix