Charles Schwab Corporation (the) · NYSE:SCHW
Charles Schwab Corporation (the) — Investor Presentation (2025)
24 slides from Charles Schwab Corporation (the)'s investor presentation, 2025
Slide 1: Charles Schwab Women Investors Survey 2025
Charles Schwab Women Investors Survey 2025 ©2025 Charles Schwab & Co., Inc. (“Schwab”). All rights reserved. Member SIPC.
Slide 2: Methodology
Methodology The Women Investors Survey is an online study conducted for Charles Schwab by Logica Research. Logica Research is neither affiliated with, nor employed by, Charles Schwab & Co., Inc. The online study was conducted from January 7th to January 23rd, 2025, among a sample of American women.
Slide 3: Nine in ten women investors feel on the right track to achieve financial goals
Nine in ten women investors feel they are on the right track to achieve their financial goals On Track to Achieve Financial Goals 1% 40% Disagree Agree strongly strongly 9% 90% Disagree Agree they are on the right track somewhat 50% Agree somewhat Q.22: Please indicate how much you agree or disagree
Slide 4: Most women investors are focused on long-term financial goals
Most women investors are focused on their long-term financial goals when it comes to their investments Long-Term Financial Goals vs Short-Term Financial Goals 20% 80% Short-term goals are Long-term goals are a bigger priority a bigger priority Q.16: Which is a bigger priority for your investments ri
Slide 5: Women are risk savvy, and over half are comfortable taking risk
Women are risk savvy, and over half are comfortable taking risk in their investments Approach to Investing 14% I like taking on risk with my 25% investments for potential higher returns I don't like to take on much risk with my investments I don't mind taking on some risk with my investments if the
Slide 6: Patience and discipline are women's top strengths as investors
Patience and discipline are women’s top strengths as investors, followed by consistency and planning Investing Strengths 50% 45% 33% 32% Patience Discipline Consistency Planning/Strategy Willing to wait for investments Stick to a plan and avoid emotional Invest regularly to build portfolio Carefully
Slide 7: The three biggest lessons women investors say they have learned
The three biggest lessons women investors say they have learned are staying invested through volatility, acknowledging their risk tolerance, and diversifying Investing Lessons Learned Stay invested despite the ups and downs 58% of the market Choose your comfort level with risk and be 57% disciplined
Slide 8: Most women investors feel empowered and enjoy managing investments
Most women investors agree that managing their investments gives them a feeling of empowerment and is something they enjoy Managing My Investments Gives Me a Feeling of Investing is Something I Enjoy Empowerment 38% Agree strongly 46% Agree strongly 45% Agree somewhat 91% 45% Agree somewhat 83% 13%
Slide 9: Nearly two-thirds of women think of themselves as investors
Nearly two-thirds of women surveyed think of themselves as investors, and a quarter think of themselves as traders “Yes” Consider Self an Investor “Yes” Consider Self a Trader 62% 26% Q.3: Do you think of yourself as an investor? Q.5: Do you think of yourself as a trader? (Base: Total = 1,200) 9 ©20
Slide 10: Almost nine in ten women investors feel confident in their strategy
Almost nine in ten women investors feel very or somewhat confident in their overall investment strategy Confidence in Investment Strategy 1% Not at all confident Very confident 29% 10% Not very confident 89% Confident in their overall investment strategy Somewhat confident 60% Q.18: How confident ar
Slide 11: Women investors prefer a combination of own research and professional guidance
Women investors are highly engaged in the process, and most prefer a combination of doing their own research and guidance from professionals Preferences When Making Investment Decisions 24% 33% 42% Prefer to make Prefer to rely on the Prefer a combination of decisions independently guidance of finan
Slide 12: More than half of women investors turn to professionals for financial information
More than half of women investors turn to professionals for financial information, along with internet searches, family and resources from investment firms Sources of Financial Information 61% 41% 39% 35% 28% 28% 23% 22% 14% 13% 13% 11% 8% A Internet Family Investment Social Financial Financial Frie
Slide 13: Seeking information or advice anonymously is important to three-quarters of women investors
Seeking information, research or advice anonymously is important to three-quarters of women investors Importance of Seeking Advice Anonymously Very important – I feel most comfortable seeking information 37% anonymously 76% Somewhat important – I feel comfortable being anonymous in Important specifi
Slide 14: Over four in five women investors discuss financial information with others
Over four in five women investors discuss financial information or advice with others, and almost half do so on an occasional basis Discussing Financial Information and Advice Yes, frequently 19% 86% 46% Yes, occasionally Discuss financial information or advice with others 21% Yes, but only if asked
Slide 15: Women investors discuss finances with family and friends
Women investors most frequently discuss finances with their family and friends to learn new information, support others and feel confident in their decisions Women Investors Discuss Financial Information Reasons Women Investors Discuss Financial Information and Advice and Advice with: 79% To learn n
Slide 16: On average, women investors began investing at 31 years old
On average, women investors began investing at 31 years old, and about half started before the age of 30 Age First Started Investing 51% 29% Average Age Began Investing 13% 31 years old 7% Under 30 30-39 40-49 50+ Q.7: At what age did you first begin investing? (Base: Investing on Own = 1,168) 16 ©2
Slide 17: Top reasons women investors first started
The top reasons women investors first started were to grow their money and save for retirement Reasons First Started Investing To grow my money 70% To save for retirement 59% To become financially independent 40% To reach my financial goals 37% To learn how to invest 25% For fun 8% To participate in
Slide 18: Actions taken when first starting to invest
Many women investors worked with experts, received support from family and friends and used online tools early in their investing journey Actions Taken When First Started Investing 42% 41% 34% 15% 12% 13% 6% I worked with a I received advice, I used online I relied on I participated in I worked with
Slide 19: Women investors are invested across a variety of products today
Women investors are invested across a variety of products today, with individual stocks being the most popular investment type Ownership of Investment Products Real estate Options or Alternative Stocks Mutual funds Bonds investments Crypto ETFs futures investments 0% 1% 1% 2% 3% 6% 9% 12% 6% 10% 15%
Slide 20: Most women investors wish they started sooner
Most women investors wish they started sooner, and two-thirds delayed saving and building wealth because they did not have extra earnings set aside Investing Challenges I wish I had started investing sooner 85% I made sure I felt financially ready before I began investing 77% I delayed saving and bu
Slide 21: Limited knowledge and money were the primary challenges when first starting
Limited knowledge and money were the primary challenges women investors faced when they first began Top Investing Challenges When First Started Investing 54% 53% 21% Lack of financial Limited access to financial Limited funds or money knowledge resources or tools or education 20% 19% 12% Lack of adv
Slide 22: Challenges impacting women's ability to invest
Challenges such as lower pay, career pauses to care for others and fewer job opportunities have the greatest impact on women’s ability to invest Ongoing Challenges Impacting Ability to Invest 31% 20% 14% 14% 13% 11% Less money to Less money to Less money to invest No time to research Lack of women L
Slide 23: Factors increasing confidence in reaching financial goals
Greater access to investing, clear goals and more ways to build wealth and learn have also made women investors feel more likely they will reach their goals Top 5 Factors Increasing Confidence in Reaching Financial Goals I have more clearly Financial education Investing is more defined financial The
Slide 24: Important Information
Important Information About Schwab Women Investors Survey The online survey was conducted by Logica Research from January 7, 2025, to January 23, 2025, among a national sample of 1,200 women investors in the United States, aged 21 to 75, with at least $5,000 in investable assets and who are primary