Younited Financial — Merger or Acquisition (May 2025)

7 slides from Younited Financial's merger presentation, May 16, 2025

Slide 1: Acquisition of Helios SAS – Investor Presentation
YOUNITED May 16*, 2025 Acquisition of Helios SAS Investor Presentation
Slide 2: Note: (1) Excluding non-cash expenses settled in capital instruments.
Note: (1) Excluding non-cash expenses settled in capital instruments. 2
Slide 3: Single Credit to Full Banking: Product offering
Single Credit Full Banking Product offering Products ecosystem Consumer Credit Coaching Loyalty Savings More services Credit as Payment Insurances Payment Cards Current account 2021-2024 2025-26 3
Slide 4: Helios retail banking offering
RETAIL BANKING INVESTMENT / SAVINGS MONEY MANAGEMENT PREMIUM ACCOUNT CURRENT ACCOUNT LIFE INSURANCE BUDGET MANAGEMENT OWNED BY 40% OF FRENCH POP SMART ALLOCATION & LIMITS SHARED & STUDENT FREELANCE ACCOUNT SAVINGS ACCOUNT SUSTAINABLE CASHBACK ACCOUNTS OWNED BY 80% OF FRENCH POP +120 PARTNERS (5% DIS
Slide 5: Extension with Helios
Current younited-coach.com Extension with Helios 2-factor 3-D secured Data privacy authentication 5
Slide 6: Trustpilot score 4.7 with over 100k reviews
Score Over 100k+ reviews 4.7 0 5 Source: Trustpilot score as at May 12th, 2025. 6
Slide 7: Investor relations contact and disclaimer
Investor relations contact: investorrelations@younited.com This announcement contains information that qualifies, or may have qualified, as inside information within the meaning of Article 7(1) of Regulation (EU) No 596/2014 on market abuse. This announcement may include forward-looking statements,