Bayfirst Financial Corp. · NASDAQ:BAFN
Bayfirst Financial — Investor Presentation (April 2026)
6 slides from Bayfirst Financial's investor presentation, Apr 30, 2026
Slide 1: Confidential Investor Presentation March 2026
Confidential Investor Presentation March 2026
Slide 2: Private placement offering disclaimer
BayFirst Financial Corp. (together with its subsidiaries, the “Company,” “BayFirst,” or “BAFN”) is offering its securities (collectively, the “Securities”) in a proposed private placement (the “Offering”). The Securities have not and will not be registered under the Securities Act of 1933, as amendm
Slide 3: Use of Non-GAAP Measures
This confidential presentation includes certain financial measures that are not measures recognized under U.S. generally accepted accounting principles (“GAAP”) and therefore are considered non-GAAP financial measures. The Company’s management uses these non-GAAP financial measures in their analysis
Slide 4: Forward-looking statements
In addition to the historical information contained herein, this confidential presentation includes "forward-looking statements" as contemplated by the Private Securities Litigation Reform Act of 1995. Forward-looking statements are subject to many risks and uncertainties, including, but not limited
Slide 5: Pro Forma Capital Raise Overview
1 PRO FORMA CAPITAL RAISE OVERVIEW (1) Post capital raise, the Company intends to redeem the following Series of Preferred Stock at their respective liquidation preferences (which includes ~$1.16mm of dividends (2) in arrears): • 9% Series A Cumulative Nonconvertible Preferred Stock • 8% Series B Cu
Slide 6: Gross Loans 12/31/2025
12 Gross Loans 12/31/2025 Non-Government Lending Construction & Land Dev. 33,737 1-4 Family Loans 365,362 Multifamily Loans 4,214 CRE: Owner-Occupied 77,231 CRE: Non Owner-Occupied 60,420 Commercial & Industrial 32,777 Consumer & Other Loans 86,172 Core Bank 659,913 Government Lending Guaranteed Ung
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