Bank Handlowy W Warszawie S.a. · GPW:BHW

Bank Handlowy W Warszawie — FY2012 Earnings Presentation

6 slides from Bank Handlowy W Warszawie's earnings presentation, Jun 20, 2013

  1. Slide 1: 2012 financial results

    BANK HANDLOWY W WARSZAWIE S.A. 2012 financial results Warsaw, 20 June, 2013

  2. Slide 2: Macroeconomic environment

    Macroeconomic environment Monetary policy Investments & Consumption NBP reference rate and inflation GDP growth and main components 7.0 F 8 30 25 6.0 6 20 5.0 4 15 4.0 10 2 5 3.0 0 0 2.0 MPC target -5 -2 1.0 -10 -4 -15 0.0 Jan-00 Jan-01 Jan-02 Jan-03 Jan-04 Jan-05 Jan-06 Jan-07 Jan-08 Jan-09 Jan-10

  3. Slide 3: Summary of 2012 in Citi Handlowy

    Summary of 2012 in Citi Handlowy • Record high net profit of Citi Handlowy • Net profit for distribution: PLN 1 B (+40% YoY); consolidated net profit: PLN 970 MM (+32% YoY) ROTCE ROA Cost/Income • Improvement in key financial ratios: 19.3% 2.4% 52% 2.9 p.p. YoY 0.8 p.p. YoY 6.6 p.p. YoY • Discipline

  4. Slide 4: Citi Handlowy's financial results vs. banking sector

    Citi Handlowy’s financial results vs. banking sector Revenues Expenses Citi Handlowy Banking sector Citi Handlowy Banking sector PLN B PLN B PLN B PLN B +12% +3% -0.2% +3% 2.73 2.43 57.8 59.4 29.2 30.1 1.43 1.43 2011 2012 2011 2012 2011 2012 2011 2012 Net impairment losses Net profit Citi Handlowy B

  5. Slide 5: Key business achievements in 2012

    Key business achievements in 2012 Customer loans (PLN B) Financial Markets +10% Sector: +1% Record result achieved mainly in the area of professional markets – 16.2 14.7 gains on sale of AFS debt securities and trading Corporate clients FX volume up by 20% YoY, turnover higher than the Polish tradin

  6. Slide 6: Shareholders' value creation

    Shareholders’ value creation Citi Handlowy’s price vs. main indices since the beginning of 2012 Citi Handlowy as a member of prestigious WSE indices 110 Citi Handlowy: +45% (+3% DY) Citi Handlowy: +39% (+3% DY) WIG Banks: +20% WIG Banks: +24% WIG20: +18% WIG20: +12% 105 100 Reliable companies with h

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