Multitude Ag · XETR:MULT

Multitude — Investor Day (2023)

13 slides from Multitude's investor day presentation, Nov 22, 2023

  1. Slide 1: Dr. Clemens Krause, Chief Risk Officer

    Dr. Clemens Krause Chief Risk Officer FE-Classification: General\Anyone

  2. Slide 2: Gini:

    Gini: FE-Classification: General\Anyone

  3. Slide 3: FE-Classification: General\Anyone

    FE-Classification: General\Anyone

  4. Slide 4: FE-Classification: General\Anyone

    FE-Classification: General\Anyone

  5. Slide 5: FE-Classification: General\Anyone

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  6. Slide 6: FE-Classification: General\Anyone

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  7. Slide 7: FE-Classification: General\Anyone

    • • • • • • • • • • • FE-Classification: General\Anyone

  8. Slide 8: Portfolio by region and brand

    Western Rest CapitalBox Europe 3% 16% 10% Eastern Europe 32% Ferratum 56% SweepBank 28% Northern Europe 55% • • • • FE-Classification: General\Anyone

  9. Slide 9: FE-Classification: General\Anyone

    • 9.7% 7.2% 6.9% • 6.7% 5.7% 5.4% 5.4% 4.0% 5.0% 4.3% 4.0% 4.0% 4.0% 4.1% 4.1% 3.9% 3.9% 3.9% • FE-Classification: General\Anyone

  10. Slide 10: Loans by stage and relative loss

    600 35% 29.37% 500 30% 27.61% 27.37% 25.74% 400 25% 20% 300 16.20% 15.45% 14.99% 15% 200 10% 100 5% 0 0% 2018 2019 2020 2021 2022 2023 Q3 2017 2018 2019 2020 2021 2022 LTM 2023 Stage 1: Performing Loans Stage 2: Underperforming Loans Stage 3: Non Perfoming Loans Relative loss • • FE-Classification:

  11. Slide 11: Gross loans by stage and provisions

    800 80.0% 700 70.0% 600 60.0% 500 50.0% 400 40.0% 300 30.0% 200 20.0% 100 10.0% 0 0.0% 2018 2019 2020 2021 2022 2023 Q3 2018 2019 2020 2021 2022 2023 Q3 Prov. S1 % Prov. S2 % Prov S3 % Stage 1: Gross Performing Loans Stage 2: Gross Underperforming Loans Stage 3: Gross Non Perfoming Loans • • • FE-Cl

  12. Slide 12: FE-Classification: General\Anyone

    FE-Classification: General\Anyone

  13. Slide 13: FE-Classification: General\Anyone

    FE-Classification: General\Anyone

Multitude — Investor Day (2023) on 6ix