Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — H1 FY2023-24 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Nov 10, 2023
Slide 1: RATNA Digitally PRAKAS PRAKASH H
RATNA Digitally by RATNA signed PRAKAS PRAKASH Date: 2023.11.10 H 15:47:19 +05'30'
Slide 2: Investors Presentation & Performance Highlights Half Year FY 2023-24
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS HALF YEAR OF FY 2023 - 24 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research.
Slide 3: Financial Highlights
FINANCIAL HIGHLIGHTS (Amount in ₹ Crore) 100000 Period ended Sep-23 80000 Period ended Sep-22 82164 Balance 76817 60000 Sheet 40000 20000 15724 14734 0 Total Assets Net Worth 4000 3000 3731 3504 Income Statement 2000 1000 1266 1234 1204 1085 897 808 0 TOTAL INCOME NII PBT PAT 18000 16000 17457 14000
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 23-24 Financial Year 22-23 For the Financial Year Discipline-wise Q2 Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 - 369.96 29.82 38.60 3,385.00 - 369.96 3,453.42 1,746.79 Housing - 5.03% 3.10% 0.63% 19.92% - 4.74% 14.05% 8.45% 447.83 6,987.17 925
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 23-24 Financial Year 22-23 For the Financial Year Discipline-wise Q2 Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 243.50 250.10 188.50 1,540.95 100.00 - 493.60 1829.45 1,269.54 Housing 7.87% 39.74% 5.62% 35.08% 34.93% - 13.26% 21.61% 14.29% 2
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Financial Year 23-24 Financial Year 22-23 For the Financial Year Discipline-wise Q2 Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 220.00 248.00 150.00 1,500.00 100.00 - 468.00 1,750.00 1,153.54 Social Housing 7.11% 39.41% 4.47% 34.15% 34.93% - 12.57
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 23-24 Financial Year 22-23 For the Financial Year Borrower-wise Q2 Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 Government 79,111.35 77,383.56 78,266.86 76,738.06 73,643.94 74,703.42 79,111.35 78,266.86 75,934.31 Agen
Slide 8: Details of Borrowings
D e ta i l s o f B o r r ow i n g s (Amount in ₹ Crore) Financial Year 23-24 (At the end of) Financial Year 22-23 (At the end of) For the Financial Year Particulars Q2 Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 2020-21 (Amount in ₹ Crore) Long Term Borrowing 14,014.04 14,014.04 14,014.04 15,031.76 15,0
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) H1 Q2 12M FY 24 FY 23 FY 24 FY 23 FY 23 FY 22 FY 21 Particulars Taxable Bonds 1,500.00 - - - 3,970.00 2,500.00 6,350.00 Refinance from NHB/IIFCL - - - - - - - Banks * - - - - - - - -Short-term Loans # 2,870.80 1,397.00 2,870.80 1,397
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS September, 2023 September, 2022 S. No. Exposure at Default Outstanding Outstanding % % (₹ in Crore) (₹ in Crore) I. Stage 1 78,848.70 96.64 72,435.58 95.04 II. Stage 2 0.09 0.00 881.27 1.16 III. Stage 3 2,745.33 3.36 2,896.50 3.80 Total 81,594.12 100.00 76,213.35 100.00 Tota
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in ₹ Crore) Particulars Quarter Ended Half Year Ended th th th th 30 September, 2023 30 September, 2022 30 September, 2023 30 September, 2022 (Reviewed) (Reviewed) (Reviewed) (Reviewed) Income: - Revenue from Operations 1,864.80 1,738.61 3,706.41 3,487.88 - Other Income
Slide 12: Key Indicators
Key Indicators Half Year Ended Particulars September,2023 September,2022 Yield on Loan (%) (Annualised) 9.34% 9.25% Cost of Funds (%) (Annualised) 7.73% 7.53% Interest Spread (%) 1.61% 1.72% 3.22% 3.30% Net Interest Margin (%) (Annualised) Interest Coverage Ratio (times) 1.50 1.49 Debt Equity Ratio
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n th rd 30 September, 2023 3 November, 2023 Particulars % % President of India 81.81 75.17 Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.65 0.88 Resident Individual/ Employees 8.44 10.94 Mutual fund/ AIF 1.19 1.22 Nationalized Ba
Slide 14: Thank You
THANK YOU Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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