Hancock Whitney Corporation · NASDAQ:HWC
Hancock Whitney — Gulf South Bank Conference 2020
8 slides from Hancock Whitney's conference presentation, Aug 10, 2020
Slide 1: Gulf South Bank Conference Reference Slides 8/10/2020
Gulf South Bank Conference Reference Slides 8/10/2020
Slide 2: Forward-looking statements
This presentation contains forward-looking statements within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements that we may make include statements regarding our expectations regarding o
Slide 3: Corporate Profile (as of June 30, 2020)
Corporate Profile (as of June 30, 2020) $33.2 billion in Total Assets $22.6 billion in Total Loans (includes $2.3 billion in PPP loans) $27.3 billion in Total Deposits CET1 ratio 9.78%; Tangible Common Equity (TCE) ratio 7.33% $1.8 billion in Market Capitalization Over 200 banking locations and near
Slide 4: Post 2Q20 Highlights
Post 2Q20 Highlights Expect to pay our quarterly dividend, subject to board approval, later in 3Q Expect provision for credit losses to return to a more normalized level in the second half of 2020 NIM expected to be relatively stable and approximate 3.23% for the remainder of 2020 Active deferrals p
Slide 5: Allowance for Credit Losses (ACL)
Allowance for Credit Losses (ACL) Total ACL (including the reserve for unfunded commitments) as a percentage of total loans at June 30, 2020 was 5.66% for the energy portfolio and 2.06% for the nonenergy portfolio (or 2.30%, excluding PPP loan balances). At March 31, 2020, the ACL percentage to tota
Slide 6: NIM expected to be relatively stable at approximately 3.23% for remainder of 2020
NIM expected to be relatively stable and approximate 3.23% for the remainder of 2020 Headwinds: Continued low interest rate environment Full quarter impact of subdebt issuance Impact of surplus liquidity related to COVID-19 Lower accretion levels related to MSL acquisition Tailwinds: Focus on lower
Slide 7: Solid Capital In Excess of Regulatory Minimums
Solid Capital In Excess of Regulatory Minimums (1) Regulatory minimum with Capital Conservation Buffer (CCB) must be met in order for a bank holding company to engage in certain capital activities including, but not limited to, paying shareholder dividends. Leverage ratio does not have a CCB require
Slide 8: Gulf South Bank Conference Reference Slides 8/10/2020
Gulf South Bank Conference Reference Slides 8/10/2020