Slide 1: Prudential plc 2025 Half Year Results
Prudential plc 2025 Half Year Results • 27 August 2025 2378.HK PRU.L
Slide 2: Delivering high quality, consistent growth and driving shareholder returns
Delivering high quality, consistent growth and driving shareholder returns Leading positions across high growth markets in Asia and Africa Growth On track for 2025 guidance of >10% across key metrics1 Trusted household brand with nearly 180-year heritage 15-20% >$4.4bn Confidence 2022-27 2027 Gross
Slide 3: Consistent performance driving enduring growth in shareholder returns
Consistent performance driving enduring growth in shareholder returns Diversified footprint Greater China across Asia & Africa ✓ Top 5 in all markets1 Scale franchise in Asia & Africa Trusted household ASEAN brand ✓ Top 3 in 7 out of 9 markets2 Well balanced distribution India channel at scale ✓ Top
Slide 4: Asian market growth recovered to pre-COVID levels
Multi-market growth engines Asian market growth recovered to pre-COVID levels Gross Written Premium Growth pre/post-COVID Rebased 2013 to 100 (%)1 Pre- Post- 230% COVI COVID COVID D APE APE APE COVID period 3 3 3 210% CAGR % 2013-2019 2019-2022 2022-2024 Greater China4 13% (7)% 25% 190% ASEAN2 7% 2%
Slide 5: 1H25 Financial highlights
1H25 Financial highlights Financial performance by segment Growth Markets Hong Kong NBP OPAT2 & other $’m 1H25 % YoY 1H25 % YoY NBP Indonesia $1.3bn Other Hong Kong 540 16 547 16 Malaysia Mainland China1 156 8 212 8 Banca NBP Singapore Singapore 184 5 297 1 Mainland China1 Agency Malaysia 44 (12) 15
Slide 6: Sustainability
Sustainability September 2025 5
Slide 7: Prudential sustainability strategy
Prudential sustainability strategy 6
Slide 8: Targets and progress
Targets and progress Targets and timing Board's evaluation of progress UNSDGs Intended outcome of UNSDGs ® ontrack 131,132,133 — Integrate climate change messures into national policies, strategies and planning During 2024, we reduced the weighted average QD carbon intensity (WAC!) of our portfolio
Slide 9: Prudential's strategy on Responsible Investment
Prudential’s strategy on Responsible Investment 8
Slide 10: Prudential's Financing the Transition approach
Prudential’s Financing the Transition approach 9
Slide 11: Inclusive Insurance: Unlocking new market segments
Inclusive Insurance: Unlocking new market segments What is Inclusive Insurance Inclusive Insurance building blocks Inclusive Insurance aims to bridge the protection gap by broadening and increasing our customer base facing these Financial Literacy market barriers: 1 Building insurance awareness thro
Slide 12: Environmental targets
Environmental targets Priority actions By reducing our emissions, we are delivering real-world impact whilst supporting long-term resilience for our businesses. To date, we have achieved our operational emissions reduction targets. We have case studies where these environmental actions also have pos
Slide 13: Prudence Foundation
Prudence foundation Pillar 1: Financial Literacy & Inclusion Pillar 1: Climate and Health Resilience Empower individuals and communities to make informed Strengthen health resilience against the impacts of climate financial decision, and support access to financial inclusion change, the biggest thre
Slide 14: For Every Life, For Every Future
For Every Life, For Every Future
Slide 15: Forward-looking statements
Forward-looking statements This document contains 'forward-looking statements' with respect to certain of Prudential's (and its wholly and jointly owned businesses’) • The timing, impact and other uncertainties of future acquisitions or combinations within relevant industries; plans and its goals an