Southern First Bancshares, Inc. · NASDAQ:SFST
Southern First Bancshares — Investor Presentation (February 2020)
9 slides from Southern First Bancshares's investor presentation, Feb 19, 2020
Slide 1: Southern First Bancshares, Inc. Investor Presentation
Southern First Bancshares, Inc. Investor Presentation F 19
Slide 2: Forward Looking Statements
= Ze. Forward Looking Statements: During the course of this presentation, management may make projections and forward-looking statements regarding events or the future financial performance of Southern First Bancshares, Inc. We wish to caution you that these forward- looking statements involve certa
Slide 3: Corporate Profile: Southern First markets
Corporate Profile: NORTH CAROLINA sath @ SOUTH CAROLINA Southern First markets: Greenville, SC: 2000 Columbia, SC: 2007 Charleston, SC: 2012 Raleigh, NC: 2016 GEORGIA Atlanta, GA: 2017 Greensboro, NC: 2018
Slide 4: Corporate Profile
Corporate Profile: * Overview: — Headquartered in Greenville, South Carolina — Started as a de novo bank 20 years ago — Offices in Greenville, Columbia, Charleston, Raleigh, Atlanta, Greensboro ¢ Financial snapshot (as of December 31, 2019) — Total assets: $2.3 billion — ROAA: 1.35% — ROAE: 14.72% —
Slide 5: 2019 Highlights
2019 Highlights: Earnings: * Net Income of $27.9 million — 25% increase from 2018 ¢ Diluted EPS of $3.58 — 24% increase from 2018 * Book value increased to $26.83 — 15% increase from 2018 Growth: * Core deposits increased $222 million — 15% increase ¢ Total loans increased $266 million — 16% increas
Slide 6: SFST Book Value
SFST Book Value $28.00 $26.83 2015 — 12% increase 2016 — 13% increase 2017 — increase 2018 — 14% increase 2019 — 15% increase Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Slide 7: SFST increased 150%
SFST increased 150% KBW Nasdaq Bank Index increased 53% SFST Bank Index ‘ Y/E 2014 Y/E 20 =
Slide 8: 2020 Strategic Objectives
2020 Strategic Objectives: = Growth Risk Performance
Slide 9: Southern First Bancshares: Growing Shareholder Value
Southern First Bancshares Growing Shareholder Value Model — technology / efficient structure Markets — attractive markets in SC, NC, & GA 3 Leadership — performance driven
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